Consumer Loan Officer jobs in Modesto, CA

Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

A
Mortgage Loan Officer- 8708 Merced
  • AMERICAN FINANCIAL NETWORK INC
  • Atwater, CA OTHER
  • Job Details

    Job Location:    Merced - Atwater, CA
    Salary Range:    Undisclosed
    Job Category:    Sales

    Description

    American Financial Network, Inc. ("AFN") is reshaping the mortgage industry from what it was to what it should be. AFN is a multi-billion dollar mortgage lender. We have a fast-paced, energetic sales force with an unstoppable marketing machine, and state-of-the-art technology that has propelled us to a Top Mortgage lender for 5 years running, Top 100 mortgage companies in America for the last 3 years, 50 best companies to work for in 2017, America’s Fastest Growing Companies the last 2 years and Top Mortgage Employer in 2017. Motivated employees from coast-to-coast are the reason we have been able to achieve these accolades. Fierce dedication to the company's winning principles, integrity, honesty and teamwork, gives AFN the edge to continually exceed the expectations of its employees and customers, and makes this a company people are proud to be associated with. These are the reasons AFN employees earned over $100 million dollars in 2016.

     

    Our Merced, CA branch is looking for two Loan Officers to join their team!

     

    Job Summary

    Under the direction of the Branch Manager, the Loan Officer facilitates commercial and/or residential mortgage loans, and advises borrowers on available finance options.

    Job Description:

    • Responsible for the outside sales and origination of self-generated residential mortgages. Customarily and regularly involved in activities related to selling loans away from the office.
    • Develop and maintain relationships with real estate agents, financial planners, individual borrowers and builders, etc.
    • Accurately obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
    • Meet with applicants to obtain information for loan applications and to answer questions about the process.
    • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
    • Review loan agreements to ensure that they are complete and accurate according to policy.
    • Responsible for proper adherence to legal regulatory and company policies/procedures.
    • Follow proper risk audit and compliance controls to mitigate financial risk to the organization while maintaining an environment focused on quality customer service.
    • Responsible for ensuring that outstanding service is delivered to our customer and clients.
    • Perform business development activities to increase recurring production including: maintenance of a client database, client and customer calling/monitoring efforts and additional activities as proposed by management.
    • Manage a loan pipeline and the loan process to ensure loans fund in a timely manner.
    • Interact with various corporate functions i.e. legal & compliance, operations risk, underwriting, closing, technology, etc., to improve the loan servicing process, minimize risk and improve performance tracking and controls.
    • Develop and maintain relationships with real estate agents, financial planners, individual borrowers and builders, etc.
    • Attendance requires regular, reliable and punctual attendance.
    • Follow proper risk, audit and compliance controls to mitigate financial risk.
    • Handle customer complaints and take appropriate action to resolve them.
    • Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
    • Review and update credit and loan files.
    • Submit applications to credit analysts for verification and recommendation.
    • Analyze potential loan markets to develop prospects for new loans. Assist in defining existing loan products and developing new loan products to improve profitability and sales execution.
    • Other duties as assigned.

      Essential Function:
      Originate residential real estate mortgage loans. This includes obtaining applications as well as coordinating and assisting in the processing and closing of loans. The Loan Officer will develop and maintain existing client relationships as well as identify and pursue potential new customer opportunities. Responsible for making sound decisions based on a mixture of data analysis resources and experience, use rigorous logic, seek complete course of action in decision making, and articulate recommendations in writing and verbally. Consistently meet or exceed company goals, and meet and maintain all licensing requirements including continuing education.

    Minimum Qualifications


    • Two to three years of experience in a loan origination experience.
    • NMLS state and federal.
    • Knowledge of conventional and/or government guidelines.
    • Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending.
    • Ability to manage a heavy pipeline of 50 plus loans.
    • Teamwork and customer service oriented.
    • Self-motivated and highly organized.
    • Familiar with FHA and HUD guidelines.
    • Strong computer skills including MS applications and previous experience utilizing laptop technology for communication purposes including accessing rate, credit and loan status information.
    • Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
    • Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences.
    • Ability to analyze and comprehend complex financial data and provide financial alternatives.
    • Professional and effective interpersonal skills.

    American Financial Network, Inc. NMLS #237341 is an Equal Opportunity Employer.

     

     

  • 1 Month Ago

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Engineering Project Manager - Consumer Products
  • Foth
  • Modesto, CA FULL_TIME
  • Do you like to solve problems in an engaging, collaborative, team environment? Are you excited about discovery, technical innovation, and achievement? Does working in a flexible culture with professio...
  • 23 Days Ago

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Associate Loan Accounting Analyst/Loan Accounting Analyst
  • Yosemite Farm Credit
  • Turlock, CA FULL_TIME
  • CCPA Notice: California residents may have certain rights regarding their Personal Information under California law. To view the Yosemite Farm Credit CCPA Privacy Notice applicable to job applicants, ...
  • 9 Days Ago

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Loan Program Specialist
  • Yosemite Community College District
  • Modesto, CA FULL_TIME
  • Position Information Job Title Loan Program Specialist* - Student Financial Services/ Student Services - Modesto Junior College Site: Modesto Junior College Salary Range / Other Range 36, $5,042 to $6...
  • 12 Days Ago

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Sr. Mortgage Loan Processor
  • GEM Mortgage
  • Modesto, CA FULL_TIME
  • Overview GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for over 30 years. The GEM business philosoph...
  • 2 Months Ago

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CCLS Staff Attorney - Consumer/Senior/Benefits Team
  • Central California Legal Services, Inc.
  • Merced, CA FULL_TIME
  • Description PROGRAM DESCRIPTIONFor over 50 years, CCLS has represented and advocated for low-income individuals in the Central Valley. With more than 90 employees, our mission is to provide high quali...
  • 15 Days Ago

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0 Consumer Loan Officer jobs found in Modesto, CA area

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Director of Risk Management and Compliance (Consultant)
  • Irvine Technology Corporation
  • Modesto, CA
  • Position: Remote, Director of Risk Management and Compliance (Consultant) Focus areas of experience: Human Resources, Wo...
  • 3/28/2024 12:00:00 AM

D
Internal Revenue Agent - 12 Month Roster
  • Department Of The Treasury
  • Stockton, CA
  • Duties WHAT IS THE LARGE BUSINESS AND INTERNATIONAL(LB&I)DIVISION? A description of the business units can be found at: ...
  • 3/28/2024 12:00:00 AM

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Compliance Specialist
  • Hedy Holmes Staffing Services
  • Lodi, CA
  • Job Description Job Description Position: Compliance Specialist Pay Rate: $23.07 - $28.83 /hourly Location: Lodi, CA Sch...
  • 3/27/2024 12:00:00 AM

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Internal Revenue Agent (Reviewer - Examiner) 12 MONTH ROSTER - AMENDED
  • Department Of The Treasury
  • Modesto, CA
  • Duties WHAT IS THE WHISTLEBLOWER OFFICE (WBO) DIVISION? A description of the business units can be found at: https://www...
  • 3/27/2024 12:00:00 AM

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Assistant Branch Manager (Sales & Service Lead) - 40 hours Stockton Pershing branch
  • BNP Paribas Bank NV
  • Stockton, CA
  • We are looking for **Assistant Branch Manager (Sales & Service Lead) - 40 hours Stockton Pershing branch** **Location** ...
  • 3/27/2024 12:00:00 AM

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Assistant Branch Manager (Sales & Service Lead) - 40 hours Stockton Main branch
  • BNP Paribas Bank NV
  • Stockton, CA
  • **Location** At Bank of the West, our people are having a positive impact on the world. Were investing where we feel we ...
  • 3/27/2024 12:00:00 AM

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Internal Revenue Agent (Reviewer - Examiner) 12 MONTH ROSTER - AMENDED
  • Department Of The Treasury
  • Stockton, CA
  • Duties WHAT IS THE WHISTLEBLOWER OFFICE (WBO) DIVISION? A description of the business units can be found at: https://www...
  • 3/27/2024 12:00:00 AM

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Financial Advisor - PNC Investments
  • PNC Financial Services Group
  • Manteca, CA
  • Job Profile Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the market...
  • 3/26/2024 12:00:00 AM

Modesto /məˈdɛstoʊ/ (Spanish for "modest"), officially the City of Modesto, is the county seat and largest city of Stanislaus County, California, United States. With a population of approximately 201,165 at the 2010 census, it is the 18th largest city in the state of California and forms part of the Modesto–Merced combined statistical area. The Modesto Census County Division, which includes the cities of Ceres and Riverbank, had a population of 312,842 as of 2010[update]. Modesto is located in the Central Valley, 90 miles (140 km) north of Fresno, 40 miles (64 km) north of Merced, California, ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Officer jobs
$51,125 to $65,583
Modesto, California area prices
were up 2.5% from a year ago

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