Credit Clerk, Sr. jobs in Arizona

Credit Clerk, Sr. evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk, Sr. communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk, Sr. requires a high school diploma or equivalent. Typically reports to a supervisor or manager. The Credit Clerk, Sr. works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Credit Clerk, Sr. typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

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Sr. Business Credit Underwriter
  • Desert Financial Credit Union
  • Phoenix, AZ FULL_TIME
  • The Sr. Business Credit Underwriter will report to the Manager of Commercial Loan Underwriting in the Business Services Division. The Sr. Business Credit Underwriter will be involved in a broad range of activities related to the underwriting of complex large dollar commercial and industrial (C&I) requests which includes inclusive of working capital lines of credit, equipment financing, owner occupied real estate, construction, investor & project type real estate loans and loan participation.

    What you will do here:

    Works closely with the Business Relationship Managers to assemble relevant loan information to determine the appropriate loan structure which entails performing a comprehensive business financial statement analysis, business financial statement spreading, preparation of a pro forma balance sheet and projected statement of revenue and expenses, income tax analysis, debt service analysis and comparison of each to RMA ratios.

     Comprehensive analysis of the applicant's personal financial statement, income tax and debt service will be completed as well as determining their credit worthiness.

    Underwrite and complete annual reviews on a large volume of credits annually including portfolio term loans above $1 million and participation loans.

    Perform a detailed collateral evaluation and preparation of a narrative Credit Approval Memorandum for the loan transaction. Completes renewals for maturing revolving lines of credits and loans as necessary.

    Performs activities necessary to support business development, credit review writing, loan negotiation, legal review, and loan funding of all business loan products offered by Desert Financial.

     Maintain financial, tax return, and borrowing base tickler systems as well as follow up systems for balloon payments and term loan updates.

    Perform other job-related duties as assigned.

    What you will need:

    High School Diploma or GED required.

    Bachelor’s degree in accounting, finance, economics, or related field preferred; or equivalent combination of education and experience.

    5 years of experience with financial spreading software, financial statement analysis, tax analysis, commercial credit reports, and/or the Uniform Commercial Code required.

    Strong knowledge of business lending in commercial and industrial category, real estate lending inclusive of owner occupied, construction, investment real estate (multi-family, office, warehouse, retail, and self-storage) required.

    Ability to prepare income producing property analysis, analyze complex rent rolls, apply CAP rates, vacancy rates, and other analytical metrics associated with income property lending required.

    Detail oriented, highly organized, ability to oversee high volumes of loan production while maintaining multiple priorities with overlapping deadlines required.

    Communication skills – ability to effectively communicate and present information both in person and over the phone, effective written and verbal communication required.

    Microsoft Excel and Microsoft Word required.

    Must multi-task and possess high level of attention to detail required.

     

    We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

    For additional information about our organization, careers, and benefits visit: http://www.desertfinancial.com/careers.

  • 13 Days Ago

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Credit Clerk (West Valley)
  • Desert Diamond Casinos & Entertainment
  • Glendale, AZ FULL_TIME
  • Under direct supervision of the Credit Manager. Performs a variety of administrative duties and tasks ensuring all items processed are processed quickly and correctly. Processes and tracks requests fo...
  • 24 Days Ago

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Operations Support Specialist I, II, III, Sr.
  • Global Credit Union
  • Glendale, AZ FULL_TIME
  • Overview Reports To: Operations Support Officer Functions Supervised: None Primary Functions: Administer the credit union's specialty accounts to include IRA, HSA, business, trust and fiduciary accoun...
  • 23 Days Ago

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Deputy Clerk Trainee
  • Deputy Clerk Trainee
  • Bisbee, AZ FULL_TIME
  • JOB ANNOUNCEMENT Deputy Clerk Trainee Clerk of the Superior Court (Bisbee/Sierra Vista) Starting Salary $33,172 plus a competitive benefits package POSITION IS OPEN UNTIL FILLED NATURE OF WORK Under c...
  • 11 Days Ago

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Credit Consultant
  • Casaluna Credit
  • Phoenix, AZ PART_TIME
  • We are growing and looking to add an amazing consultant to join our team! Our clients are the heart of our business and we are looking for someone that can nurture them and communicate with them effec...
  • 3 Days Ago

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Credit Consultant
  • Casaluna Credit
  • Yuma, AZ PART_TIME
  • We are growing and looking to add an amazing consultant to join our team! Our clients are the heart of our business and we are looking for someone that can nurture them and communicate with them effec...
  • 3 Days Ago

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Sr. Credit Representative
  • Manpower
  • Fairhaven, MA
  • Job Title: Senior Credit Representative Location: Fairhaven Pay: $30/hr Schedule: Hybrid, Monday - Friday The Senior Cre...
  • 3/28/2024 12:00:00 AM

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Credit Clerk
  • Eastern Metal Supply
  • Lake Worth, FL
  • ABOUT US: Eastern Metal Supply has earned a reputation as a first class supplier of aluminum products in the thirty plus...
  • 3/28/2024 12:00:00 AM

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Credit Officer
  • SoHo Dragon
  • New York, NY
  • Job Description Job Description SoHo Dragon represents an investment bank with offices in New York, NY that needs to hir...
  • 3/26/2024 12:00:00 AM

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Senior Credit Officer
  • City National Bank
  • Los Angeles, CA
  • Senior Credit Officer WHAT IS THE OPPORTUNITY? This position will be responsible for evaluating and approving/declining ...
  • 3/26/2024 12:00:00 AM

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Credit Clerk
  • System One Holdings, LLC
  • Edison, NJ
  • Credit Clerk Temp to Perm Opportunity! Hours: 9am to 5pm (30 mins to 1 hour for lunch-flexible) Rate: up to $24.00/hr. (...
  • 3/25/2024 12:00:00 AM

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Credit Administration Assistant
  • Citizens Bank & Trust
  • Auburndale, FL
  • Job Description Job Description Citizens Bank & Trust POSITION DESCRIPTION POSITION TITLE: Credit Administration Assista...
  • 3/25/2024 12:00:00 AM

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Commercial Credit Officer
  • Rockland Trust
  • Brockton, MA
  • JOB DESCRIPTION The Commercial Credit Officer (CCO) is a credit orientated role as well as a personnel management and le...
  • 3/25/2024 12:00:00 AM

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Credit Administrator
  • Sonepar
  • Irving, TX
  • Your next career opportunity At Crawford, the #1 electrical distributor across Texas and Louisiana, successful associate...
  • 3/24/2024 12:00:00 AM

Arizona (/ˌærɪˈzoʊnə/ (listen); Navajo: Hoozdo Hahoodzo Navajo pronunciation: [xòːztò xɑ̀xòːtsò]; O'odham: Alĭ ṣonak Uto-Aztecan pronunciation: [ˡaɺi ˡʂonak]) is a state in the southwestern region of the United States. It is also part of the Western and the Mountain states. It is the sixth largest and the 14th most populous of the 50 states. Its capital and largest city is Phoenix. Arizona shares the Four Corners region with Utah, Colorado, and New Mexico; its other neighboring states are Nevada and California to the west and the Mexican states of Sonora and Baja California to the south and so...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Clerk, Sr. jobs
$40,481 to $55,286

Credit Clerk, Sr. in Danbury, CT
Calls or writes to credit bureaus, employers, and personal references to check credit and personal references.
February 12, 2020
Credit Clerk, Sr. in Macon, GA
Accountemps has an exciting opportunity available in San Ramon! Our client is looking for credit, customer service, and credit professionals to join their team today.
December 26, 2019
Credit Clerk, Sr. in Tampa, FL
SACOB Short Courses are not accredited and are intended to offer you knowledge and skills in a particular field and is a non-credit bearing short course.
December 29, 2019