Credit Analyst jobs in Alabama
Recently Added Credit Analyst jobs
Credit Analyst
- Farm Credit Network
-
Opelika, AL
FULL_TIME
-
The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpretation of the applicant's financial information with a focus on owners' equity, working capital, and debt coverage to determine the short and long-term viability of the loan request. Prior experience in tax document preparation translates well in this position. The analyst will analyze the overall risk to the Association by utilizing those ratios and our potential collateral position to help the branch determine the best route forward on all loan requests.
Responsibilities/Duties
- Obtains and assembles information provided by the loan officer into a coherent and comprehensive loan package.
- Uses provided financial information to determine potential risks to the company and applicant credit worthiness.
- Analyzes financial statements, tax returns, and profit and loss statements for any individual or business associated with the loan request.
- Processes and prepares underwriting analysis for authorized credit personnel to make credit decisions, under direction of the Credit Analysis Manager.
- Maintains and makes recommendations on loan underwriting standards and procedures.
- Studies and researches the economic lending environment and the industries financed by the Association.
Education/Experience/Knowledge
- Bachelor's degree in Accounting, Finance, Business, or Economics.
- Two to five years of credit analysis and/or tax return work experience preferred.
- Experience in tax document preparation highly preferred, but not required.
- Solid knowledge of computers, Microsoft Excel, and related software.
Required Skills/Abilities
- Strong analysis, judgment, and communication (oral and written) skills.
- Problem solving skills and ability to work in a team atmosphere.
- High level of efficiency, accuracy, and responsibility.
- Motivated with a strong desire to take on new challenges and learn.
- Ability to handle frequent changes, delays, or unexpected events.
- Regularly exercises discretion and independent judgment.
- Self-starter and ability to be assertive and arrive at sound business decisions.
- Demonstrates initiative and can work responsibly with minimal supervision.
Leadership and advancement opportunities are available to analysts who display a thorough understanding of company policies, communicate clearly and effectively throughout the loan approval process, and adequately develop their knowledge of farm and nonfarm industries.
More experienced hires have an elevated ability to transition to team leaders within the department. Team leaders require exceptional analytical skills, as well as team-oriented focus to help improve the department. These individuals would be given minor internal supervisory responsibilities to oversee the daily workload of a team of 1-3 junior analysts, as well as serve as their primary point of contact for questions.
Benefits of being part of the First South team include:
- Competitive pay
- Personal development
- Paid vacation, sick leave, and holidays
- Medical insurance
- Dental and vision care
- Flexible spending accounts
- Health savings accounts
- 401(k) with employer matching
- Disability and life insurance
- Incentive plan
- 29 Days Ago
Credit Analyst
- Farm Credit Council
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpret...
- 30 Days Ago
Credit Analyst
- Farm Credit Council
-
Cullman, AL
FULL_TIME
- Summary The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth i...
- 1 Month Ago
Credit Analyst
- First South Farm Credit, ACA
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpret...
- 29 Days Ago
Credit Analyst
- First South Farm Credit, ACA
-
Cullman, AL
FULL_TIME
- Summary The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth i...
- 1 Month Ago
Credit Analyst Trainee
- Farm Credit Network
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
- 13 Days Ago
Credit Analyst jobs at Popular Companies
Credit Analyst
- Texas Partners Bank
-
- The Credit Analyst I will support Texas Partners Bank commercial, private banking, and business banking divisions by res...
- 4/23/2024 12:00:00 AM
Credit Analyst
- Addison Group
-
Tulsa, OK
- Addison Group is partnering with an established and growing financial institution that is in search of a Commercial Cred...
- 4/22/2024 12:00:00 AM
Credit Analyst
- Kellermeyer Bergensons Services, LLC
-
Atlanta, GA
- Kellermeyer Bergensons Services (KBS) has an immediate full-time opportunity to join our Credit and Collections team as ...
- 4/22/2024 12:00:00 AM
Credit Analyst
- AgAmerica
-
Lakeland, FL
- CREDIT ANALYST JOB SUMMARY AgAmerica is seeking a highly skilled and detail-oriented Retail Credit Analyst to join our t...
- 4/22/2024 12:00:00 AM
Credit Analyst
- Farm Credit
-
Frederick, MD
- Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team e...
- 4/21/2024 12:00:00 AM
Credit Analyst
- Horizon Farm Credit
-
Lewisburg, PA
- Job Description Are you looking for a new opportunity that offers career development/training, ability to work in a coll...
- 4/20/2024 12:00:00 AM
Senior Credit Analyst
- Enterprise Bank & Trust
-
Olathe, KS
- Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee s...
- 4/10/2024 12:00:00 AM
Credit Analyst
- Abbott Laboratories
-
Orlando, FL
- Abbott is a global healthcare leader that helps people live more fully at all stages of life. Our portfolio of life-chan...
- 3/29/2024 12:00:00 AM
About Alabama
Alabama (/ˌæləˈbæmə/) is a state in the southeastern region of the United States. It is bordered by Tennessee to the north, Georgia to the east, Florida and the Gulf of Mexico to the south, and Mississippi to the west. Alabama is the 30th largest by area and the 24th-most populous of the U.S. states. With a total of 1,500 miles (2,400 km) of inland waterways, Alabama has among the most of any state.
Alabama is nicknamed the Yellowhammer State, after the state bird. Alabama is also known as the "Heart of Dixie" and the "Cotton State". The state tree is the longleaf pine, and the state flower is...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Analyst jobs
$49,348 to $61,901
Most Popular Cities in Alabama for Credit Analyst Jobs
What does a Credit Analyst do?
Credit Analyst in West Caldwell, NJ
Lead training activities for the sales teams for all sales subsidiaries.
October 25, 2022
Credit Analyst in Humble, TX
Makes phone calls to customers who do not reply to letters and determines reason for overdue payment and establishes expected payment date per established department guidelines.
December 27, 2022
Credit Analyst in Colonial Heights, VA
Clean, safe, modern work environment.
February 14, 2023