Credit Clerk jobs in North Dakota

Credit Clerk evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk requires a high school diploma or its equivalent. Typically reports to a supervisor or manager. The Credit Clerk possesses a moderate understanding of general aspects of the job. Works under the close direction of senior personnel in the functional area. May require 0-1 year of general work experience. (Copyright 2024 Salary.com)

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Credit Technician
  • AgCountry Farm Credit Services
  • Minot, ND FULL_TIME
  • Closing Date: 10/11/2023 7pm CT


    Primary Duties and Responsibilities:

    • Assists and supports loan officers in gathering thorough and complete financial information from customers in a timely and efficient manner. Coordinates with AgCountry Farm Accounting Specialists in collecting and inputting financial information where AgCountry is providing record services to the customer. Analyzes gathered customer information and classifies assets and liabilities. Assembles balance sheets and historical earnings statements, including market adjustments, accrual adjustments, debt schedules, and preliminary reconciliation. Prepares projections, working capital deficiency, and capital and repayment analysis. Conducts verification and other related tasks, as delegated, or directed by loan officer. May upload financial documents into applicable systems. This position may be the branch lead person in obtaining credit reports and chattel searches.
    • Works closely with Loan Officers and Farm Accounting Specialists in producing a complete financial information package required in making credit decisions. Scores loans through the Enterprise Decision Engine (EDE). Upon EDE scoring, determines if exposure requires manual adjustments for internal refinance or if special programs apply. Receives new borrower application and inputs customer information into AgWorx. In the traditional loan analysis process, accurately and efficiently inputs financial information in the credit analysis software. Reviews UCC search to evaluate lien position. Reconciles UCC results against borrower’s financials. Examines appraisal or valuation of chattel collateral. Assesses, reviews, and identifies trends for accuracy of financial performance from customer financial statements. Evaluates loan application to determine if information is complete.
    • Serves as a branch resource in providing support of credit analysis software. Works closely with the credit department to communicate software changes and updates to branch personnel.
    • Develops knowledge and expertise in agricultural credit to understand how information is interrelated.
    • Provides administrative support to branch operations. Provides backup and support for branch staff in credit and related services areas.

    Required Qualifications:

    • Associate degree (AA) in business administration, accounting, agriculture, or related field; or equivalent work experience
    • 0-2 years’ experience in agricultural credit and operations or other related field
    • Knowledge of the financial services industry and commercial banking
    • Knowledge of lending disciplines and credit standards preferred
    • Knowledge of real estate servicing procedures and terminology preferred
    • Demonstrated ability to work with others, strong teamwork, and coordination skills
    • Demonstrated ability to effectively perform tasks during periods of high stress and workload.

  • 1 Day Ago

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Credit Specialist
  • GES
  • Fargo, ND FULL_TIME
  • OVERVIEW: The Credit Specialist is responsible for executing the Company’s credit and collection activities. This individual will respect that General Equipment has an on-going selling relationship wi...
  • 19 Days Ago

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Credit Analyst
  • Ag Resource Management
  • Fargo, ND FULL_TIME
  • The Credit Analyst supports their local market by providing portfolio management overview, underwriting analysis and recommendations to the loan committees. In this constantly changing industry, where...
  • 21 Days Ago

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Credit Specialist
  • General Equipment & Supplies, Inc
  • Fargo, ND FULL_TIME
  • OVERVIEW: The Credit Specialist is responsible for executing the Company’s credit and collection activities. This individual will respect that General Equipment has an on-going selling relationship wi...
  • 23 Days Ago

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Credit Manager
  • CashWa Distributing of Fargo
  • Fargo, ND FULL_TIME
  • Reporting directly to the Director of Finance, the Credit Manager oversees the credit granting process, ensuring that there is a consistent application of company credit policy, with the goal of optim...
  • Just Posted

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Credit Analyst
  • The Union Bank
  • Beulah, ND FULL_TIME
  • Position Summary A credit analyst gathers and reviews financial data about loan applicants, including their payment habits and history, earnings and savings, and spending patterns. The credit analyst ...
  • 2 Days Ago

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Area Credit Manager
  • Meeks Lumber Company
  • Rocklin, CA
  • US LBM is one of the leading and fastest growing distributors of specialty building materials in the United States, with...
  • 3/28/2024 12:00:00 AM

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Credit Clerk
  • Eastern Metal Supply
  • Lake Worth, FL
  • ABOUT US: Eastern Metal Supply has earned a reputation as a first class supplier of aluminum products in the thirty plus...
  • 3/28/2024 12:00:00 AM

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Accountant
  • West River Telecom
  • Hazen, ND
  • Accountant Accounting · Hazen, North Dakota Department: Accounting Reports To: Financial Manager FLSA Status: Non-exempt...
  • 3/28/2024 12:00:00 AM

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Accounts Receivable Clerk
  • PrideStaff
  • Edison, NJ
  • Job Description Job Description Our client in Edison, NJ is seeking a temp to hire AR Credit Clerk! Hours: 9am-5pm (1 ho...
  • 3/27/2024 12:00:00 AM

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Area Credit Manager
  • Arrow Building Center
  • Oakdale, MN
  • US LBM is one of the leading and fastest growing distributors of specialty building materials in the United States, with...
  • 3/27/2024 12:00:00 AM

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Credit Clerk
  • System One Holdings, LLC
  • Edison, NJ
  • Credit Clerk Temp to Perm Opportunity! Hours: 9am to 5pm (30 mins to 1 hour for lunch-flexible) Rate: up to $24.00/hr. (...
  • 3/25/2024 12:00:00 AM

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CASINO CREDIT - ADMINISTRATIVE SUPERVISOR
  • Seminole Gaming
  • Fort Lauderdale, FL
  • Overview: About Seminole Hard Rock Hotel & Casino Hollywood Seminole Hard Rock Hotel & Casino Hollywood is the flagship ...
  • 3/24/2024 12:00:00 AM

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Area Credit Manager
  • US LBM Corporate
  • Buffalo Grove, IL
  • US LBM is one of the leading and fastest growing distributors of specialty building materials in the United States, with...
  • 3/24/2024 12:00:00 AM

North Dakota is a Midwestern state of the United States. It borders Canada and lies at the center of the North American continent. The geographic center of North America is near the town of Rugby. Bismarck is the capital of North Dakota, and Fargo is the largest city. Soil is North Dakota's most precious resource. It is the base of the state's great agricultural wealth. But North Dakota also has enormous mineral resources. These mineral resources include billions of tons of lignite coal. In addition, North Dakota has large oil reserves. Petroleum was discovered in the state in 1951 and quickly...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Clerk jobs
$35,007 to $47,088