QCR Holdings, Inc.
Job Description
TITLE: Fraud Investigator REPORTS TO: VP, Fraud Operations Officer
DEPARTMENT: Operations LOCATION: TBD
JOB SUMMARY:
The Fraud Investigator will be responsible for the investigation and prevention of fraud and loss with respect to all QCRH banks and its clients.
ESSENTIAL FUNCTIONS:
- Maintains a high level of proficiency with the fraud monitoring systems.
- Understanding of BSA/AML requirements, specifically around SAR filing requirements
- Responsible for maintaining a working knowledge of applicable banking regulations and internal procedures as related to the function of the job.
- Ability to work independently and with little supervisory oversight.
- Review and investigate suspicious activity using fraud detection systems. The Fraud
Investigator is responsible for determining any action required to prevent and/or recover fraud losses, which includes creating cases, analysis, documentation, follow-up, and hand-off to internal partners. The Fraud Investigator is responsible for documenting cases per department procedures.
- Communicate across various levels inside of the organization. In addition to internal communication, the Fraud Investigator is responsible for initiating communication with clients, law enforcement, and other agencies as needed.
- Reviews, investigates, and reports to the VP, Fraud Operations Officer when possible criminal activity is indicated within one or more banks.
- Reports to the VP, Fraud Operations Officer when alerts are not generated for fraudulent situations.
- Acts as back up to the Fraud Specialist for duties as assigned.
- Assists in the development of manuals and supporting documentation to accomplish tasks/duties inherent in the position.
- Provides prompt, courteous, and excellent service to internal and external clients at all times.
- Maintains a positive, good working relationships with all QCRH and bank employees.
- Proactively volunteer in the community to strengthen community awareness and our reputation.
QUALIFICATIONS:
- High School diploma with one to two years additional training in banking or related course work. Some college or relevant work experience is preferred.
- Three to five years of experience in the financial institution industry with emphasis in areas related to Risk, BSA/AML, or fraud investigation is preferred.
- Ability to work independently with little supervision.
- Strong organizational, time management, decision making and analytical skills in fast- paced environment.
- Excellent communication skills with clients, internal staff, both personally, via telephone and email. This includes the ability to create concise summary of events related to case documentation.
- Ability to interpret and analyze basic financial information.
- Capable of exercising discretion, applying common sense, and using independent judgment along with managing and maintain confidential information.
- Ability to be available for work daily and extended hours as necessary. This includes attending seminars and infrequent travel to other Bank locations as necessary.
- Strong PC knowledge with the ability to operate Microsoft Office applications as well as
Bank specific software applications and FISERV applications.
Job Type: Full-time
Pay: From $21.09 per hour
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Employee discount
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Parental leave
- Professional development assistance
- Referral program
- Retirement plan
- Tuition reimbursement
- Vision insurance
Schedule:
- 8 hour shift
- Day shift
- Monday to Friday
Work Location: In person