Consumer Loan Officer jobs in Minnesota

Ag/Commercia/Consumer Loan Officer– Full Time

Join us at our Wheaton location!

At FM BANK, we take pride in serving our communities while creating a culture that’s fun and fast paced. We’re seeking an individual to join the team at our Wheaton location as a Loan Officer primarily focused on Agriculture accounts. Candidates should enjoy interacting with others, have strong attention to detail and want to consistently provide a premier customer experience. Become part of a team with a strong track record in Agriculture lending while maintaining the autonomy and service mentality of working in a small business.

Primary Responsibilities and Duties:

Provide a high-quality banking experience for clients:

· Develop credit relations with loan customers

· Understand customer’s requests and needs, collect financial and other necessary information to analyze customer risk to make a lending decision

· Analysis includes evaluating operation risk, determining value of collateral, and calculating various financial ratios and historical performance using balance sheet, income statement, and cash flow while ensuring proper documentation

· Able to learn and understand various sectors of agricultural business including crop production and livestock

· Complete internal valuations and determine value of collateral which may include farmland and machinery

· Promote and educate customers on other banking services and refer business to other areas of the bank

· Support and attend internal and external events such as customer appreciation events and community functions

· Perform other duties as assigned.

Although primarily located in Waseca, willing to travel to our other bank locations on rare occasions for training.

Experience/Skills

Ability to work independently in a professional setting. The position requires attention to detail to ensure our customers and the bank have accurate account information. Strong communication, basic math and customer service skills are also required.

Education

Bachelor’s degree with 5 years of previous banking experience preferred, (but not required) or farm background with working knowledge of the agriculture industry. Business or similar field of study from an accredited institution or equivalent work experience.

Compensation/Benefits

Pay will be based upon qualifications. We offer a competitive benefits package.

Equal Opportunity Employer. Member FDIC

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Retirement plan

Schedule:

• Monday to Friday

Work setting:

• In-person
• Office

Work Location: In person