Consumer Loan Officer jobs in Downey, CA

Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

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Consumer Loan Officer
  • Global Placement Firm
  • Los Angeles, CA FULL_TIME
  • Consumer loan officers at (COMPANY) evaluate, authorize, or recommend approval of loan applications for COMPANY members. Further, consumer loan officers consult with members on financial goals, recommend relevant COMPANY consumer lending programs and solutions, and cross-sell products and services to meet member needs. Finally, consumer loan officers educate members on financial information for members to achieve short and long-term financial objectives. 

    Typical responsibilities:
    • Assist members with obtaining, interpreting, and utilizing financial information to plan for and achieve goals.
    • Recommend COMPANY financial products and services to members to meet individual member needs.
    • Assist members with completing consumer loan applications.
    • Underwrite consumer loans by reviewing applications and making recommendations to grant loans within designated authority and timeframe.
    • Participate in special projects and perform other duties and assignments as needed.
    • Travel up to 10% of the time or as needed to attend meetings, conferences, training, or other work-related events.
    Basic Qualifications:
    • High school diploma or equivalent.
    • Experience with consumer loan operations.
    Preferred Qualifications:
    • Bachelor’s degree in Business, Finance, Accounting, Economics, or a related field.
    • Experience in consumer loan operations for a minimum of 3 years.
    • Experience in sales, customer service, or banking.
    • Demonstrates knowledge of and experience with the loan application and underwriting process and standard or typical internal operating policies.
    • Demonstrates knowledge of the application of federal and state consumer lending regulations (e.g., Regulation Z, The Fair Credit Reporting Act, Soldiers and Sailors Act, etc.) and compliance requirements such as Bank Secrecy Act, Office of Foreign Asset Control, and Customer ID Program policies and guidelines to appropriately document and track all transactions.
    • Demonstrates knowledge of business, personal, and insurance products and services.
    • Demonstrates knowledge of current industry offers, market trends, competitors, and Credit Union lending and member service policies and procedures.
    • Demonstrates the ability to interpret and apply financial information (e.g., credit scores, debt, assets, balances, payments, interest rates, etc.) and perform math functions (e.g., addition, subtraction, multiplication, division, percentages, ratios, etc.).
    • Demonstrates the ability to consult, provide member services, and achieve relationship sales objectives by anticipating and understanding member’s needs and recommending products that will benefit them.
    • Demonstrates analytical thinking, problem solving, decision making, and judgment by gathering and applying relevant data to research and resolve issues.
    • Demonstrates the ability to prioritize and organize work, handle multiple tasks, and meet deadlines in a fast paced, high-volume environment.
    • Proficient in speaking and writing the English language using correct structure, vocabulary, and organization. 
    • Demonstrates experience performing basic office functions such as answering phones, copying papers, assembling reports, and sending and receiving correspondence.
    • Demonstrates the ability to use office software to create written documents (e.g., MS Word and PowerPoint) and prepare spreadsheets (e.g., MS Excel), as well as database applications to enter, maintain, and report data.
    • Demonstrates experience and behavior consistent with COMPANY’s core values of competence, integrity, excellence, curiosity, positivity, and humility.
     
    ***Salary: DOE Incentives & Bonus
    ***3-week training program at headquarters in Los Angeles, CA. All expense company paid.
    ***Full Benefits Package To Include: Medical, Dental, Vision (3 plans w/1 Company paid 100%, 401K, Bonus Programs, Tuition Reimbursement, University On-Site Degree Program, Paid Holidays, Paid Vacations & Leave, Employee Wellness Program, etc.
     
  • 18 Days Ago

B
Consumer Loan Officer
  • Beverly Hills City Employees Federal Credit Union
  • Beverly, CA FULL_TIME
  • Full-time position FINAL FILING DATE: OPEN UNTIL FILLED The Beverly Hills City Employees FCU is seeking an experienced consumer loan officer. His/Her duties includes but not limited to the following J...
  • 1 Month Ago

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Consumer Loan Officer Full-time
  • Beverly Hills City Employees Federal Credit Union
  • Beverly, CA FULL_TIME
  • FINAL FILING DATE: OPEN UNTIL FILLED The Beverly Hills City Employees FCU is seeking an experienced consumer loan officer. His/Her duties includes but not limited to the following JOB SUMMARY: Process...
  • 1 Day Ago

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Consumer loan specialist
  • OneMain Financial
  • San Gabriel, CA FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Special...
  • 20 Days Ago

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Consumer loan specialist
  • OneMain Financial
  • Santa Monica, CA FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Special...
  • 21 Days Ago

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Consumer loan specialist
  • OneMain Financial
  • Los Angeles, CA FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Special...
  • 21 Days Ago

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0 Consumer Loan Officer jobs found in Downey, CA area

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Financial Risk Specialist
  • Lobel Financial Corporation
  • Buena Park, CA
  • Job Description Job Description Lobel Financial is a California based full-service motor vehicle sales finance company s...
  • 3/28/2024 12:00:00 AM

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Personal Banker - Roving Downtown Orange County District
  • WELLS FARGO BANK
  • Villa Park, CA
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/26/2024 12:00:00 AM

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Personal Banker - Roving Downtown Orange County District
  • WELLS FARGO BANK
  • Tustin, CA
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/26/2024 12:00:00 AM

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Personal Banker - Roving Downtown Orange County District
  • WELLS FARGO BANK
  • Santa Ana, CA
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/26/2024 12:00:00 AM

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Personal Banker - Roving Downtown Orange County District
  • WELLS FARGO BANK
  • Anaheim, CA
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/26/2024 12:00:00 AM

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Associate Personal Banker (SAFE)
  • WELLS FARGO BANK
  • Canoga Park, CA
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/25/2024 12:00:00 AM

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Personal Banker Downtown OC
  • WELLS FARGO BANK
  • Villa Park, CA
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/25/2024 12:00:00 AM

W
Personal Banker - Roving Downtown Orange County District
  • WELLS FARGO BANK
  • Orange, CA
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/25/2024 12:00:00 AM

Downey is a city located in southeast Los Angeles County, California, United States, 13 mi (21 km) southeast of downtown Los Angeles. It is considered part of the Gateway Cities. The city is the birthplace of the Apollo space program. It is also the home of the oldest still operational McDonald's restaurant in the world. As of the 2010 census, the city had a total population of 111,779. According to the United States Census Bureau, the city has a total area of 12.6 square miles (33 km2). 12.4 square miles (32 km2) of it is land and 0.2 square miles (0.52 km2) of it (1.27%) is water. The cities...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Officer jobs
$53,825 to $69,047
Downey, California area prices
were up 3.2% from a year ago

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Consumer Loan Officer in Portsmouth, OH
Jennie has been working for CCU for over 8 years and has over 10 years of loan experience.
February 17, 2020
Consumer Loan Officer in Chicago, IL
Consumers take out loans for many reasons, such as buying a car or paying college tuition.
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