Consumer Loan Officer jobs in New Mexico

Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

S
CONSUMER UNDERWRITER/LOAN OFFICER
  • Sandia Area Federal Credit Union
  • Albuquerque, NM FULL_TIME
  • OVERALL JOB PURPOSE

    The Loan Officer will be responsible for interviewing, analyzing, underwriting and rendering decisions on loan applications using background information, applicant’s credit history and policy guidelines.


    DUTIES AND RESPONSIBILITIES

    The duties and responsibilities of this position include but are not limited to:

    • Gathers background information on loan applicants through interview and credit bureau reports

    • Assists members with loan application process to ensure completeness of information

    • Verifies debt-to-income ratios, and calculates level of outstanding secured and unsecured debts

    • Determines collateral needs, strength of collateral and payment plan

    • Verifies accuracy of application information, loan amounts and repayment terms, and ensures approved loan requests are originated

    • Approves or denies consumer and real estate loan applications within credit union parameters and lending limits

    • Explains reasons for denial and explores options for members when loans are denied

    • Sells products and/or services to meet members’ needs and to achieve Credit Union goals and objectives

    • Implements new loan products and system services in accordance with management direction


    EDUCATION AND EXPERIENCE REQUIREMENTS

    Schedule: Monday - Friday 8:30 a.m. to 5:30 p.m., rotating Saturdays 8:30 a.m. to 1:30 p.m.

    • Two year Business or related degree or equivalent experience required
    • Between three and five years financial institution experience including progressive responsibilities in consumer lending
    • Technical study of loan practices required
    • General knowledge of credit unions and operations desirable
    • Must be in good standing in the Nationwide Mortgage Licensing System and Registry and hold a Mortgage Loan Originator License
    • Requires excellent analytical skills where lending decisions are complex
    • Excellent interpersonal communication skills to communicate positive or negative lending decisions to members
    • Solid understanding of National Credit Union Administration lending regulations and credit union lending policies and procedures
    • At ease selling credit union products and services
    • Productive degree of initiative to manage large volume of incoming loan applications
    • Flexible in judgment making
    • Excellent oral and written communication skills
    • Ability to set priorities to meet deadlines
    • High level of organizational skills
    • Must be able to life up to 10 lbs.


    *** Please submit an employment application to www.sandia.org/careers ***

  • 4 Days Ago

S
Supervisor, Consumer Loan Services
  • Sandia Laboratory Federal Credit Union
  • Albuquerque, NM FULL_TIME
  • DescriptionSupervises the daily operational activities of the consumer servicing staff so as to ensure the staff is properly trained and executing duties in accordance with regulations, policies and e...
  • 1 Day Ago

K
Consumer Loan Processor
  • Kirtland Federal Credit Union
  • Albuquerque, NM FULL_TIME
  • Working at Kirtland CU is more than a job-it's a career! We pride ourselves on helping our employees learn, grow, and advance in any direction they choose. We offer a competitive salary, great benefit...
  • 1 Month Ago

S
Loan Officer
  • Summit Funding
  • Santa Fe, NM FULL_TIME
  • Company DescriptionSummit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to...
  • 23 Days Ago

M
Loan Officer
  • Mann Mortgage LLC
  • Las Cruces, NM FULL_TIME
  • DescriptionWe’re Hiring Experienced or Entry Level Mortgage Loan Officers NOW! Mann Mortgage, a growing multi-state, community anchored, mortgage lending company dedicated to helping aspiring borrower...
  • 8 Days Ago

O
Bilingual Consumer Loan Sales Specialist
  • OneMain Financial
  • Hobbs, NM FULL_TIME
  • PUT YOUR CAREER IN MOTION AS A CONSUMER LOAN SALES SPECIALISTAt OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and afford...
  • 1 Month Ago

P
Mortgage Loan Officer - Greater Seattle, WA
  • PNC Financial Services Group
  • Bellevue, WA
  • Job Profile Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the market...
  • 3/29/2024 12:00:00 AM

P
Mortgage Loan Officer -Irvine, CA
  • PNC Financial Services Group
  • Irvine, CA
  • Job Profile Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the market...
  • 3/29/2024 12:00:00 AM

P
Mortgage Loan Officer -Troy, MI
  • PNC Financial Services Group
  • Troy, MI
  • Job Profile Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the market...
  • 3/29/2024 12:00:00 AM

P
Mortgage Loan Officer - Las Vegas, NV
  • PNC Financial Services Group
  • Las Vegas, NV
  • Job Profile Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the market...
  • 3/29/2024 12:00:00 AM

P
Mortgage Loan Officer - Cupertino, CA/ South Bay
  • PNC Financial Services Group
  • Cupertino, CA
  • Job Profile Position Overview Job Description Summary At PNC, our people are our greatest differentiator and competitive...
  • 3/29/2024 12:00:00 AM

P
Mortgage Loan Officer - Columbus or Cincinnati, OH
  • PNC Financial Services Group
  • Columbus, OH
  • Job Profile Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the market...
  • 3/29/2024 12:00:00 AM

A
Member Service Representative - Waynesboro, GA
  • AgGeorgia Farm Credit
  • Waynesboro, GA
  • At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique strengths. Become a ...
  • 3/27/2024 12:00:00 AM

L
Member Service Representative
  • Lookout Credit Union
  • Pocatello, ID
  • Role: All employees of Lookout Credit Union are expected to uphold the Credit Union's mission and vision statements, and...
  • 3/27/2024 12:00:00 AM

New Mexico (Spanish: Nuevo México Spanish pronunciation: [ˈnweβo ˈmexiko] (listen), Navajo: Yootó Hahoodzo pronounced [jòːtxó xɑ̀xʷòːtsò]) is a state in the Southwestern region of the United States of America; its capital and cultural center is Santa Fe, which was founded in 1610 as capital of Nuevo México (itself established as a province of New Spain in 1598), while its largest city is Albuquerque with its accompanying metropolitan area. It is one of the Mountain States and shares the Four Corners region with Utah, Colorado, and Arizona; its other neighboring states are Oklahoma to the north...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Officer jobs
$44,429 to $56,995

Consumer Loan Officer in Appleton, WI
After the underwriting software produces a recommendation, loan officers review the output of the software and consider any additional information to make a final decision.
January 19, 2020
Consumer Loan Officer in Phoenix, AZ
This is a fully experienced Consumer Lender able to analyze more complex loans.
February 24, 2020
Consumer Loan Officer in Richmond, VA
However, the loan officer is still needed to guide applicants through the process and to handle cases with unusual circumstances.
December 04, 2019