Group Underwriter reviews and analyzes risk characteristics on insurance applications, renewals, and change requests. Utilizes underwriting guidelines, rules, standards, and levels of authority to accept, reject, or mitigate risk for applications and determine appropriate premiums, limits, and coverages. Being an Group Underwriter calculates renewal rates. Ensures that underwriting activities comply with all industry and governmental regulations. Additionally, Group Underwriter may coordinate with field agents to collect or clarify information or decisions. Typically requires a bachelor's degree or equivalent. Typically reports to a supervisor or manager. The Group Underwriter work is closely managed. Works on projects/matters of limited complexity in a support role. To be an Group Underwriter typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Description
The Senior Group Underwriter performs risk appraisals to maximize revenues while minimizing risks consistent with underwriting guidelines for traditional group life, disability and group worksite life, disability, critical illness, accident, and hospital indemnity products. The Senior Group Underwriter will provide accurate and timely evaluation and rating of prospects, new groups, amendments, and renewals. As a Senior Group Underwriter you will serve as a technical resource to Underwriters and Underwriting Assistants. This is a fully remote position.
Responsibilities:
Requirements:
Horace Mann’s Worksite Division consists of multiple underwriting carriers that have over forty years of demonstrated success with voluntary benefits and true group life and disability insurance in the public sector, with a particular focus in the education sector furthering the mission to help educators protect what they have today and prepare for a successful tomorrow. Horace Mann’s Worksite Division proudly provides valuable group insurance coverage for over 750,000 educators and other public sector employees across the United States. The Senior Group Underwriter will serve a critical role with Horace Mann’s Worksite Division as we broaden our mission to serve more educators and public sector employees across the country. We’re motivated by serving those that serve our communities and looking for a talented Senior Group Underwriter to join our mission-centric team.
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