Consumer Loan Officer jobs in Miami, FL

Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

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Consumer Loan Underwriter (On-Site)
  • Educational Federal Credit Union
  • Miami, FL FULL_TIME
  • Job Summary:

    The Consumer Loan Underwriter provides underwriting of new consumer loans. The function includes the review of a member's loan request and review of all supporting documentation used for the underwriting of the loan for accurate decisions in accordance with credit union policies and procedures.

    We encourage you to view and apply directly at edfed.org/careers

    Duties & Responsibilities:

    • Evaluate consumer loan requests. Obtain and analyze credit reports and acceptable credit information.
    • Verify credit information when necessary. Determine debt to income ratio, unsecured ratio, collateral valuation and general loan quality.
    • Review all supporting documentation for accuracy and compliance of the loan application.
    • Decision loan applications promptly to ensure regulation requirements are adhered to.
    • Decision loan requests within lending authority as described in the Board Policy Manual.
    • Provide service excellence to members and co-workers.
    • Identify “2nd Approval” opportunities and document same in loan notes.
    • Assist the Credit Union in meeting loan volume, delinquency, and charge off targets.
    • Promote loan products and maintain knowledge of existing or pending loan promotions.
    • Complete all assigned annual compliance training and stay updated on all underwriting regulations.
    • Meet individual production goals as set by the Underwriting Supervisor.

    Requirements:

    • Associate's Degree or equivalent combination preferred
    • 2-4 years of prior experience with Consumer Loans in financial services institution.

    Every employee is required to comply with all Bank Secrecy Act (BSA) policies and procedures, and to attend required BSA-related training as assigned.

    The following are some benefits offered to employees:

    • Paid Holiday
    • Paid Birthday
    • Paid Sick and Personal Days
    • Paid Vacation
    • Retirement/401K with matching contributions
    • Medical, Dental and Vision Insurance
    • Life Insurance and Long Term Disability
    • Tuition reimbursement for Undergraduate and Graduate courses
    • Various Incentive Programs
    • Career opportunities

    Job Type: Full-time

    Benefits:

    • 401(k)
    • 401(k) matching
    • Dental insurance
    • Health insurance
    • Paid time off
    • Vision insurance

    Schedule:

    • 8 hour shift

    Application Question(s):

    • Are you authorized to work in the U.S.?
    • Will you now or in the future require sponsorship to work within the United States?

    Education:

    • Associate (Preferred)

    Experience:

    • Consumer Loan Underwriting: 2 years (Required)
    • Credit analysis: 2 years (Required)

    Ability to Commute:

    • Miami, FL 33183 (Required)

    Work Location: In person

  • 1 Day Ago

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Consumer Loan Underwriter
  • EdFed
  • Miami, FL FULL_TIME
  • Job Summary: The Consumer Loan Underwriter provides underwriting of new consumer loans. The function includes the review of a member's loan request and review of all supporting documentation used for ...
  • 8 Days Ago

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Consumer loan specialist
  • OneMain Financial
  • Miami, FL FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Special...
  • 16 Days Ago

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Consumer Loan Processor I
  • EdFed
  • Miami, FL FULL_TIME
  • Job Summary: This position is primarily responsible for gathering pending documentation/information from applicants, preparing loan documentation, and issuing loans. Resolve member issues and addresse...
  • 17 Days Ago

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Loan Officer
  • Paramount Residential Mortgage Group
  • Miami, FL FULL_TIME
  • Overview PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and hav...
  • 15 Days Ago

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Loan Officer
  • Paramount Residential Mortgage Group
  • Doral, FL FULL_TIME
  • Overview PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and hav...
  • 15 Days Ago

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0 Consumer Loan Officer jobs found in Miami, FL area

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Radiology Technician
  • MD Now
  • Miami, FL
  • Description This position is incentive eligible. Sign - On Bonus up to $3,000. Introduction Do you have the career oppor...
  • 3/28/2024 12:00:00 AM

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Personal Banker Dade Central District, Miami, Fl
  • WELLS FARGO BANK
  • Key Biscayne, FL
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/27/2024 12:00:00 AM

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Personal Banker Dade Central District, Miami, Fl
  • WELLS FARGO BANK
  • Miami, FL
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/27/2024 12:00:00 AM

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Personal Banker University & Peters Road
  • WELLS FARGO BANK
  • Fort Lauderdale, FL
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/27/2024 12:00:00 AM

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Radiology Technician
  • MD Now
  • Miami, FL
  • Description This position is incentive eligible. Sign - On Bonus up to $3,000. Introduction Are you passionate about the...
  • 3/27/2024 12:00:00 AM

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Asset Recovery Specialist
  • Wolfcreek Consulting Inc
  • Miami, FL
  • Job Description Job Description The Asset Receovery Officer supervises the collection of all past due residential, consu...
  • 3/25/2024 12:00:00 AM

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Personal Banker Executive Airport
  • WELLS FARGO BANK
  • Fort Lauderdale, FL
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/25/2024 12:00:00 AM

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Asset Recovery Officer
  • City National Bank of Florida
  • Miami, FL
  • Overview: The Asset Receovery Officer supervises the collection of all past due residential, consumer and small business...
  • 3/25/2024 12:00:00 AM

Miami, officially the City of Miami, is the cultural, economic and financial center of South Florida. Miami is the seat of Miami-Dade County, the most populous county in Florida. The city covers an area of about 56.6 square miles (147 km2), between the Everglades to the west and Biscayne Bay on the east; with a 2017 estimated population of 463,347, Miami is the sixth most densely populated major city in the United States. The Miami metropolitan area is home to 6.1 million people and the seventh-largest metropolitan area in the nation. Miami's metro area is the second-most populous metropolis i...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Officer jobs
$46,747 to $59,967
Miami, Florida area prices
were up 2.9% from a year ago

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December 02, 2019
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Consumer Loan Officer in Chicago, IL
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