Credit Analyst jobs in Virginia

Exciting opportunity to join the credit team to support the commercial lending growth in our Virginia and North Carolina markets.

With almost 53 years of outstanding service to the communities in Southside Virginia and Northern North Carolina, Benchmark has built a reputation built on trust and doing the right thing for the customer. Come join our team of dedicated customer service driven professionals.

CREDIT ANALYST

The Credit Analyst will support the business banking team by utilizing Sageworks to input financials, prepare cash flow and credit analysis reports. The Credit Analyst should be able to independently analyze and help underwrite new and existing credit requests submitted by the lenders. The Analyst should have a working knowledge of reading tax returns and financial documents. Must be able to craft well written credit memos and provide feedback to upper management on market conditions and customer issues in local area (strengths and weaknesses of competition, gains and losses of business, comments both positive and negative, etc.)

Qualifications: Strong understanding of loan risk, along with the ability to gather, analyze and summarize complex data and make recommendations. Excellent written and verbal skills along with advanced Excel experience. Must possess a minimum of 2 years' experience in a credit analyst role or have previous commercial credit underwriting experience.

Salary commensurate with experience. Our headquarters is located in Kenbridge VA, but this full-time role will allow for a flexible work location and a hybrid work schedule.

Benchmark Community Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity, or expression, or any other characteristic protected by federal, state, or local laws.