Credit Risk Officer jobs in West Covina, CA

Credit Risk Officer provides analysis and evaluation in order to reduce credit risk for a financial institution. Extracts data from a variety of sources and uses data to build simple to moderately complex financial models that predict risk exposure. Being a Credit Risk Officer prepares performance reports for management. Requires a bachelor's degree. Additionally, Credit Risk Officer typically reports to a supervisor or manager. The Credit Risk Officer works on projects/matters of limited complexity in a support role. Work is closely managed. To be a Credit Risk Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit risk officer
  • Fifth Third Bank
  • Los Angeles, CA FULL_TIME
  • Make banking a Fifth Third better

    We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

    GENERAL FUNCTION :

    Pursuant to the Bancorp Risk Framework, executes credit risk management strategies and policies, exercising independent judgement and providing constructive and credible challenge to credit risk recommendations, credit risk portfolio management and monitoring, approves credit exposure, providing feedback on proper structuring and pricing.

    Monitors ongoing credit administration and attends LOB pipeline meetings to ensure credit standards are followed across assigned business segment.

    Participant in customer calls as needed. Monitors credit quality through forward looking analysis as well as reviewing system-generated reports.

    Responsible and accountable for credit risk management and constructive, credible challenge by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined.

    Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience.

    While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

    LI-GM1

    ESSENTIAL DUTIES & RESPONSIBILITIES :

    • Approve or reject most complex loans within delegated authority and approved risk limits including where difficult questions of policy or credit risk may be involved.
    • With Line of Business (LOB) input, ensures that policies, including enterprise level policies, appropriately reflect the Bank's credit risk appetite and are approved and reviewed in an appropriate and timely manner.
    • Advise credit and loan personnel on the company's overall policy, noting significant forward looking trends and recommending policy changes if necessary.
    • Provide necessary forward looking review for ongoing maintenance of credit exposure as applicable.
    • Review and challenge credit approval packages for loans approved within the LOB's lending policies, limits, appetite, and delegated authorities.
    • In event of a limit breach, collaborates with the LOB to develop and execute action plans to return the relevant credit exposure to a level within credit risk appetite.
    • Responsible for providing effective, credible challenge on client selection, risk identification / mitigation, and adherence to risk appetite, policies, and underwriting standards.
    • Credit Risk Officers may participate in LOB deal screens to ensure engagement and provide early constructive feedback on opportunities.
    • Review periodic Bancorp credit quality reports to assess assigned LOB's adherence to the Bank's credit risk appetite and business objectives.
    • Attend and provide effective, credible challenge to the LOB in various meetings including administrative loan meetings, portfolio review meetings, etc.
    • Provide information, analysis, and credit risk and portfolio recommendations to the Senior Credit Officer.
    • Represent Bancorp in high-level customer interaction as well as community affairs.
    • Adjudicate requests to change regulatory classifications both for upgrades and downgrades.
    • Responsible for oversight and challenge to the LOB regarding the timeliness of transfers to the Special Assets Group.
    • Accountable for the following as it relates to a portfolio review :
    • Using both internal and external data to identify portfolio trends such as increasing concentration risks, increasing industry risks, increasing material underwriting exceptions and emerging risks.
    • SUPERVISORY RESPONSIBILITIES : May supervise others. Responsible for providing employees timely, candid and constructive performance feedback;
    • developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth;

    developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments.

    MINIMUM KNOWLEDGE, SKILLS & ABILITIES REQUIRED :

    • Bachelor's Degree in Finance, Business Administration, or Accounting. Master's Degree preferred.
    • Ten years of related credit experience.
    • Financial and credit analysis including portfolio management.
    • Knowledge of the banking industry, relevant banking regulation, commercial banking, capital markets, and treasury management products and the associated risks.
    • Proficient in basic spreadsheet applications such as Excel, Word, etc.
    • Demonstrated ability to learn and understand various computer systems.
    • Excellent communications and organizational skills.
    • Excellent people / relationship building skills.

    WORKING CONDITIONS :

    • Normal office environment with little exposure to dust, noise, temperature and the like.
    • Extended time at desk, viewing computer screens.

    Credit Risk Officer

    Total Base Pay Range 120,400.00 - 241,300.00 USD Annual

    LOCATION Dallas, Texas 75240

    Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

    Last updated : 2024-03-07

  • 18 Days Ago

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Credit officer
  • Open Bank
  • Los Angeles, CA FULL_TIME
  • The Credit Admin Officer Trainee is responsible for assisting the day-to-day administration in credit and special assets function, as well as assisting and supporting the Sr. Credit Administrator and ...
  • 1 Month Ago

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IAR Credit Portfolio Risk Monitoring
  • East West Bank
  • Pasadena, CA FULL_TIME
  • IntroductionSince 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of...
  • 1 Month Ago

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Flex Security Officer
  • Brosnan Risk Consultants
  • South Gate, CA PART_TIME
  • Company Overview/Benefits Unarmed Security Officer Hiring Immediately Weekly Pay Medical, Dental, and Vision plans 401K with company match up to 4% Pay rate range: $18 to $21 an hour Company Overview/...
  • 14 Days Ago

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Flex Security Officer
  • Brosnan Risk Consultants
  • Lancaster, CA PART_TIME
  • Company Overview/Benefits Unarmed Flex Security Officer Hiring Immediately Weekly Pay Medical, Dental, and Vision plans 401K with company match up to 4% Pay Range- $18.00 to $20.00 Company Overview/Be...
  • 14 Days Ago

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Flex Security Officer
  • Brosnan Risk Consultants
  • Panorama, CA PART_TIME
  • Company Overview/Benefits Unarmed Security Officer Hiring Immediately Weekly Pay Medical, Dental, and Vision plans 401K with company match up to 4% Pay rate range: $18 to $21 an hour Company Overview/...
  • 14 Days Ago

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0 Credit Risk Officer jobs found in West Covina, CA area

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Sr. Accounts Receivable Collections Representative
  • Marquee Staffing - OC
  • Irvine, CA
  • Job Description Job Description We are currently hiring a Sr. Accounts Receivable Collections Representative in Irvine, ...
  • 3/28/2024 12:00:00 AM

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FIREFIGHTER AND FIREFIGHTER PARAMEDIC
  • City of Monterey Park, CA
  • Monterey Park, CA
  • Salary: $7,234.00 - $8,792.00 Monthly Location : Monterey Park, CA Job Type: Full-time Job Number: 24-27FT Department: F...
  • 3/28/2024 12:00:00 AM

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Mortgage Loan Underwriter - Remote Opportunity
  • SummitHR
  • Pasadena, CA
  • Mortgage Loan Underwriter Our client is a fast-growing national Lender and looking for a new member to join their team. ...
  • 3/28/2024 12:00:00 AM

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11-085 - ICMS Case Manager - SC/ Pasadena Hope Center
  • Salvation Army
  • Pasadena, CA
  • Mission Statement The Salvation Army, an international movement, is an evangelical part of the universal Christian churc...
  • 3/27/2024 12:00:00 AM

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Remote Mortgage Loan Officer
  • Sun West Mortgage-Since 1980
  • Cerritos, CA
  • Job Description Job Description Job Responsibilities: Build and maintain relationships with referral partners (e.g. Real...
  • 3/27/2024 12:00:00 AM

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Sr. Accounts Receivable-Collections Representative-II
  • Marquee Staffing - OC
  • Irvine, CA
  • Job Description Job Description Irvine based Medical Device Company is adding to their accounting team, this is a Temp t...
  • 3/26/2024 12:00:00 AM

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Senior Credit Officer
  • City National Bank
  • Los Angeles, CA
  • Senior Credit Officer WHAT IS THE OPPORTUNITY? This position will be responsible for evaluating and approving/declining ...
  • 3/26/2024 12:00:00 AM

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Mental Health Rehabilitation Specialist
  • McKinley
  • San Dimas, CA
  • Job Description Job Description THE POSITION: The purpose of the Mental Health Rehabilitation Specialist (MHRS) position...
  • 3/24/2024 12:00:00 AM

West Covina is a city in Los Angeles County, California, located 19 miles (31 km) east of Downtown Los Angeles in the eastern San Gabriel Valley and is part of Greater Los Angeles. The population for the city was 106,098 at the 2010 census....
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Risk Officer jobs
$71,080 to $96,478
West Covina, California area prices
were up 3.2% from a year ago

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