Fraud Prevention Associate jobs in Saint Louis, MO

You can work at any bank - no problem - but if you want to work for the new banking tradition for the next generation, you need to apply to Bank of Franklin County (BFC) TODAY!

Become a key player at BFC, your local community bank headquartered in Washington, MO, as our next Loss Prevention Fraud Specialist. Take charge of unraveling fraud mysteries and resolving transaction discrepancies to safeguard our customers' assets while championing the recovery of lost funds. As a vital member of our bookkeeping/accounting department, you'll tackle a diverse array of tasks, from filing to balancing general ledger accounts, handling customer inquiries, and providing crucial support for treasury services. Ready to WORK Differently? Step up to the challenge at BFC!

This is a full time position with competitive salary and benefits.

Essential Duties & Responsibilities:

• Handles the investigation and resolution of check fraud including the recovery of lost funds. Manages systems and procedures for identifying potential losses such as reviewing inclearing items, mobile deposit items, and merchant capture items for appropriateness, possible fraud and compliance with procedures.
• Handles the investigation of customer claims for unauthorized debit card or ACH transactions in a timely manner and in compliance with Regulation E, MasterCard and NACHA timelines. Processes disputes and follows up for case completion.
• Submits ACH originations, makes entries, corrections and resubmits items as necessary.
• Inputs wire transfers immediately upon request. Scrutinizes instructions for accuracy and maintains log of all activity.
• Reconciles general ledger accounts and correspondent accounts, insuring accurate processing and posting of all entries.
• Assists with clearing of exceptions, non-post item handling and decisioning NSF items.
• Monitors overdraft report for excessive number of days and follows procedures for charge offs.
• Responds to customer inquiries in a timely and efficient manner including necessary research, requested copies, and other correspondence as necessary.
• Obtains and maintains customer agreements and other required documentation for Treasury Services products. Processes annual reviews.
• Assists with Digital Banking/Treasury Services products including, but not limited to, Commercial Online Banking/Cash Management, ACH Origination, Remote Deposit Capture, Positive Pay, Wires, Bill Pay, External Transfers, Mobile Deposit, Account Analysis, and Sweep Accounts. Provides support to customers while maintaining a collaborative relationship with Universal Bankers and Commercial Loan Officers.
• Reviews invoices for accuracy, processes all bills for payment and maintains accounts payable files, performs research on all accounts payable problems, processes accounts receivable and maintains files.
• Processes reclamations, garnishments, subpoenas, or tax levies.
• Ensures all accounting functions are completed in a timely and efficient manner with filing and backup documentation kept up to date following the requirements of record retention.
• Compiles various reports for management and the Board.
• Gathers and prepares information for audits and exams.
• Ensures that the bank is compliant with all regulatory and internal policies and procedures, and NACHA Operating Rules and Guidelines.

Qualifications:

• College degree preferred, or two years of banking experience.
• Successful completion of in-house or other approved program training
• Ability to stay on task with multiple interruptions.
• Strong analytical, mathematical and written communication skills.
• Understanding of accounting principles and computer spreadsheet skills a plus.
• AAP: Accredited ACH Professional or NCP: National Check Professional certifications are highly desired.
• Good interpersonal communication skills.
• Strong attention to detail.
• Good knowledge of computer operations, as well as the ability to operate standard office equipment.
• Good working knowledge of other departments in the financial institution as they relate to bookkeeping operations.
• Strong knowledge of bank policies and regulations, specifically those related to the operations function, (i.e. NACHA, FASB, etc.)

If you are interested in a challenging, yet rewarding career in a great organization, please send your resume to resume@bankfc.com.

Bank of Franklin County is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, age, national origin, disability, genetic information, veteran status, gender identity or any other characteristic protected by law.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Bereavement leave
• Dental insurance
• Employee assistance program
• Flexible schedule
• Health insurance
• Life insurance
• Paid sick time
• Paid time off
• Referral program
• Vision insurance

Schedule:

• 8 hour shift
• Day shift
• Monday to Friday
• No weekends

Ability to Relocate:

• Washington, MO 63090: Relocate before starting work (Required)

Work Location: In person