Credit Analysis Manager jobs in Arizona

The Credit Manager will lead in the development, management and improvement of the business' credit policy and credit approval processes with particular emphasis on customer master management and the harmonization and automation of credit-related processes following the recent WillScot Mobile Mini merger.

• Lead team responsible to research and evaluate client creditworthiness, approving and rejecting applications based on credibility and potential revenue and losses; predictive risk versus reward modeling.
• Manage process cycle time to exceed internal and external expectations, managing to best-in-class standards
• Work with cross-functional business teams in the creation of credit scorecards to accurately predict risk and develop mitigation strategies (deposits, advance payments, etc.) aimed at balancing risk in favor of WillScot Mobile Mini.
• Work with external trade credit partners to refine and automate interfaces and automations to streamline the process and reduce cycle time.
• Identify and develop additional risk mitigants (liens, ILOC, UCC, etc.)
• Maintain Customer Master fields and fee flags.
• Regularly perform ad-hoc analysis as required.
• Help to drive process improvements and projects within Credit & Collections environment.
• Monitor automated credit tools & work with internal stakeholders & vendor on any systematic issues.
• Own onboarding and offboarding process for licensed users.
• Collaborate and coordinate with other departments to gather necessary data to conduct analyses.
• Assist in the development and analysis of the forecast and annual plan for Collection Metrics (Days Sales Outstanding, Cash Collections, Past Dues)
• Perform financial benchmarking for Credit & Collections by analyzing current and past due trends in Key Performance Indicators.
• Develop and execute training for new and existing staff.
• Other duties as assigned

• Bachelor's degree in Finance, Accounting, Economics, Information Technology or similar course of study
• 5 years' successful experience in commercial or consumer credit/lending managing to predictive risk in a high volume, large ticket environment
• 5 years' experience directly managing 3 or more team members
• 3 years' experience managing external vendors or partners in a technology driven environment
• Experience assessing strategy and managing initiatives to KPIs
• High degree of attention to detail
• Works well in collaborative / team environment
• Communicate clearly: both verbal and written with a professional demeanor
• The ability to use technology as an enabler
• Ability to understand strategy and concept and translate to actionable steps or deliverables
• Strong financial acumen
• Advanced proficiency in Excel for analysis and forecasting