Consumer Loan Processor jobs in Longview, TX

Our Company’s culture supports customers in achieving their financial goals and dreams. As a processor you will be responsible for performing a variety of loan pre-processing and processing functions- from receipt of loan documentation through preparation of package for loan closing while ensuring timely, accurate and cost effective support of the Bank’s lending operations. You’ll be able to help contribute to this by:

Job Duties:

• Prepare loan documentation and determine that all necessary forms have been accurately completed.
• Ensure compliance in all areas of real estate lending.
• Responsible for all documentation necessary to complete the loan file.
• Verify credit report and income, appraisal, appraisal review and reconciliation; set up escrow at closing.
• Communicate with co-workers, loan officers, title companies and attorneys to satisfy loan conditions, as well as provide the status of the loan applications in process.
• Solve problems and seek alternative solutions when necessary.
• Proactively monitor multiple files and process workflow to ensure the timely completion of files for closing.
• Adhere to all state and federal regulations including, but not limited to HMDA, RESPA, Fair Lending Practices, Regulation Z, etc.
• Implementation of new policies and procedures based on work flow and regulations.
• Collect all data necessary for HMDA reporting. Work with compliance to audit for accuracy and completeness.
• Complying with privacy policies and procedures to maintain customer confidentiality and information protection.
• Complying with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
• Completing and passing all required regulatory compliance training as assigned.
• Perform any additional duties and tasks assigned by management

Qualifications & Skills:

• Self-motivated with excellent interpersonal skills and organizational skills.
• Strong critical thinking and problem-solving skills.
• Demonstrates initiative, a commitment to continuous learning, and the ability to adapt to change.
• Advanced PC Skills (e.g. MS Word, Excel, Power Point, Outlook, and Adobe).

Education, Experience & Licenses:

• High School diploma or equivalent.
• College degree in finance, business or other directly related field preferred, or equivalent of experience combined with education in accounting or finance.
• Minimum one year previous experience in banking, loan origination, loan processing and/or loan review.

Experience

• 1 year(s): Minimum one year previous experience in banking, loan origination, loan processing and/or loan review.

Education

• High School or better

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)