Consumer Loan Officer jobs in Lancaster, CA

Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

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Consumer Loan Officer
  • Global Placement Firm
  • Los Angeles, CA FULL_TIME
  • Consumer loan officers at (COMPANY) evaluate, authorize, or recommend approval of loan applications for COMPANY members. Further, consumer loan officers consult with members on financial goals, recommend relevant COMPANY consumer lending programs and solutions, and cross-sell products and services to meet member needs. Finally, consumer loan officers educate members on financial information for members to achieve short and long-term financial objectives. 

    Typical responsibilities:
    • Assist members with obtaining, interpreting, and utilizing financial information to plan for and achieve goals.
    • Recommend COMPANY financial products and services to members to meet individual member needs.
    • Assist members with completing consumer loan applications.
    • Underwrite consumer loans by reviewing applications and making recommendations to grant loans within designated authority and timeframe.
    • Participate in special projects and perform other duties and assignments as needed.
    • Travel up to 10% of the time or as needed to attend meetings, conferences, training, or other work-related events.
    Basic Qualifications:
    • High school diploma or equivalent.
    • Experience with consumer loan operations.
    Preferred Qualifications:
    • Bachelor’s degree in Business, Finance, Accounting, Economics, or a related field.
    • Experience in consumer loan operations for a minimum of 3 years.
    • Experience in sales, customer service, or banking.
    • Demonstrates knowledge of and experience with the loan application and underwriting process and standard or typical internal operating policies.
    • Demonstrates knowledge of the application of federal and state consumer lending regulations (e.g., Regulation Z, The Fair Credit Reporting Act, Soldiers and Sailors Act, etc.) and compliance requirements such as Bank Secrecy Act, Office of Foreign Asset Control, and Customer ID Program policies and guidelines to appropriately document and track all transactions.
    • Demonstrates knowledge of business, personal, and insurance products and services.
    • Demonstrates knowledge of current industry offers, market trends, competitors, and Credit Union lending and member service policies and procedures.
    • Demonstrates the ability to interpret and apply financial information (e.g., credit scores, debt, assets, balances, payments, interest rates, etc.) and perform math functions (e.g., addition, subtraction, multiplication, division, percentages, ratios, etc.).
    • Demonstrates the ability to consult, provide member services, and achieve relationship sales objectives by anticipating and understanding member’s needs and recommending products that will benefit them.
    • Demonstrates analytical thinking, problem solving, decision making, and judgment by gathering and applying relevant data to research and resolve issues.
    • Demonstrates the ability to prioritize and organize work, handle multiple tasks, and meet deadlines in a fast paced, high-volume environment.
    • Proficient in speaking and writing the English language using correct structure, vocabulary, and organization. 
    • Demonstrates experience performing basic office functions such as answering phones, copying papers, assembling reports, and sending and receiving correspondence.
    • Demonstrates the ability to use office software to create written documents (e.g., MS Word and PowerPoint) and prepare spreadsheets (e.g., MS Excel), as well as database applications to enter, maintain, and report data.
    • Demonstrates experience and behavior consistent with COMPANY’s core values of competence, integrity, excellence, curiosity, positivity, and humility.
     
    ***Salary: DOE Incentives & Bonus
    ***3-week training program at headquarters in Los Angeles, CA. All expense company paid.
    ***Full Benefits Package To Include: Medical, Dental, Vision (3 plans w/1 Company paid 100%, 401K, Bonus Programs, Tuition Reimbursement, University On-Site Degree Program, Paid Holidays, Paid Vacations & Leave, Employee Wellness Program, etc.
     
  • 17 Days Ago

B
Consumer Loan Officer
  • Beverly Hills City Employees Federal Credit Union
  • Beverly, CA FULL_TIME
  • Full-time position FINAL FILING DATE: OPEN UNTIL FILLED The Beverly Hills City Employees FCU is seeking an experienced consumer loan officer. His/Her duties includes but not limited to the following J...
  • 1 Month Ago

B
Consumer Loan Officer Full-time
  • Beverly Hills City Employees Federal Credit Union
  • Beverly, CA FULL_TIME
  • FINAL FILING DATE: OPEN UNTIL FILLED The Beverly Hills City Employees FCU is seeking an experienced consumer loan officer. His/Her duties includes but not limited to the following JOB SUMMARY: Process...
  • Just Posted

O
Consumer loan specialist
  • OneMain Financial
  • San Gabriel, CA FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Special...
  • 19 Days Ago

O
Consumer loan specialist
  • OneMain Financial
  • Santa Monica, CA FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Special...
  • 20 Days Ago

O
Consumer loan specialist
  • OneMain Financial
  • Los Angeles, CA FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Special...
  • 20 Days Ago

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0 Consumer Loan Officer jobs found in Lancaster, CA area

M
Financial Representative
  • Modern Woodmen of America
  • Palmdale, CA
  • The ideal candidate will deliver personalized investment solutions to help clients work toward their long-term financial...
  • 3/28/2024 12:00:00 AM

D
Internal Revenue Agent (Examiner) - (Temp NTE 1 Year, MBE, MBMP) 12 MONTH ROSTER (AMENDED)
  • Department Of The Treasury
  • Valencia, CA
  • Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SB/SE)DIVISION? A description of the business units can be found at: ht...
  • 3/27/2024 12:00:00 AM

D
Internal Revenue Agent (Fed State Local Gvmt Spec - Examiner) 12 MONTH ROSTER AMENDED
  • Department Of The Treasury
  • Valencia, CA
  • Duties WHAT IS THE TAX EXEMPT & GOVERNMENT ENTITIES (TE/GE) DIVISION? A description of the business units can be found a...
  • 3/27/2024 12:00:00 AM

D
Internal Revenue Agent (Examination Analyst - Examiner) 12 MONTH ROSTER - AMENDED
  • Department Of The Treasury
  • Valencia, CA
  • Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SBSE) DIVISION? A description of the business units can be found at: ht...
  • 3/27/2024 12:00:00 AM

D
Internal Revenue Agent (Examiner) - Direct Hire - Incentive eligible-AMENDED
  • Department Of The Treasury
  • Valencia, CA
  • Duties WHAT ARE THE APPEALS (AP), LARGE BUSINESS AND INTERNATIONAL (LB&I), SMALL BUSINESS SELF-EMPLOYED (SB/SE) AND TAX ...
  • 3/27/2024 12:00:00 AM

D
Internal Revenue Agent (Special Enforcement Program - Examiner) 12 MONTH ROSTER (Amended)
  • Department Of The Treasury
  • Valencia, CA
  • Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SBSE) DIVISION? A description of the business units can be found at: ht...
  • 3/27/2024 12:00:00 AM

D
Supervisory Internal Revenue Agent (12 month roster) AMENDED
  • Department Of The Treasury
  • Valencia, CA
  • Duties WHAT IS THE LBI - LARGE BUSINESS AND INTERNATIONAL DIVISION? A description of the business units can be found at:...
  • 3/27/2024 12:00:00 AM

D
AMENDED - Internal Revenue Agent (Tax Computation Specialist - Examiner) 12 MONTH ROSTER
  • Department Of The Treasury
  • Valencia, CA
  • Duties WHAT IS THE LARGE BUSINESS & INTERNATIONAL (LB&I) DIVISION? A description of the business units can be found at: ...
  • 3/24/2024 12:00:00 AM

Lancaster /ˈlæn.kæstər/ is a charter city in northern Los Angeles County, in the Antelope Valley of the western Mojave Desert in Southern California. As of 2013, Lancaster was the 31st largest city in California. Lancaster is part of a twin city complex with its southern neighbor Palmdale and together they are the principal cities within the Antelope Valley region. Lancaster is located approximately 61 miles (98 km) north (by highway) of downtown Los Angeles, near the Kern County line. It is separated from the Los Angeles Basin by the San Gabriel Mountains to the south, and from Bakersfield a...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Officer jobs
$53,788 to $69,000
Lancaster, California area prices
were up 3.2% from a year ago

Consumer Loan Officer in Canton, OH
You analyze data, research and investigate credit histories thoroughly, collect documentation, and prepare loan documents.
December 02, 2019
Consumer Loan Officer in Portsmouth, OH
Jennie has been working for CCU for over 8 years and has over 10 years of loan experience.
February 17, 2020
Consumer Loan Officer in Chicago, IL
Consumers take out loans for many reasons, such as buying a car or paying college tuition.
January 06, 2020