CREDIT RISK MANAGER jobs in Mississippi

CREDIT RISK MANAGER develops and implements policies and procedures that reduce credit risk for a financial institution. Manages the building of financial models that predict credit risk exposure to the organization. Being a CREDIT RISK MANAGER oversees the preparation of performance reports for management. May require a master's degree. Additionally, CREDIT RISK MANAGER typically reports to a head of a unit/department. The CREDIT RISK MANAGER manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. To be a CREDIT RISK MANAGER typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required. (Copyright 2024 Salary.com)

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Credit risk officer
  • Origin Bank
  • Madison, MS FULL_TIME
  • Summary Analyzes credit data and financial statements of individuals and / or firms to determine the degree of risk involved for the administration of an effective post-closing annual credit review function for the bank as well as daily management support of assigned covenant compliance tests for commercial clients by performing the following duties.

    Essential Duties and Responsibilities include the following.

    • Identifies and analyzes areas of potential risk to the assets, earning capacity, or success of organization (including but not limited to more complex credits).
    • Gathers risk-related data from internal or external resources in order to analyze credit data and financial statements to determine the degree of risk involved.
    • Performs and administers the loan agreement covenant compliance monitoring system by reviewing and interpreting confidential financial statements, tax returns and supporting schedules to be used for covenant tests for borrowers and / or guarantors bank-wide based on their existing business loan agreements.
    • Responsible for determining if covenant violations exist, and if so, immediately advises and works with the Relationship Manager to resolve the violations and to ensure credit is properly risk-rated.
    • Assists relationship managers in assessing covenants and monitoring procedures.
    • Consults with Relationship Managers and Credit Officers to make recommendations on risk ratings.
    • Ensures Compliance with related SOX Controls.
    • Provides support for borrowing base certificate monitoring process as needed.
    • Recommends changes and new procedures to improve efficiency in existing processes and procedures.
    • Assists Credit Risk Management Department as needed to carry out objectives.

    Additional Duties may include the following.

    Provides additional assistance as needed by Credit Risk Review Manager.

    Supervisory Responsibilities

    This job has no supervisory responsibilities.

    Competencies - To perform the job successfully, an individual should demonstrate the following competencies :

    Analytical and Design - Synthesizes complex or diverse information; Collects and researches data; Demonstrates attention to detail.

    Problem Solving - Gathers and analyzes information skillfully; Works well in group problem solving situations.

    Project Management - Completes projects on time and budget.

    Interpersonal Skills / Customer Service - Maintains confidentiality; Listens to others without interrupting; Remains open to others' ideas and tries new things;

    Responds promptly to customer needs; Responds to requests for service and assistance; Meets commitments.

    • Oral and Written Communication - Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification;
    • Responds well to questions; Writes clearly and informatively; Edits work for spelling and grammar; Presents numerical data effectively;

    Able to read and interpret written information.

    Teamwork - Balances team and individual responsibilities; Contributes to building a positive team spirit; Puts success of team above own interests.

    Business Acumen - Understands business implications of decisions.

    Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; Supports organization's goals and values;

    Supports affirmative action and respects diversity.

    Judgment - Displays willingness to make decisions; Exhibits sound and accurate judgment; Supports and explains reasoning for decisions;

    Includes appropriate people in decision-making process; Makes timely decisions.

    Planning / Organizing - Prioritizes and plans work activities; Uses time efficiently.

    Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position.

    Quality and Quantity - Demonstrates accuracy and thoroughness; Completes work in timely manner.

    Adaptability and Initiative - Adapts to changes in the work environment; Asks for and offers help when needed.

    Attendance / Punctuality and Dependability - Is consistently at work and on time; Arrives at meetings and appointments on time;

    Follows instructions, responds to management direction; Commits to long hours of work when necessary to reach goals.

    Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.

    The requirements listed below are representative of the knowledge, skill, and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    Education and / or Experience

    Bachelor's degree (B. A.) from four-year college or university, with Finance or Accounting degree preferred. Also over 5 years related experience required.

    Language Skills

    Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals.

    Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization.

    Mathematical Skills

    To successfully perform this job, it requires the ability to calculate financial ratios including those ratios that measure liquidity, activity, leverage, coverage and profitability.

    Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.

    Ability to apply concepts of basic algebra and geometry.

    Reasoning Ability

    Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.

    Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

    Computer Skills

    To perform this job successfully, an individual should have knowledge of the Internet, Outlook, Microsoft Word, Excel and PowerPoint.

    Ability to use basic office machines such as 10-key adding machine, computer keyboard, telephone, fax machine and copy machine.

    Bank Culture / Customer Service Skills

    Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community / public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank.

    Compliance Requirements

    Responsible for compliance under the requirements of the BSA, AML, OFAC and CIP related policies as well as adherence to the bank's procedures to fulfill the requirements of the regulations.

    Must report any unusual or suspicious activity involving customers or fellow employees to the BSA Department.

    Other Skills and Abilities

    Ability to read and comprehend commercial and residential appraisals. Remains current with changes in USPAP, FIRREA, and CTB Lending Policy at all times.

    Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel and talk or hear.

    The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl.

    The employee must frequently lift and / or move up to 10 pounds and occasionally lift and / or move up to 25 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus.

    Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    The noise level in the work environment is usually moderate.

    This job description reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned.

    Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion.

    Origin Bank is an equal opportunity employer and we do not discriminate in hiring or employment on the basis of race, color, sex, age, marital or veteran status, non-job related disability, religion, national origin, genetic information or any other basis protected by law.

    Last updated : 2024-03-08

  • 16 Days Ago

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Risk Manager
  • Management & Training Corporation
  • Meridian, MS FULL_TIME
  • Overview Pay: $23/hr. Location: 10641 HWY 80 West, Meridian, MS., 39037 Work schedule: Full-time Benefit package includes: Health/dental/vision/life insurance 401(k) with company match Paid time off P...
  • 3 Days Ago

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Risk Manager
  • iRageCapital Advisory Private Limited
  • Gift, MS FULL_TIME
  • We at iRage are an agile, young bunch. You will get to solve some extremely challenging engineering problems and shape the future of the fast-paced Algo-Trading industry while working alongside other ...
  • 4 Days Ago

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Commercial Lines Account Manager
  • Foundation Risk Partners
  • Gulfport, MS FULL_TIME
  • Foundation Risk Partners, one of the fastest growing insurance brokerage and consulting firms in the US, is adding a Commercial Lines Account Manager to their Acentria team in Gulfport, MS. Job Summar...
  • 10 Days Ago

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Market Area Manager - Gulfport, MS
  • Credit Acceptance
  • Jackson, MS FULL_TIME
  • Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a ...
  • 28 Days Ago

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QIDP- Case Manager
  • Case Manager
  • Brookhaven, MS FULL_TIME,PART_TIME
  • POSITION PURPOSE: Responsible for the day-to-day delivery of individual support program services to assigned case load in accordance with Federal, State, and facility codes, regulations, guidelines an...
  • 10 Days Ago

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Credit Risk Manager
  • Synechron
  • Weehawken, NJ
  • We are At Synechron, we believe in the power of digital to transform businesses for the better. Our global consulting fi...
  • 3/29/2024 12:00:00 AM

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Credit Risk Manager – C&I
  • Madison-Davis, LLC
  • Office Status: Hybrid Salary: $100,000 to $150,000 Responsibilities: Assess credit risk management program and make impr...
  • 3/29/2024 12:00:00 AM

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AVP - CLO Structured Credit
  • Selby Jennings
  • New York, NY
  • Insurance Industry Company Overview: Our Client is a leading player in the insurance industry committed to excellence an...
  • 3/29/2024 12:00:00 AM

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Senior Manager, Retail Credit Risk Management
  • Schwab
  • **Senior Manager, Retail Credit Risk Management** **Location** Westlake, Texas, United States; Lone Tree,Colorado,United...
  • 3/28/2024 12:00:00 AM

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Lead Business System Analyst Remote position
  • Indotronix International Corporation
  • Plano, TX
  • Indotronix is seeking a Lead Business System Analyst Remote position Job Title: Lead Business System Analyst Location: R...
  • 3/28/2024 12:00:00 AM

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Credit Risk Associate
  • Coda Search│Staffing
  • New York, NY
  • A global investment firm is seeking a highly motivated and detail-oriented Credit Risk Associate to join their team. Thi...
  • 3/28/2024 12:00:00 AM

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Senior Analyst, Credit Risk Management
  • Upgrade
  • San Francisco, CA
  • Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to ev...
  • 3/27/2024 12:00:00 AM

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Credit Risk Chief Operating Officer, Americas
  • Natixis Corporate & Investment Banking
  • New York, NY
  • Job Description Natixis CIB Americas has an opportunity to join the Credit Risk team as a Credit Risk Chief Operating Of...
  • 3/26/2024 12:00:00 AM

Mississippi is bordered to the north by Tennessee, to the east by Alabama, to the south by Louisiana and a narrow coast on the Gulf of Mexico; and to the west, across the Mississippi River, by Louisiana and Arkansas. In addition to its namesake, major rivers in Mississippi include the Big Black River, the Pearl River, the Yazoo River, the Pascagoula River, and the Tombigbee River. Major lakes include Ross Barnett Reservoir, Arkabutla Lake, Sardis Lake, and Grenada Lake with the largest lake being Sardis Lake. Mississippi is entirely composed of lowlands, the highest point being Woodall Mountai...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for CREDIT RISK MANAGER jobs
$104,253 to $153,582

CREDIT RISK MANAGER in Houston, TX
Additional responsibilities may include proactive evaluation of Problem Assets, the New/Complex Product Approval Process, Counterparty Risk Quantification, limit approval authority and reporting of capital markets credit risk.
January 18, 2020
CREDIT RISK MANAGER in Erie, PA
A credit risk manager is responsible for reviewing the financial statement details and prior history, then making a decision about the level of acceptable risk for the business or organization.
January 31, 2020
CREDIT RISK MANAGER in Paramus, NJ
Depending on the size of the organization and the industry, there might be multiple credit risk managers.
February 09, 2020