Health Underwriter, Sr. jobs in Illinois

Sidecar Health is redefining health insurance. Our mission is to make excellent healthcare affordable and attainable for everyone. We know that to accomplish this lofty mission, we need driven people who will make things happen.

The passionate people who make up Sidecar Health’s team come from all over, with backgrounds as tech leaders, policy makers, healthcare professionals, and beyond. And they all have one thing in common—the desire to fix a broken system and make it more personalized, affordable, and transparent.

If you want to use your talents to transform healthcare in the United States, come join us!

About the Role

The Group Underwriter will provide subject matter expertise in underwriting groups and will oversee the company’s underwriting process for groups of all funding types and sizes.

What You’ll Do

• Recommend underwriting policies and process designs that address critical trends and changes in the industry, as well as departmental and/or product line long-term goals, to ensure alignment with key company strategies
• Analyze qualitative and quantitative data to approve risk selection and acceptance, coverage, and pricing
• Recommend creative alternatives regarding rating plans, coverages, and payment plans. Analyze the quality and quantity of risks underwritten and prepare reports accordingly
• Review profit/growth results and trends to recommend and implement action plans to produce growth with profitable underwriting results. Identify trends/issues and offer solutions on issues, including appeals and exceptions, to meet customer needs while ensuring alignment with business strategies

What You’ll Bring 

• Highly developed knowledge of the underwriting function
• General awareness of current affairs, industry issues, and trends, both corporate and external
• Solid knowledge of insurance contract law and state legislative requirements
• Strong knowledge of insurance products (plans, riders, benefits), and illustrations, and how they are marketed
• Knowledge of the reinsurance marketplace to work proactively with the field where reinsurance is an opportunity
• Comfortable working in a fast-paced environment and with minimal supervision
• Enthusiasm and positive attitude
• Strong interpersonal communication skills, both written and verbal
• Excellent analytical and problem-solving skills, and the ability to demonstrate attention to detail
• Ability to think of and implement creative solutions to business problems
• 2 years of experience in an underwriting role
• Four-year degree required

What You'll Get

• Competitive salary, bonus opportunity, and equity package  
• Comprehensive Medical, Dental, and Vision benefits
• A 401k retirement plan
• Paid vacation and company holidays
• Opportunity to make an impact at a rapidly growing mission-driven company transforming healthcare in the U.S.