Fraud Investigation Officer jobs in Montana

About The Role

About the Role

The AML Alert Investigation Specialist is responsible to detect, review and report on potential suspicious activities filtered and alerted on by the Suspicious Activity Monitoring (SAM) system.

This position will perform all functions necessary to maintain compliance with the GBCI BSA / AML / OFAC Program, Policies, and Procedures in order for the bank to comply with legal and regulatory requirements and maintain satisfactory ratings on all BSA Audits and Exams.

This is a Corporate Position, which can be located in an available bank division location across our eight-state footprint in AZ, CO, ID, MT, NV, UT, WA, or WY.

Click here to learn more about our bank divisions.

The entry rate for this position is $20.83 / hour (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

Description

Determine if alerts can be closed or warrant further investigation and elevation to an active investigation in the case management system.

As necessary, use available research tools (public internet sources as well as third party sites) to identify information concerning transactions identified for further investigation.

Request additional information by contacting various compliance or business personnel throughout the organization to determine if facts and circumstances surrounding unusual transactions warrants closure of the investigation or if further action is warranted.

Escalate unusual activity or lack of responsiveness to inquiries to Management. Document investigations as instructed and submit QARs as warranted.

Work with divisions and operations units to investigate transactions that are suspicious in nature. Analyze account data for suspicious activity using the AML monitoring system.

Maintain an understanding and working knowledge of banking operations as they relate to BSA / AML / OFAC compliance including;

teller functions, new accounts, wire transfers, electronic banking and letters of credit. Ensure that training is kept current on BSA / AML / OFAC regulations.

Assist supervisor(s) in developing and maintaining standard processes and procedures to comply with BSA / AML / OFAC requirements in this area.

Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

Must complete the assigned online training courses and achieve a passing score by due date.

About You

Qualifications

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

Required / Preferred

Education Level

Description

Required

High School Diploma / GED

Preferred

Associate Degree

A two-year college degree or completion of a specialized course of study at a business or trade school equivalent to approximately 64 credit hours.

Experience

Required / Preferred

Experience Level

Description

Required

3 years

Banking experience.

Required

1 year

Investigation experience, preferably in anti-money-laundering or fraud.

Preferred

1 year

Experience using BAM SAM system or similar AML application; specifically involving alert investigations.

Preferred

1 year

Experience using Jack Henry’s 4 / Sight, Synergy, Vertex and Silverlake, Microsoft Outlook and Excel.

Would an equivalent combination of relevant education and work experience be considered? : Yes

License / Certification

Required / Preferred

License / Certification

Description

Preferred

Other Relevant Certification

BSA Professional Certification.

Required Skills and Abilities

• Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy.
• Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
• Employee must be a team player and have a proven ability to build rapport and work effectively with employees at all levels of the organization.
• The ability to collaborate, communicate, motivate, persuade, and influence stakeholders is a critical component of the position.
• Ability to take initiative, and make decisions based on regulations, company policies, knowledge and experience with minimal supervision.
• Ability to adapt to change (e.g. shifting priorities, demands, and timelines) through time management, analytical, and problem solving skills.
• Employee must be well organized with ability to prioritize and multi-task in a fast paced work environment and meet deadlines with minimal supervision.
• Employee must be capable of regular, reliable, and timely attendance. Must be willing to work flexible hours or be on-call when needed.

Additional Requirements

Travel

Occasional travel required : (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.

Working Conditions

Environment : Indoors, a climate-controlled shared work area.

Noise Level : Minimal noise.

Lifting : Sedentary work : Exerting up to 10 pounds of force occasionally and / or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body.

Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Vision

Close visual acuity to prepare and analyze data and figures, view a computer terminal, and read the computer screen, printed materials, and handwritten materials.

Physical Activities

Frequency

Balancing : Maintaining body equilibrium to prevent falling and walking, standing or crouching on narrow, slippery, or erratically moving surfaces.

Infrequent rare.

Climbing : Ascending or descending ladders, stairs, scaffolding, ramps, poles and the like, using feet and legs and / or hands and arms.

Infrequent rare.

Crawling : Moving about on hands and knees or hands and feet.

Infrequent rare.

Crouching : Bending the body downward and forward by bending leg and spine.

Infrequent rare.

Feeling : Perceiving attributes of objects such as size and shape, temperature or texture by touching with skin, particularly that of the fingertips.

Infrequent rare.

Fingering : Picking, pinching, typing or otherwise working primarily with fingers rather than with the whole hand as in handling.

Daily.

Grasping : Applying pressure to an object with the fingers and palm.

Infrequent rare.

Kneeling : Bending legs at knee to come to a rest on knee or knees.

Infrequent rare.

Lifting : Raising objects from a lower to a higher position or moving objects horizontally from position to position.

Occasional now and then.

Pushing : Using upper extremities to press against something with steady force in order to thrust forward, downward or outward.

Infrequent rare.

Pulling : Using upper extremities to exert force in order to draw, haul or tug objects in a sustained motion.

Occasional now and then.

Repetitive Motion : Making substantial movements (motions) of the wrists, hands, and / or fingers.

Daily.

Stooping : Bending body downward and forward by bending spine at the waist.

Infrequent rare.

What We Offer

COMPENSATION & BENEFITS : Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position.

We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, and paid sick, holiday, and vacation time.

Visit our website for more details!

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Last updated : 2024-02-24