Credit and Collections Clerk jobs in Albuquerque, NM

Credit and Collections Clerk collects and maintains accurate credit information. Reviews and verifies overdue accounts. Being a Credit and Collections Clerk contacts customers to confirm outstanding payments and renews credit information to help minimize outstanding debts. Requires a high school diploma. Additionally, Credit and Collections Clerk typically reports to a manager. The Credit and Collections Clerk works under the close direction of senior personnel in the functional area. Possesses a moderate understanding of general aspects of the job. May require 0-1 year of general work experience. (Copyright 2024 Salary.com)

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CREDIT BUYER
  • SANDIA AREA FEDERAL CREDIT UNION
  • Albuquerque, NM OTHER
  • Job Details

    Job Location:    Rutledge Operations Center - Albuquerque, NM
    Position Type:    Full Time
    Salary Range:    Undisclosed
    Job Shift:    Day

    Description

    OVERALL JOB PURPOSE

     

    Responsible for reviewing, analyzing, and acting on indirect credit applications. Analyzes and underwrites applications using background information and applicant’s credit history. Approve or deny credit applications based on analysis and policy guidelines.

     

    DUTIES AND RESPONSIBILITIES

    • Gathers background information on credit applications by reviewing credit requests, collateral offered, credit reports, and any other pertinent information.
    • Verifies debts, estimates monthly payments for any outstanding debts not listed, and adds them to debts on applications.
    • Calculate debt-to-income ratios and discretionary income on loan applications.
    • Calculates the loan applicant’s secured and unsecured debt.
    • Calculates buy downs.
    • Determines the strength of collateral and payment plan for applicants.
    • Determines eligibility of loan co-maker from co-maker application, relationship to applicant, and credit report.
    • Approves or denies automobile credit applications within Credit Union parameters and authority given.
    • Contact the dealership in a timely manner, clearly stating the approval/denial decision, with or without conditions.
    • Proactively manages dealer relationships to develop additional business and generate loan volume for the Credit Union. Maintains positive and professional relationships with dealer contacts, positively promoting Sandia Area and its Dealer Finance Program. Conducts monthly phone calls and performs consistent dealer visits as directed.
    • Manages portfolio consistently and diligently to ensure minimal Credit Union losses. Portfolio management includes but is not limited to: weekly collection on delinquent loans, performing extension agreements as needed, preparing recommendations for work-out loans as required, and counseling members by helping them appraise and understand their current financial condition while helping resolve current economic problems.
    • Assists in the training and development of Indirect Loan Processors.
    • Returns dealer and member phone calls in a timely manner.
    • Ensures that the Indirect Lending Manager is kept fully informed regarding any problems or potential problems.
    • Meets deadlines as assigned and directed.

    Qualifications


    KNOWLEDGE, SKILLS, AND ABILITIES

    • Requires excellent analytical skills where lending decisions are complex.
    • Requires excellent interpersonal communication skills to relay positive or negative lending decisions to members.
    • Solid understanding of National Credit Union Administration (NCUA) lending regulations and credit union lending policies and procedures.
    • Productive initiative to manage the large volume of incoming loan applications.
    • Flexible in judgment making.
    • Excellent oral and written communication skills.
    • Ability to set priorities to meet deadlines.
    • High level of organizational skills.
    • Must be able to lift up to 10 lbs.

     

    EDUCATION AND EXPERIENCE REQUIREMENTS

    • Underwriting experience preferred.
    • General knowledge of credit unions is desirable.
    • Business or equivalent degree or two year’s experience in a lending role.

     

    *** Please submit an employment application to www.sandia.org/careers ***

     

    Sandia Area Federal Credit Union (SAFCU) is an Equal Opportunity Employer.

    SAFCU provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

  • 1 Month Ago

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Collections Manager
  • University of New Mexico
  • Albuquerque, NM FULL_TIME
  • Requisition ID req27925 Working Title Collections Manager Position Grade 13 Position Summary Summary The University of New Mexico Art Museum (UNMAM) is seeking applicants for a full-time Collections M...
  • 1 Month Ago

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Collections Assistant
  • Stantec
  • Albuquerque, NM FULL_TIME
  • Collections Assistant - ( 240000UA ) Description Grow with the best. Join a smart, creative, and inspired team that works behind the scenes to support operational excellence. Our functional services t...
  • 1 Month Ago

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Collections Manager
  • unm
  • Albuquerque, NM FULL_TIME
  • Summary The University of New Mexico Art Museum (UNMAM) is seeking applicants for a full-time Collections Manager. The ideal candidate will join a team of 7 full-time staff, 1 part-time staff and 10-1...
  • 1 Month Ago

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Accounts Receivable Collections Specialist
  • PUEBLO
  • Albuquerque, NM FULL_TIME
  • TITLE: Accounts Receivable Collections Specialist REPORTS TO: Accounts Receivable Supervisor JOB DUTIES / GENERAL REQUIREMENTS: Job Summary: Performs collection duties associated with delinquent or ou...
  • 9 Days Ago

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Accounts Receivable/Collections Specialist
  • Calmar Inc DBA A&R Medical Supply
  • Albuquerque, NM FULL_TIME,PART_TIME,INTERN
  • Company & Location: A&R Medical Supply, 5010 Lomas Blvd NE, Albuquerque NM Organization: Locally owned corporation established since 1994 with 5 locations and 50 employees specializing in home medical...
  • 1 Month Ago

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0 Credit and Collections Clerk jobs found in Albuquerque, NM area

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Host
  • Bosque Brewing
  • Albuquerque, NM
  • Job Type Part-time Description The Host contributes to the success of Bosque Brewing Co. locations by controlling the fl...
  • 3/28/2024 12:00:00 AM

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Medical Instrument Technician Gastroenterology (GI)
  • Department of Veterans Affairs
  • Albuquerque, NM
  • Summary The New Mexico VA Healthcare Network is recruiting for a Medical Instrument Technician Gastroenterology (GI) ass...
  • 3/28/2024 12:00:00 AM

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Nursing Assistant (All vacancies to include PRN-INT-PT-FT)
  • Department of Veterans Affairs
  • Albuquerque, NM
  • Summary This is an open continuous announcement. We accept applications for these occupations on an ongoing basis; quali...
  • 3/28/2024 12:00:00 AM

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Intern - START HBCU, Materials Science - R&D Undergraduate Summer
  • Sandia Corporation
  • Albuquerque, NM
  • What Your Job Will Be Like The Securing Top Academic Research Talent at Historically Black Colleges & Universities (STAR...
  • 3/28/2024 12:00:00 AM

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Health Physicist - Internal Dosimetrist (Early/Mid-Career) - Onsite
  • Sandia
  • Albuquerque, NM
  • About Sandia Sandia National Laboratories is the nation's premier science and engineering lab for national security and ...
  • 3/28/2024 12:00:00 AM

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Customer Experience Advisor (Full-Time)
  • Energy Central
  • Albuquerque, NM
  • **Customer Experience Advisor (Full-Time)** PNM Resources **Location:** Albuquerque , NM US 87101 **Rqd Education:** **R...
  • 3/28/2024 12:00:00 AM

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Community Manager - Lease-up (Senior Housing)
  • Greystar Worldwide, LLC
  • Albuquerque, NM
  • Manages and coordinates the team members, daily activities, and resources of the community to achieve financial and oper...
  • 3/27/2024 12:00:00 AM

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EDUCATIONAL ASSISTANT: SPECIAL EDUCATION - ESY
  • Albuquerque Public Schools
  • Albuquerque, NM
  • ***ONLY CURRENT APS EMPLOYEES MAY APPLY*** ***MUST HAVE A CURRENT LICENSE OR ENDORSEMENT FOR THE POSITION OF INTEREST***...
  • 3/27/2024 12:00:00 AM

According to the United States Census Bureau, Albuquerque has a total area of 189.5 square miles (490.9 km2), of which 187.7 square miles (486.2 km2) is land and 1.8 square miles (4.7 km2), or 0.96%, is water. Albuquerque lies within the northern, upper edges of the Chihuahuan Desert ecoregion, based on long-term patterns of climate, associations of plants and wildlife, and landforms, including drainage patterns. Located in central New Mexico, the city also has noticeable influences from the adjacent Colorado Plateau semi-desert, Arizona-New Mexico Mountains, and Southwest plateaus and plains ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit and Collections Clerk jobs
$36,673 to $47,537
Albuquerque, New Mexico area prices
were up 2.5% from a year ago

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