Credit Clerk, Sr. jobs in Fargo, ND

The Credit Analyst supports their local market by providing portfolio management overview, underwriting analysis and recommendations to the loan committees. In this constantly changing industry, where meeting the needs of the farmer have become increasingly challenging, our state-of-the-art underwriting platform and consultative approach to production lending truly differentiates ARM from the competition.

Job Duties and Responsibilities

• Collects, analyzes, and summarizes borrower’s production and financial information into a recommendation for loan committee review
• Ensures all new and existing loans are fully compliant and fall within the Company’s Loan Policy guidelines
• Acts as the first line of defense in managing reconciliations, identifying crop mix changes and out of compliance issues
• Provides analytical review for any loan amendments or modifications
• Oversees the coordination of crop insurance inspections and account reconciliations
• Performs root cause analyses and assists in collections efforts of past-due loans
• Attends company meetings, conference calls and training(s) as necessary
• Performs other duties as assigned

Experience, Qualifications and Requirements

• Preferred Degree in banking, finance, accounting, statistics, or economics-related field
• Minimum 2 years’ experience in a banking or finance-related field
• Experience in commercial credit underwriting / analysis
• Completion of a credit training program preferred
• Experience in agriculture a plus
• Superior Skills in Microsoft Excel, Power Point and Word
• Strong written and communication skills
• Attention to detail a must
• Motivated, self-starter with ability to adapt in a fast-paced environment
• May be required to travel on occasion

• Generally required to stand, walk, sit, use hands, handle documents, bend and stoop as needed, and reach with hands and arms
• Required to use a keyboard and computer regularly
• Specific vision abilities required, including that required to perform extensive computer-related work
• Must be able to verbally communicate with others and exchange accurate information
• Ability to receive detailed information through oral communication, and to distinguish sound and perceive the nature of sounds at normal speaking levels with or without correction

Work Environment

• Moderate noise (i.e., home office with computer, phone, and printers)
• Ability to sit at a computer for an extended period

• Must be able to perform all the essential duties of the job with or without reasonable accommodation.

About Ag Resource Management

• 401(k) (Roth and Traditional options) with employer match and vesting
• Paid Time Off (PTO)
• Competitive compensation and benefits package