Credit Clerk jobs in Maine

Credit Clerk evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk requires a high school diploma or its equivalent. Typically reports to a supervisor or manager. The Credit Clerk possesses a moderate understanding of general aspects of the job. Works under the close direction of senior personnel in the functional area. May require 0-1 year of general work experience. (Copyright 2024 Salary.com)

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Commercial Loan Credit Analyst / Loan Processor
  • New Dimensions Federal Credit Union
  • Waterville, ME FULL_TIME
  • Role: Performs commercial loan annual reviews on existing business relationships by reviewing submitted financial information from borrower in compliance with credit union member business policy. Interprets financial information to make recommendations on credit quality and assesses borrower risk. Provide support to commercial underwriter by spreading financial information onto credit presentation for new commercial requests as needed. Manages interactions with commercial loan account borrowers to facilitate answering questions on existing commercial loan accounts. Assists in the communication and transmission of information to both contracted Credit Union's as well as third party vendors. Provides a supporting role to commercial loan processing as needed. May provide support with business development for NDBS as well as the credit union.

    Essential Functions & Responsibilities:

    25% - Performs annual reviews on existing commercial loan accounts which require yearly loan credit quality assessment in accordance to member business loan policy. Assessing the borrower's year-end or interim financial information to determine overall credit risk factors as determined by the 5 C's of credit. Providing substantive written narratives based on spread financial information offering meaningful insights and credit recommendations from information obtained.

    25% - Provides additional resource for the ordering of attorney work requests and collateral valuations, loan document preparation, scheduling of commercial closings, and coordination of additional information that may need to be obtained to ensure timely closings. Has user access to obtain credit reports, flood certifications, environmental reports, and appraisals when needed.

    20% - Assist with processing financial information onto commercial loan spreadsheet for new commercial loan requests when needed.

    15% - Supports commercial loan processing by assisting in other essential duties to help maintain quality of existing commercial loan accounts and ensure they maintain loan compliance. Provide support for processing loan payments, reversals, modifications, payoffs, discharges, file maintenance and registry filings.

    10% - Knowledgeable in opening new business accounts in Episys core system. Complies with commercial loan file maintenance, record retention and NDBS filing systems.

    5% - Performs other job related duties as assigned.

    Performance Measurements:

    1. To ensure the commercial loans are in accordance with established credit union policy and federal regulations.

    2. To develop recommendations for cost efficiencies and enhancements to products, pricing, and processes by monitoring trends in operations.

    3. To maintain a professional, courteous, and friendly atmosphere for members, co-workers, and clients.

    4. To troubleshoot and resolve member, client, and internal inquiries in a timely, friendly and accurate manner.

    5. To maintain a dependable record of attendance and timeliness.

    6. To comply with requirements of the Bank Secrecy Act, NCUA Rules and Regulations, and any other regulations pertaining to the job as described and credit union operations.

    Knowledge and Skills:

    Experience - One year to three years of similar or related experience.

    Education - A two-year college degree or completion of a specialized course of study at a business or trade school or 5 years of experience.

    Interpersonal Skills - Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

    Other Skills:

    Physical Requirements - While performing the duties of this job, the employee is frequently required to sit, occasionally stand and walk (including up and down stairs), use hands and fingers, reach with hands and arms, talk and hear. The specific vision abilities required by the job include close vision, distance vision, and the ability to adjust focus. The employee must occasionally lift and/or move up to 10 pounds.

    Work Environment: The noise level in the work environment is usually quiet.

    This Job Description is not a complete statement of all duties and responsibilities comprising the position.

    Job Type: Full-time

    Pay: $22.59 - $27.00 per hour

    Expected hours: 40 per week

    Benefits:

    • 401(k) 6% Match
    • Dental insurance
    • Employee assistance program
    • Health insurance
    • Life insurance
    • Paid time off
    • Vision insurance

    Schedule:

    • 8 hour shift
    • Day shift
    • Monday to Friday

    Experience:

    • Credit analysis: 1 year (Preferred)

    Ability to Relocate:

    • Waterville, ME 04901: Relocate before starting work (Required)

    Work Location: In person

  • 2 Days Ago

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Credit Specialist
  • Fabian Oil Inc
  • Oakland, ME FULL_TIME
  • Fabian Oil is currently seeking a full-time Collections Specialist to join our credit team in Oakland, ME. At Fabian Oil Collections Specialists are responsible for working with various ageing reports...
  • 19 Days Ago

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Credit Analyst, Credit Risk Strategy & Analytics
  • WEX, Inc.
  • South Portland, ME FULL_TIME
  • About the Team/Role:Global Risk Strategy is a key team in the Risk & Compliance organization that ensures WEX's products and processes deliver robust fraud and credit decisions while providing a great...
  • 12 Days Ago

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Analyst - Credit & Collections
  • CENTRAL MAINE POWER CO
  • Augusta, ME FULL_TIME
  • Responsibilities Responsible for the analysis, reporting, and technical understanding of credit and collection and other related data. Coordinates and improves collection activities and systemic chang...
  • 20 Days Ago

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Credit Assistant Manager
  • RAC BRANDS
  • OLD TOWN, ME FULL_TIME
  • Rent A Center Ready to do your best work? Interested in a minimum starting hourly rate of $17-$18/hr? Why should I apply in just a few clicks? Paid Time Off and Sundays Off -- We are Closed! Full-Time...
  • Just Posted

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Credit RESEARCH ANALYST
  • R. M. Davis
  • Portland, ME FULL_TIME
  • COMPANY OVERVIEW: R.M. Davis is a leading provider of wealth management and investment advisory services to clients in more than forty states and five countries. We are dedicated to delivering excepti...
  • 9 Days Ago

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Area Credit Manager
  • Meeks Lumber Company
  • Rocklin, CA
  • US LBM is one of the leading and fastest growing distributors of specialty building materials in the United States, with...
  • 3/28/2024 12:00:00 AM

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Credit Clerk
  • Eastern Metal Supply
  • Lake Worth, FL
  • ABOUT US: Eastern Metal Supply has earned a reputation as a first class supplier of aluminum products in the thirty plus...
  • 3/28/2024 12:00:00 AM

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Accountant
  • West River Telecom
  • Hazen, ND
  • Accountant Accounting · Hazen, North Dakota Department: Accounting Reports To: Financial Manager FLSA Status: Non-exempt...
  • 3/28/2024 12:00:00 AM

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Accounts Receivable Clerk
  • PrideStaff
  • Edison, NJ
  • Job Description Job Description Our client in Edison, NJ is seeking a temp to hire AR Credit Clerk! Hours: 9am-5pm (1 ho...
  • 3/27/2024 12:00:00 AM

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Area Credit Manager
  • Arrow Building Center
  • Oakdale, MN
  • US LBM is one of the leading and fastest growing distributors of specialty building materials in the United States, with...
  • 3/27/2024 12:00:00 AM

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Credit Clerk
  • System One Holdings, LLC
  • Edison, NJ
  • Credit Clerk Temp to Perm Opportunity! Hours: 9am to 5pm (30 mins to 1 hour for lunch-flexible) Rate: up to $24.00/hr. (...
  • 3/25/2024 12:00:00 AM

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CASINO CREDIT - ADMINISTRATIVE SUPERVISOR
  • Seminole Gaming
  • Fort Lauderdale, FL
  • Overview: About Seminole Hard Rock Hotel & Casino Hollywood Seminole Hard Rock Hotel & Casino Hollywood is the flagship ...
  • 3/24/2024 12:00:00 AM

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Area Credit Manager
  • US LBM Corporate
  • Buffalo Grove, IL
  • US LBM is one of the leading and fastest growing distributors of specialty building materials in the United States, with...
  • 3/24/2024 12:00:00 AM

To the south and east is the Atlantic Ocean and to the north and northeast is New Brunswick, a province of Canada. The Canadian province of Quebec is to the northwest. Maine is both the northernmost state in New England and the largest, accounting for almost half of the region's entire land area. Maine is the only state in the continental US to border only one other American state (New Hampshire to the South and West). Maine is the easternmost state in the United States in both its extreme points and its geographic center. The town of Lubec is the easternmost organized settlement in the United...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Clerk jobs
$35,145 to $47,274