Credit Card Operations Clerk, Sr. jobs in Germantown, MD

Main responsibilities:

• Advance our credit granting processes for new and existing customers, from risk models to financial valuations models to determining appropriate product terms and limits
• With our data science team, continue to push the boundaries of credit risk modeling and underwriting in Latin America
• Build a resilient credit portfolio and the tools and processes to deeply understand performance levels and  performance trends
• Deepen our understanding of how our customers use credit so that we can serve them better and enhance repayment rates
• Build, launch, and grow innovative new financial services products to better serve our underserved target market
• Lead and develop a world class analyst team from hands-on development of core analytics skills to advanced problem solving
• Build trusting relationships across the organization including product, engineering, finance, and operations teams
• Build appropriate credit governance to ensure our resilience to changing market conditions and to meet the expectations of external stakeholders

What we are looking for:

• Master's Degree or higher in the sciences, engineering, mathematics, statistics, economics, or other analytical and quantitative discipline.
• 7 years in deep consumer credit granting roles including data analysis, credit analysis, and/or modeling areas.
• Proven ability to grow a resilient consumer credit portfolio.
• Extensive knowledge of credit risk modeling.
• Extensive knowledge of different methodologies and technologies in machine learning modeling.
• Strong quantitative and analytical skills and ability to derive patterns, trends and insights, and perform risk/reward trade-off analysis.
• SQL, Python, and AWS skills
• Ability to champion organizational agenda and initiatives with executive audiences. Integrate/connect team initiatives, actions and culture in support of broader vision and credit risk management goals.