Credit Clerk, Sr. jobs in Ohio

Credit Clerk, Sr. evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk, Sr. communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk, Sr. requires a high school diploma or equivalent. Typically reports to a supervisor or manager. The Credit Clerk, Sr. works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Credit Clerk, Sr. typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

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Sr. Credit and Financial Analyst
  • FHLBCIN
  • Cincinnati, OH FULL_TIME
  • Sr. Credit and Financial Analyst

    General Summary:

    Assesses, monitors, measures, analyzes, validates, and reports on credit risk activities related to the Bank’s Advance program, investment activities, and the Mortgage Purchase Program.  Prepares complex analyses of the financial strength and performance of all credit related counterparties of FHLB of Cincinnati, including but not limited to, banks, broker dealers, credit unions, insurance companies, community development financial institutions, future commission merchants, resale, unsecured Treasury counterparties, and vendors, to measure and stratify the level of credit risk exposure created by extending credit to an institution or counterparty.  Prepares analytical and statistical reports reflecting above analyses.  Maintains and validates statistical databases used in the financial analysis process.  Assists in training and development of junior analysts. 

    Principal Duties and Responsibilities:

    • Prepares periodic complex narrative financial analyses of Member institutions as well as vendors, and foreign and domestic unsecured counterparties detailing both quantitative and qualitative factors in support of an assigned risk rating conclusion.
    • Leads in the development and preparation of reports and analyses of industry and District financial trends.
    • Serves as a mentor and trains junior level analysts.
    • Uses vendor software and other third party provided data to develop and monitor Member institution and unsecured counterparty peer group statistics.
    • Primarily responsible for preparing analyses of “special purpose” unsecured counterparties, mortgage Insurance companies, housing finance agencies, insurance companies, broker dealers and high risk vendors.
    • Leads in preparing internal management reports detailing high risk members and counterparties (Watchlist) and risk surveillance reports for monitoring member performance trends and emerging issues.
    • Processes updates to financial condition and performance data in internal systems/applications, as well as factors reliant on this data (regulatory financial data, collateral statuses, ratings, etc.).
    • Reviews and/or validates the accuracy of member financial statistics used in underwriting decisions and the Bank’s credit rating process. Prepares analyses of potential Member Affiliate Collateral Program participants and performs on-going reviews and documentation of program eligibility.
    • Performs eligibility evaluations of bond investments pledged by members.
    • Maintains professional knowledge of financial analysis techniques used in evaluating the financial strength and performance of various types of financial institutions, including insurance companies, commercial banks, community development financial institutions, and credit unions.
    • Performs complex targeted and portfolio level reviews/monitoring of key credit risk exposures, decisions, and strategies. Leads in the production of reports and presentations that outline findings, explains risk positions, or recommends changes/improvements.
    • Provides relevant oversight and advisory services to help ensure credit risk exposure is optimized and performs updates to credit risk-related policies and practices are appropriate.
    • Performs above duties as well as others assigned by management.

    Minimum Knowledge, Skills and Abilities Required:

    • Knowledge at a level normally acquired through the completion of a Master’s Degree in Business Administration, Accounting, Finance or related field of study is required. Specialized and focused training on credit analysis from rating agencies or financial services experts is highly preferred.
    • Five years of experience in progressively responsible positions as a financial analyst, internal auditor, or analyst with a background in credit risk management. Prior experience at a financial institution, rating agency, financial industry consultant, or examiner for a regulatory agency is beneficial.
    • Effective communication skills, both written and verbal. Ability to adapt communication style to suit the intended audience while interacting with Bank staff and external contacts in a professional manner. Ability to handle sensitive information and continually demonstrate tact and diplomacy.
    • Ability to work independently and prioritize work assignments. Ability to research, identify and implement solutions to a variety of administrative problems. Analytical skills necessary to develop complex factual reports or summaries through data gathering, interpretation and compilation of results while maintaining a consistently high degree of accuracy.
    • Demonstrated proficiency with a personal computer, including a working knowledge of application software. Intermediate to advanced skills in the use of Word and the ability to build and maintain complex formulas in Excel to compile data for analysis purposes.
    • Demonstrates a commitment to diversity and inclusion (D&I). Promotes an environment of empathy and respect, ensures the inclusion of all team members, and actively engages in D&I events and learning opportunities.


    Working Conditions:

    Flexibility to work outside normal business hours if required to complete time sensitive projects. 

    Notation: This position has been identified as “high risk” as outlined in the Bank’s Background Check policy. Individuals occupying this position will be required to submit to a background check biennially.  Such repeat background check(s) are considered a “condition of continued employment”.


  • 1 Month Ago

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Sr. Salesforce Developer
  • Concora Credit Inc.
  • Akron, OH FULL_TIME
  • Overview We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to he...
  • 21 Days Ago

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Sr. Unit Manager - Training
  • Concora Credit Inc.
  • Akron, OH FULL_TIME
  • Overview We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to he...
  • 4 Days Ago

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Sr. IT Support Specialist
  • Concora Credit Inc.
  • Akron, OH FULL_TIME
  • Overview We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to he...
  • 1 Month Ago

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Sr. Salesforce Developer
  • Concora Credit Inc.
  • Akron, OH FULL_TIME
  • Overview We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to he...
  • Just Posted

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Sr Credit Services Specialist - Returns
  • Charter Communications
  • Columbus, OH FULL_TIME
  • Do you have a passion for helping others? Looking for a Credit Services Lead Specialist position that values integrity and teamwork? If so, you'll fit right in with Spectrum's Customer Service team!Sp...
  • 22 Days Ago

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Credit Officer
  • Compeer Financial
  • Lakeville, MN
  • Compeer Financial is seeking collaborative, innovative and dynamic professionals to be a part of our Top Workplace cultu...
  • 3/29/2024 12:00:00 AM

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Credit Administrator
  • Sonepar
  • Irving, TX
  • Your next career opportunity At Crawford, the #1 electrical distributor across Texas and Louisiana, successful associate...
  • 3/29/2024 12:00:00 AM

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Credit Clerk
  • Eastern Metal Supply
  • Lake Worth, FL
  • ABOUT US: Eastern Metal Supply has earned a reputation as a first class supplier of aluminum products in the thirty plus...
  • 3/28/2024 12:00:00 AM

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Sr. Credit Representative
  • Manpower
  • Fairhaven, MA
  • Job Title: Senior Credit Representative Location: Fairhaven Pay: $30/hr Schedule: Hybrid, Monday - Friday The Senior Cre...
  • 3/28/2024 12:00:00 AM

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Chief Credit Officer
  • The Schaaf Group
  • Bellevue, WA
  • The Schaaf Group is proud to represent our retained client to identify: CHIEF CREDIT OFFICER (CCO) On behalf of our clie...
  • 3/28/2024 12:00:00 AM

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Credit Officer
  • SoHo Dragon
  • New York, NY
  • Job Description Job Description SoHo Dragon represents an investment bank with offices in New York, NY that needs to hir...
  • 3/26/2024 12:00:00 AM

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Credit Clerk
  • System One Holdings, LLC
  • Edison, NJ
  • Credit Clerk Temp to Perm Opportunity! Hours: 9am to 5pm (30 mins to 1 hour for lunch-flexible) Rate: up to $24.00/hr. (...
  • 3/25/2024 12:00:00 AM

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Credit Administration Assistant
  • Citizens Bank & Trust
  • Auburndale, FL
  • Job Description Job Description Citizens Bank & Trust POSITION DESCRIPTION POSITION TITLE: Credit Administration Assista...
  • 3/25/2024 12:00:00 AM

Ohio /oʊˈhaɪoʊ/ (listen) is a Midwestern state in the Great Lakes region of the United States. Of the fifty states, it is the 34th largest by area, the seventh most populous, and the tenth most densely populated. The state's capital and largest city is Columbus. The state takes its name from the Ohio River, whose name in turn originated from the Seneca word ohiːyo', meaning "good river", "great river" or "large creek". Partitioned from the Northwest Territory, Ohio was the 17th state admitted to the Union on March 1, 1803, and the first under the Northwest Ordinance. Ohio is historically know...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Clerk, Sr. jobs
$40,538 to $55,363

Credit Clerk, Sr. in Danbury, CT
Calls or writes to credit bureaus, employers, and personal references to check credit and personal references.
February 12, 2020
Credit Clerk, Sr. in Macon, GA
Accountemps has an exciting opportunity available in San Ramon! Our client is looking for credit, customer service, and credit professionals to join their team today.
December 26, 2019
Credit Clerk, Sr. in Tampa, FL
SACOB Short Courses are not accredited and are intended to offer you knowledge and skills in a particular field and is a non-credit bearing short course.
December 29, 2019