Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
EMM Loans is seeking an experienced, Loan Officer - Consumer Direct, to support its growing Consumer Direct operations.
EMM LOANS LLC (EMM), specializes in all aspects of residential mortgage lending. EMM is licensed to do business in 37 states and is a directly endorsed lender by HUD-FHA. Since 2004, our best-in-class customer service has paired with offering industry leading products that include Fannie Mae and Freddie Mac sponsored loans, individual state programs, and access to a portfolio of private investors nationwide. EMM’s independence as a private direct lender means we have the ability to offer rates and terms other lenders can't. Our success as a company is a direct result of our passionate adherence to a core belief system of amazing culture and integrity in everything we do. The EMM team’s firm commitment to a simpler process paired with a “human to human” approach, allows us to excel in an ever-changing industry.
The Loan Officer - Consumer Direct will market and be responsible for originating residential mortgage loans. This position requires providing excellent customer service to inbound leads, clients, and prospective clients, seeking residential mortgage loans and taking applications. The Loan Officer - Consumer Direct will interview applicants to acquire information concerning their current financial situation, their needs, desires, property information, obtain and analyze pertinent data, and ensure the customer understands the loan process from application through closing while evaluating the loan applications and documentation to confirm credit worthiness.
Highlights
Qualifications
Benefits
EMM Loans is proud to offer a wide range of benefits and a top level compensation plan. Eligible employees can participate in the following:
• Medical, Dental, and Vision insurance
• Flexible Spending Account
• HSA Account (with eligible medical plan only)
• Company paid Life Insurance and LTD
• Short Term Disability
• Additional buy up Life and LTD Insurance
• PTO plan
• 401K plan with an employer match
Apply for Loan Officer - Consumer Direct using the link below:
https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=4614bdb5-e529-4d00-a11e-dbb881dad2bd&ccId=19000101_000001&jobId=189862&lang=en_US
*All positions are contingent upon the successful completion of a background check.
EMM is an Equal Housing Lender and Equal Opportunity Employer.
Lender NMLS# 2926