Credit Risk Officer jobs in Arizona

About this role:

Wells Fargo is seeking a Senior Lead Credit Risk Officer to collaborate with Home Lending Servicing Risk Strategy, Operations, and Technology teams to implement complex Home Lending Collections score model and risk strategies and enhance Collection production process controls and documentation to comply with internal and external requirements. This individual will partner with decision platform vendor and Technology teams to build the foundation to migrate Home Lending Corporate Risk business processes from a legacy Mainframe environment to a Cloud solution.

In this role, you will:

• Advise senior leadership to develop and implement strategies, programs and policies with a direct and significant impact on credit risk appetite

• Lead the strategy and resolution of highly complex and unique challenges to drive the company credit culture, appetite, and business performance requiring in-depth evaluation across multiple areas or companywide

• Deliver solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others

• Monitor, assess and report on asset quality, portfolio trends and credit policy exception trends

• Approve credit transactions and participate in acquisition due diligence

• Approve and provide credible challenge of line of business credit products, programs, and policies

• Provide vision, direction and expertise to senior leadership on implementing innovative and significant business solutions

• Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals

• Interact with internal and external customers

• Collaborate with business for oversight of risk management

• Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics

Required Qualifications, US:

• 7 years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 7 years of SAS and/or SQL programming experience

• 7 years of strategy and/or score model implementation experience

• 10 years of TRIAD Decision Engine and Blaze coding experience

• Production execution experience in a Linux and/or Mainframe environment

• Outstanding problem-solving skills with the ability to exercise independent judgment to identify and resolve problems

• Excellent verbal and written communication skills

• Adept at translating technical output into business language

Posting Locations:

• 401 S. Tryon Street - Charlotte, North Carolina

• 600 Wells Fargo - Minneapolis, Minnesota

• 7001 Westown Pkwy - West Des Moines, Iowa

• 1150 W. Washington - Tempe, Arizona

• 1455 Ross Ave – Dallas, Texas

Job Expectations:

• Ability to work at one of the posted locations

• This role offers a hybrid working schedule

·        Collaborate with Home Lending Servicing Risk Strategy, Operations, and Technology teams to implement complex Home Lending Collections score model and risk strategies and enhance Collection production process controls and documentation to comply with internal and external requirements.

·        Partner with decision platform vendor and Technology teams to build the foundation to migrate Home Lending Corporate Risk business processes from a legacy Mainframe environment to a Cloud solution.

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.