Credit Risk Officer jobs in Montana

Position General Responsibilities:

Stockman Bank is looking for a Credit Card Risk Manager to develop and implement fraud and collection risk strategies for the credit card portfolio. You will also be responsible for monitoring the effectiveness of existing strategies and constantly focus on keeping our fraud defenses ahead of the curve. In addition, you will oversee the credit card account onboarding to ensure customers receive timely responses to their application requests. You will ensure accuracy of output to the credit model and monitor documents to ensure all regulatory and compliance requirements are met. 

Employees Supervised:

Currently none but as department grows, staff will be added.

Education, Experience and Certification Requirements

Note:  Only minimum responsibilities are listed.  Other responsibilities may be required as requested by management.

1. Five to seven  years of related experience.

Basic Qualifications:

1. Strategic; analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic credit card risk management.
2. Strong business judgment, leadership and integrity: They should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business
3. Solid people leadership experience: Ability to build and leverage the capabilities of a high-performing team, as well as business partners across the enterprise. They should foster innovation, drive critical decisions, hold business partners accountable, and be able to consistently deliver results
4. Strong executive communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
5. Clear results orientation: display an intense focus on achieving both short and long term goals. They should be able to drive and execute an agenda in an uncertain and fluid environment
6. Ability to quickly identify, measure and execute process improvements 

Dimension of Job:

This individual will design and implement card fraud, collections and account onboarding, policies and procedures and produce necessary changes to improve operational efficiency while ensuring compliance with regulatory, legal and other requirements. The individual will partner closely with credit administration and compliance.