Credit and Collections Director jobs in Albuquerque, NM

Credit and Collections Director leads the overall credit function. Designs and implements processes to improve cash flow and reduce receivables. Being a Credit and Collections Director develops policies regarding the investigation of customers, extension of credit lines, and collections. Consults with current and future clients regarding their level of credit. Additionally, Credit and Collections Director oversees the negotiation and course of action taken for overdue accounts. Typically requires a bachelor's degree. Typically reports to top management. The Credit and Collections Director manages a departmental sub-function within a broader departmental function. Creates functional strategies and specific objectives for the sub-function and develops budgets/policies/procedures to support the functional infrastructure. Deep knowledge of the managed sub-function and solid knowledge of the overall departmental function. To be a Credit and Collections Director typically requires 5+ years of managerial experience. (Copyright 2024 Salary.com)

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CREDIT BUYER
  • SANDIA AREA FEDERAL CREDIT UNION
  • Albuquerque, NM OTHER
  • Job Details

    Job Location:    Rutledge Operations Center - Albuquerque, NM
    Position Type:    Full Time
    Salary Range:    Undisclosed
    Job Shift:    Day

    Description

    OVERALL JOB PURPOSE

     

    Responsible for reviewing, analyzing, and acting on indirect credit applications. Analyzes and underwrites applications using background information and applicant’s credit history. Approve or deny credit applications based on analysis and policy guidelines.

     

    DUTIES AND RESPONSIBILITIES

    • Gathers background information on credit applications by reviewing credit requests, collateral offered, credit reports, and any other pertinent information.
    • Verifies debts, estimates monthly payments for any outstanding debts not listed, and adds them to debts on applications.
    • Calculate debt-to-income ratios and discretionary income on loan applications.
    • Calculates the loan applicant’s secured and unsecured debt.
    • Calculates buy downs.
    • Determines the strength of collateral and payment plan for applicants.
    • Determines eligibility of loan co-maker from co-maker application, relationship to applicant, and credit report.
    • Approves or denies automobile credit applications within Credit Union parameters and authority given.
    • Contact the dealership in a timely manner, clearly stating the approval/denial decision, with or without conditions.
    • Proactively manages dealer relationships to develop additional business and generate loan volume for the Credit Union. Maintains positive and professional relationships with dealer contacts, positively promoting Sandia Area and its Dealer Finance Program. Conducts monthly phone calls and performs consistent dealer visits as directed.
    • Manages portfolio consistently and diligently to ensure minimal Credit Union losses. Portfolio management includes but is not limited to: weekly collection on delinquent loans, performing extension agreements as needed, preparing recommendations for work-out loans as required, and counseling members by helping them appraise and understand their current financial condition while helping resolve current economic problems.
    • Assists in the training and development of Indirect Loan Processors.
    • Returns dealer and member phone calls in a timely manner.
    • Ensures that the Indirect Lending Manager is kept fully informed regarding any problems or potential problems.
    • Meets deadlines as assigned and directed.

    Qualifications


    KNOWLEDGE, SKILLS, AND ABILITIES

    • Requires excellent analytical skills where lending decisions are complex.
    • Requires excellent interpersonal communication skills to relay positive or negative lending decisions to members.
    • Solid understanding of National Credit Union Administration (NCUA) lending regulations and credit union lending policies and procedures.
    • Productive initiative to manage the large volume of incoming loan applications.
    • Flexible in judgment making.
    • Excellent oral and written communication skills.
    • Ability to set priorities to meet deadlines.
    • High level of organizational skills.
    • Must be able to lift up to 10 lbs.

     

    EDUCATION AND EXPERIENCE REQUIREMENTS

    • Underwriting experience preferred.
    • General knowledge of credit unions is desirable.
    • Business or equivalent degree or two year’s experience in a lending role.

     

    *** Please submit an employment application to www.sandia.org/careers ***

     

    Sandia Area Federal Credit Union (SAFCU) is an Equal Opportunity Employer.

    SAFCU provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

  • 1 Month Ago

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Lab Associate
  • Senior Director of Retail Marketing/ Merchandising @ Schwazze | WeedWeek
  • Albuquerque, NM FULL_TIME
  • Who We Are: Schwazze (OTCQX:SHWZ | NEO:SHWZ) is building a premier, vertically integrated regional cannabis company with assets in Colorado and New Mexico. The parent company of a portfolio of leading...
  • Just Posted

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Collections Manager
  • University of New Mexico
  • Albuquerque, NM FULL_TIME
  • Requisition ID req27925 Working Title Collections Manager Position Grade 13 Position Summary Summary The University of New Mexico Art Museum (UNMAM) is seeking applicants for a full-time Collections M...
  • 1 Month Ago

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Collections Assistant
  • Stantec
  • Albuquerque, NM FULL_TIME
  • Collections Assistant - ( 240000UA ) Description Grow with the best. Join a smart, creative, and inspired team that works behind the scenes to support operational excellence. Our functional services t...
  • 1 Month Ago

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Collections Manager
  • unm
  • Albuquerque, NM FULL_TIME
  • Summary The University of New Mexico Art Museum (UNMAM) is seeking applicants for a full-time Collections Manager. The ideal candidate will join a team of 7 full-time staff, 1 part-time staff and 10-1...
  • 1 Month Ago

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Accounts Receivable Collections Specialist
  • PUEBLO
  • Albuquerque, NM FULL_TIME
  • TITLE: Accounts Receivable Collections Specialist REPORTS TO: Accounts Receivable Supervisor JOB DUTIES / GENERAL REQUIREMENTS: Job Summary: Performs collection duties associated with delinquent or ou...
  • 10 Days Ago

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0 Credit and Collections Director jobs found in Albuquerque, NM area

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Internal Revenue Agent (Examiner) 12 MONTH ROSTER (AMENDED)
  • Department Of The Treasury
  • Albuquerque, NM
  • Duties WHAT IS THE LARGE BUSINESS & INTERNATIONAL (LB&I) DIVISION? A description of the business units can be found at: ...
  • 3/27/2024 12:00:00 AM

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10K Sign ON Bonus - Board Certified Behavior Analyst (Bcba)
  • Centria Autism
  • Albuquerque, NM
  • Centria Autism is the largest provider of Applied Behavior Analysis (ABA) for children with Autism Spectrum Disorder (AS...
  • 3/26/2024 12:00:00 AM

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Bilingual Board Certified Behavior Analyst (Bcba) - Center Based
  • Centria Autism
  • Albuquerque, NM
  • Centria Autism is the largest provider of Applied Behavior Analysis (ABA) for children with Autism Spectrum Disorder (AS...
  • 3/26/2024 12:00:00 AM

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10K Sign ON Bonus - Board Certified Behavior Analyst (Bcba)
  • Centria Autism
  • Albuquerque, NM
  • Centria Autism is the largest provider ofApplied Behavior Analysis (ABA) for children with Autism Spectrum Disorder (ASD...
  • 3/26/2024 12:00:00 AM

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10K Sign ON Bonus - Board Certified Behavior Analyst (Bcba) Center Based
  • Centria Autism
  • Albuquerque, NM
  • Centria Autism is the largest provider ofApplied Behavior Analysis (ABA) for children with Autism Spectrum Disorder (ASD...
  • 3/26/2024 12:00:00 AM

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Board Certified Behavior Analyst (Bcba) - Center Based
  • Centria Autism
  • Albuquerque, NM
  • Centria Autism is the largest provider ofApplied Behavior Analysis (ABA) for children with Autism Spectrum Disorder (ASD...
  • 3/26/2024 12:00:00 AM

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Bilingual Board Certified Behavior Analyst (Bcba) - Center Based
  • Centria Autism
  • Albuquerque, NM
  • Centria Autism is the largest provider of Applied Behavior Analysis (ABA) for children with Autism Spectrum Disorder (AS...
  • 3/25/2024 12:00:00 AM

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10K Sign ON Bonus - Board Certified Behavior Analyst (Bcba) Center Based
  • Centria Autism
  • Albuquerque, NM
  • Centria Autism is the largest provider of Applied Behavior Analysis (ABA) for children with Autism Spectrum Disorder (AS...
  • 3/25/2024 12:00:00 AM

According to the United States Census Bureau, Albuquerque has a total area of 189.5 square miles (490.9 km2), of which 187.7 square miles (486.2 km2) is land and 1.8 square miles (4.7 km2), or 0.96%, is water. Albuquerque lies within the northern, upper edges of the Chihuahuan Desert ecoregion, based on long-term patterns of climate, associations of plants and wildlife, and landforms, including drainage patterns. Located in central New Mexico, the city also has noticeable influences from the adjacent Colorado Plateau semi-desert, Arizona-New Mexico Mountains, and Southwest plateaus and plains ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit and Collections Director jobs
$139,461 to $200,424
Albuquerque, New Mexico area prices
were up 2.5% from a year ago

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