Consumer Loan Officer jobs in North Carolina

Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

N
Sr. Loan Officer (Consumer Direct)
  • New American Funding
  • Charlotte, NC FULL_TIME
  • Overview

    Inside Loan Agents receive 100% inbound calls from qualified home shoppers looking to make their next purchase. We pay top commissions, and supply the best on going training and leadership in the Call Center Industry, all focused on your success.

     

    NAF LO's have all the modern tools needed to move fast and be successful, including:

    • Industry leading Comp Plan with super low online rates and fees.
    • 1000's of Real Estate partners to help your borrower find a home quick, and ensure the loan closes with you.
    • The latest and fastest CRM and LOS systems.
    • NAF's Rapid app ensures quick and accurate 1003's from your borrower, on their cell phone
    • Texting ability from our CRM, as well as mass voice mails to reach a group.
    • We service our own loans, your picture and contact info stay on their mortgage coupon.
    • All your funded clients are yours to keep, you get the refinances and referrals for higher comp!

     

    Let us show you a solid plan for ensuring a repeat and stable business plan to smooth out the ups and downs of the Mortgage Industry.

     

    If living with 31 miles of the Charlotte office will need to be able to work at least (3) days on-site. 

    Responsibilities

    • Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations.
    • Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
    • Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day.
    • Accept multiple live, qualified inbound leads daily.
    • Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff.
    • Structure and price loans accurately.

    Qualifications

    • 2 years' full time purchase or refinance loan origination experience; call center environment preferred.
    • Strong desire to succeed in a sales environment and be a top producer.
    • Ability to correctly and accurately structure and price loans.
    • Complete knowledge of conventional and government loan programs (purchase and refinance).
    • Current NC NMLS license. (Must have pass National test & 20 hour lic. course.)
    • Excellent communication and relationship skills.
    • Self-motivated, self-starting professional.
    • Detail oriented with strong organizational and follow through skills.
    • Truly independent mortgage sales professional.
    • Bilingual; ability to read, write and speak additional languages is a plus but not required.

     

    Desired Education/Experience

    • High School Diploma or equivalent
    • Two or more recent years' full time loan origination experience, preferably in a call center environment
    • Current NMLS license.

     

    Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.

    Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.

     

    Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.

     

    [EOE/M/F/D/V. Drug-free workplace.]

     

    #LI-MA1

  • 5 Days Ago

O
Consumer Loan Sales Specialist
  • OneMain Financial
  • Monroe, NC FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. Consumer Loan Sales Speci...
  • 18 Days Ago

O
Consumer loan specialist
  • OneMain Financial
  • Greenville, NC FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. Consumer Loan Sales Speci...
  • Just Posted

O
Consumer Loan Sales Specialist
  • OneMain Financial
  • Aberdeen, NC FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. Consumer Loan Sales Speci...
  • 1 Day Ago

S
Consumer Loan Coach Underwriter
  • Self-Help External
  • Durham, NC FULL_TIME
  • WHO We Are: Self-Help started in 1980 with a focus on economic inequality especially in communities that have faced systemic barriers in building wealth. At the core of what Self-Help does is a drive ...
  • 1 Day Ago

S
Consumer Loan Coach Underwriter
  • Self-Help External
  • Wilmington, NC FULL_TIME
  • WHO We Are: Self-Help started in 1980 with a focus on economic inequality especially in communities that have faced systemic barriers in building wealth. At the core of what Self-Help does is a drive ...
  • 1 Day Ago

S
Customer Service Sales Representative
  • SNI Companies
  • Irving, TX
  • SNI Companies has partnered with a financial firm exploding with growth in DFW! Nationally recognized firm experts in th...
  • 4/26/2024 12:00:00 AM

T
Inside Sales Specialist - Mortgage Loan Coordinator
  • Top Flite Financial, Inc.
  • Pittsburgh, PA
  • Who should apply? Qualified applicants would be local to the Pittsburgh Metropolitan area as this is an on-site position...
  • 4/26/2024 12:00:00 AM

S
eMember Service Specialist
  • Sun Federal Credit Union
  • Maumee, OH
  • Job Description Job Description The eMember Service Specialist serves as the primary account opener for the eBranch and ...
  • 4/26/2024 12:00:00 AM

B
Data Quality Manager
  • Btechnical Group
  • Dallas, TX
  • Our client is a regional Banking and Real Estate Investments leader who is looking to add to their Analytics team in a f...
  • 4/26/2024 12:00:00 AM

L
Attorney (Student Loan Relief) - Economic Stability Workgroup
  • Legal Aid Foundation of Los Angeles
  • East Los Angeles, CA
  • POSITION: Attorney (Student Loan Relief) - Economic Stability Workgroup LOCATION: East Los Angeles Community Office SALA...
  • 4/26/2024 12:00:00 AM

D
Senior Personal Banker
  • Dubuque Bank & Trust, a division of HTLF Bank
  • Farley, IA
  • Under direction, the Senior Personal Banker will be responsible for assisting customers in a dual role function. The rol...
  • 4/26/2024 12:00:00 AM

A
Member Service Representative
  • AgGeorgia Farm Credit
  • Chatsworth, GA
  • Job Description Spring into your new career with us! Apply for our Member Service Representative opening today! At AgGeo...
  • 4/24/2024 12:00:00 AM

D
Member Service Representative
  • Dirigo Federal Credit Union
  • Lewiston, ME
  • Dirigo Federal Credit Union is a profitable and fast-growing community credit union headquartered in Lewiston, Maine. We...
  • 4/22/2024 12:00:00 AM

North Carolina (/ˌkærəˈlaɪnə/ (listen)) is a state in the southeastern region of the United States. It borders South Carolina and Georgia to the south, Tennessee to the west, Virginia to the north, and the Atlantic Ocean to the east. North Carolina is the 28th-most extensive and the 9th-most populous of the U.S. states. The state is divided into 100 counties. The capital is Raleigh, which along with Durham and Chapel Hill is home to the largest research park in the United States (Research Triangle Park). The most populous municipality is Charlotte, which is the second-largest banking center in...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Officer jobs
$46,364 to $59,475

Consumer Loan Officer in Appleton, WI
After the underwriting software produces a recommendation, loan officers review the output of the software and consider any additional information to make a final decision.
January 19, 2020
Consumer Loan Officer in Phoenix, AZ
This is a fully experienced Consumer Lender able to analyze more complex loans.
February 24, 2020
Consumer Loan Officer in Richmond, VA
However, the loan officer is still needed to guide applicants through the process and to handle cases with unusual circumstances.
December 04, 2019