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Credit Risk Officer jobs in California

Credit Risk Officer provides analysis and evaluation in order to reduce credit risk for a financial institution. Extracts data from a variety of sources and uses data to build simple to moderately complex financial models that predict risk exposure. Being a Credit Risk Officer prepares performance reports for management. Requires a bachelor's degree. Additionally, Credit Risk Officer typically reports to a supervisor or manager. The Credit Risk Officer works on projects/matters of limited complexity in a support role. Work is closely managed. To be a Credit Risk Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

Recently Added Credit Risk Officer jobs

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Director - Credit Risk
  • Golden 1 Credit Union
  • Sacramento, CA FULL_TIME
  • TITLE: DIRECTOR - CREDIT RISK
    STATUS: EXMEPT
    REPORTS TO: VP - FINANCE
    DEPARTMENT: CREDIT RISK
    JOB CODE: 11549
    PAY SCALE: $152,300.00 - $185,000.00 ANNUALLY

    GENERAL DESCRIPTION:
    Responsible for leading and directing all aspects of Credit Risk within the organization. Credit Risk is ultimately responsible for identifying, measuring, reporting, and managing the Credit Risk function within the organization. Credit Risk will perform this function by conducting ongoing in-depth portfolio risk analyses and performance monitoring to protect Golden 1’s assets including identifying mitigating controls and measures to mitigate credit exposure related to loan products (including loan participations purchased) and other member products and services with a credit element (i.e. Courtesy Pay, credit qualification for deposit products, deposit withdrawal limits, minimum opening account amounts). Monitors industry and internal credit risk exposures and operational risk considerations, with the goal of reducing overall risk. Works closely with leadership in Finance, Lending, and Product Analytics & Risk to develop and communicate policies and programs directed at mitigating credit risk.

    TASKS, DUTIES, FUNCTIONS:
    1. Understand, evaluate and direct Golden 1’s credit culture, underwriting, related lending policies, risk profile, portfolio and product concentration risks, including geographic, industry, risk rating methodology, and other aggregate credit characteristics.
    2. Train, develop and direct the Credit Risk Team they are monitoring (1) loan portfolio performance including static pool analysis (2) credit risk trends including quality, product, economic, and underwriting standards and (3) conditions affecting collateral values and identify resultant credit exposures.
    3. Foster a positive and engaging work environment for each team member by promoting skill development, coaching for improvement and growth, inspiring others through your words and actions, ensuring positive employee morale throughout Golden 1, and embracing our mission, vision and core values.
    4. Responsible for ensuring the Credit Risk Management Committee (CRMC) obtains sufficient information and analysis to allow the committee to discharge its fiduciary responsibilities for credit risk. This will include the development and presentation of comprehensive and relevant reporting to the CRMC.
    5. Responsible for ensuring the creation, implementation and reevaluation of best practice credit risk-related procedures and policies throughout the credit union.
    6. Perform risk reviews as needed for member products and services.
    7. Evaluate and recommend credit policies and procedures as appropriate to CRMC.
    8. Contribute to enhancing loan policies as needed to fulfill credit risk functions and goals.
    9. Partner with Lending and Product Analytics & Risk to monitor and evaluate ongoing performance of custom score (AI) models used in the loan decisioning process.
    10. Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
    11. Develop and maintain an understanding of the pertinent regulatory requirements and risks inherent to job responsibilities. Establish and maintain control activities that mitigate those risks consistent with the Credit Union’s risk appetite and ensure operational integrity and compliance with applicable regulations.
    PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS:
    1. Effective oral and written communication skills required to make presentations, and discuss products and services.
    2. Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone.

    ORGANIZATIONAL CONTACTS & RELATIONSHIPS:
    1. INTERNAL: All departments, all levels of management. May make regular reports to the Credit Policy, Strategy and Credit committees.
    2. EXTERNAL: Peers in other financial institutions.

    QUALIFICATIONS:
    1. EDUCATION: Bachelor’s Degree in related field or equivalent work experience.
    2. EXPERIENCE: 8 years or more experience as a Lender or in Credit Risk or Credit Administration at a financial institution. Demonstrated experience performing consumer and real estate credit risk management functions. Commercial credit risk experience is a plus.
    3. KNOWLEDGE/SKILLS: Excellent knowledge of credit risk, project management, audit and business analysis. Excellent planning, time management, decision-making, presentation, organization, and interpersonal skills. Working knowledge of personal computer operations and various credit modeling/software applications such as SAS, R, or Python.

    PHYSICAL REQUIREMENTS:
    1. Prolonged sitting throughout the workday with occasional mobility required.
    2. Corrected vision within the normal range.
    3. Hearing within normal range. A device to enhance hearing will be provided if needed.
    4. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.
    5. Unusually long work hours may be required to accomplish tasks.

    LICENSES/CERTIFICATIONS:
    None
    REV. 2/8/2024
  • 15 Days Ago
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Risk Management - Risk Management Specialist
  • Golden 1 Credit Union
  • Sacramento, CA FULL_TIME
  • JOB TITLE: RISK MANAGEMENT SPECIALIST DEPARTMENT: RISK MANAGEMENT STATUS: EXEMPT JOB CODE: 11133 PAY SCALE: $81,400.00 - $95,000.00 Annually GENERAL DESCRIPTION: The Risk Management Specialist is resp...
  • 1 Month Ago
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Director - Credit Risk
  • Golden 1 Talent Acquisition Team
  • Sacramento, CA FULL_TIME
  • TITLE: DIRECTOR - CREDIT RISKSTATUS: EXMEPTREPORTS TO: VP - FINANCEDEPARTMENT: CREDIT RISKJOB CODE: 11549 PAY SCALE: $152,300.00 - $185,000.00 ANNUALLY GENERAL DESCRIPTION: Responsible for leading and...
  • 14 Days Ago
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Senior Credit Risk Analyst
  • EarnIn
  • Palo Alto, CA FULL_TIME
  • ABOUT EARNIN As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paych...
  • Just Posted
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Head of Credit Risk Compliance
  • BridgeBio Pharma
  • San Francisco, CA FULL_TIME
  • About BridgeBio BridgeBio is a biopharmaceutical company founded to discover, create, test, and deliver transformative medicines to treat patients who suffer from genetic diseases and cancers with cle...
  • 1 Month Ago
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Credit risk analyst
  • Upgrade
  • San Francisco, CA FULL_TIME
  • Upgrade is a fintech unicorn founded in 2017. We are the fastest-growing company in the Americas (Financial Times). In the last five years, over 15 million people have applied for an Upgrade card or l...
  • 1 Month Ago
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Credit Risk Officer jobs at Popular Companies

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Credit Risk Officer - VP level - Prime Brokerage
  • Emergent365 Inc
  • New York, NY
  • Credit Risk Officer – Prime Brokerage Investment Bank Midtown, hybrid 2 days / week onsite 150-185K base + bonus Job Sum...
  • 4/23/2024 12:00:00 AM
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Credit Risk Officer Team Lead, Credit Admin & Servicing - Watkinsville
  • Banksouth
  • Watkinsville, GA
  • Job DetailsJob LocationBankSouth Watkinsville Town Center - Watkinsville, GADescriptionOverview:The Credit Risk Officer ...
  • 4/23/2024 12:00:00 AM
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Credit Risk Officer
  • Fifth Third
  • Dallas, TX
  • Make banking a Fifth Third betterWe connect great people to great opportunities. Are you ready to take the next step? Di...
  • 4/22/2024 12:00:00 AM
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Latin America Credit Risk Officer - Vice President
  • Deutsche Bank
  • New York, NY
  • Job Description: Job Title Latin America Credit Risk Officer Corporate Title Vice President Location New York, NY Overvi...
  • 4/22/2024 12:00:00 AM
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Credit Risk Officer
  • WesBanco Bank, Inc.
  • Wheeling, WV
  • Location This position is 100% remote within the Bank's footprint. Employee will work full time remote outside of a WesB...
  • 4/21/2024 12:00:00 AM
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Real Money Fund Credit Risk Officer - Assistant Vice President
  • Deutsche Bank
  • Jacksonville, FL
  • Job Title Real Money Fund Credit Risk Officer Corporate Title Assistant Vice President Location Jacksonville, FL Overvie...
  • 4/21/2024 12:00:00 AM
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Credit Risk Officer - VP level - Prime Brokerage
  • Emergent365 Inc
  • New York, NY
  • Credit Risk Officer Prime Brokerage Investment Bank Midtown, hybrid 2 days / week onsite 150-185K base + bonus Job Summa...
  • 4/20/2024 12:00:00 AM
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Latin America Credit Risk Officer - Vice President
  • Deutsche Bank
  • New York, NY
  • Job Description: Job Title Latin America Credit Risk Officer Corporate Title Vice President Location New York, NY Overvi...
  • 4/20/2024 12:00:00 AM
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About California

California is a state in the Pacific Region of the United States. With 39.6 million residents, California is the most populous U.S. state and the third-largest by area. The state capital is Sacramento. The Greater Los Angeles Area and the San Francisco Bay Area are the nation's second and fifth most populous urban regions, with 18.7 million and 9.7 million residents respectively. Los Angeles is California's most populous city, and the country's second most populous, after New York City. California also has the nation's most populous county, Los Angeles County, and its largest county by area, S...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Risk Officer jobs
$70,451 to $95,624

Most Popular Cities in California for Credit Risk Officer Jobs

What does a Credit Risk Officer do?

Credit Risk Officer in Topeka, KS
RISK The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm.
December 06, 2019
Taking part of the Risk strategy in local and group scale.
December 12, 2019
Credit Risk Officer in Memphis, TN
Currently, we have an opening for Chief Risk Officer in a Fintech Firm (Backed by one of the largest business houses in India).
December 24, 2019
Credit Risk Officer in Greenville, SC
7+ years of risk reporting experience, risk analytics experience, or a combination of both.
January 07, 2020