Consumer Loan Collector jobs in El Cajon, CA

Consumer Loan Collector contacts customers who are delinquent in the repayment of their loans and obtains payments, commitment agreements or establishes a repayment plan. Follows set policies and procedures when determining suitable collection solution. Being a Consumer Loan Collector requires a high school diploma or its equivalent. Typically reports to a supervisor. The Consumer Loan Collector may require 0-1 year of general work experience. Possesses a moderate understanding of general aspects of the job. Works under the close direction of senior personnel in the functional area. (Copyright 2024 Salary.com)

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Senior Consumer Loan Underwriter
  • Axos Bank
  • HQ, CA FULL_TIME
  • Job Summary and Opportunity

    Axos Credit Operations & Analytics division is focused on evaluating, designing, delivering, and managing effective and scalable business operations that support the Credit department. This is accomplished by collaborating on cross-functional initiatives and process improvements, sustaining a strong human capital framework, maintaining accurate credit policies and procedures, ensuring audit preparedness and effective controls framework, and providing meaningful credit data and analytics.

    Responsibilities

    • Review loan applications of varying complexity, value, and risk
    • Work with loan processors and customers to gather and verify additional application, financial, and background information on applicants applying for loans
    • Analyze paystubs, bank statements, individual tax returns and schedules, and infrequent business & commercial financial statements
    • Review credit reports and verify outstanding individual debts to be considered during the underwriting process
    • Calculate key ratios including debt, payment-to-income, loan-to-income ratios, prepare financial spreads, and calculate secured and unsecured debt levels
    • Approve or deny loan applications
    • Verify the accuracy of loan amounts and repayment terms on approved loan applications
    • Explain reasons for denial and explain available options for applicants
    • Ensure that sound analysis and lending procedures are followed in compliance with the Lending policy and all Regulations
    • Assist in the operational development and workflow efficiency through creation and/or revision of established policies and procedures
    • Review and analyze automated decision rules in the loan origination system for accuracy and compliance. Make suggestions for improvements as needed
    • Answer questions regarding loan products
    • Assist in lending team training
    • Resolve applicant complaints in a professional manner

    Requirements

    • Bachelor's degree
    • 3 years' of consumer loan processing and underwriting experience in products such as unsecured installment loans or credit cards

    Axos Employee Benefits Include

    • Compensation for this position includes a Semi-Annual Bonus Plan
    • 3 weeks’ Vacation, Sick leave, and Holidays (about 11 a year); Medical, Dental, Vision, Life insurance and more
    • HSA or FSA account and other voluntary benefits
    • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
    • Employee Mortgage Loan Program and free access to Self-Directed Trading

    APPLY DIRECTLY FOR CONSIDERATION

    Born digital, Axos Bank has reinvented the banking model and grown to over $18.7 billion in assets since our founding in 2000. With a broad and ever-growing range of financial products, Axos Bank is rated among the top 5 digital banks in the country! Axos Financial is our holding company and publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

    We bring together human insight and digital expertise to anticipate the needs of our customers. Our team members are innovative, technologically sophisticated, and motivated to achieve.

    Learn more about working here!

    Pre-Employment Drug Test:

    All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana.  Axos Bank is a federally regulated banking institution.  At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

    Equal Employment Opportunity:

    Axos Bank is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state and local laws.

    Job Functions and Work Environment:

    While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc. The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

     

    #LI-Onsite #AxosBank

  • 18 Days Ago

F
Consumer Loan Processor (Onsite)
  • Frontwave Credit Union
  • Oceanside, CA FULL_TIME
  • Overview The Consumer loan processor is responsible for the processing of all Consumer Loan product applications in compliance with applicable rules, regulations, laws and guidelines. Provide members ...
  • 20 Days Ago

O
Consumer loan specialist
  • OneMain Financial
  • El Cajon, CA FULL_TIME
  • PUT YOUR CAREER IN MOTION AS A CONSUMER LOAN SALES SPECIALIST At OneMain, Consumer Loan Sales Specialists empower customers listening to their needs and providing access to friendly, fast, and afforda...
  • 24 Days Ago

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Consumer Loan Sales Specialist
  • Dev
  • Chula Vista, CA FULL_TIME
  • Company DescriptionJobs for Humanity is partnering with OneMain Financial to build an inclusive and just employment ecosystem. Therefore, we prioritize individuals coming from the following communitie...
  • 14 Days Ago

F
Consumer Loan Processor
  • Frontwave Credit Union
  • Oceanside, CA FULL_TIME
  • Overview The Consumer loan processor is responsible for the processing of all Consumer Loan product applications in compliance with applicable rules, regulations, laws and guidelines. Provide members ...
  • 2 Months Ago

O
Bilingual Consumer Loan Sales Specialist
  • OneMain Financial
  • El Cajon, CA FULL_TIME
  • PUT YOUR CAREER IN MOTION AS A CONSUMER LOAN SALES SPECIALISTAt OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and afford...
  • 2 Days Ago

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0 Consumer Loan Collector jobs found in El Cajon, CA area

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Retail Sales Associate (Part-Time)
  • AutoZone, Inc.
  • El Cajon, CA
  • AutoZone's Part-Time Retail Sales Associates drive sales through superior customer service by exceeding customer expecta...
  • 3/28/2024 12:00:00 AM

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Merchandiser
  • BDS Connected Solutions
  • El Cajon, CA
  • At a Glance $$$ Earn weekly pay at BDS! $$$ Does this describe you? * Organized, detailed, and motivated * You get satis...
  • 3/28/2024 12:00:00 AM

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Retail Sales Associate (Part-Time)
  • AutoZone, Inc.
  • La Mesa, CA
  • AutoZone's Part-Time Retail Sales Associates drive sales through superior customer service by exceeding customer expecta...
  • 3/28/2024 12:00:00 AM

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Cashier Associate
  • Burlington Stores
  • El Cajon, CA
  • If you want an exciting job with one of the largest off-price retail stores in the nation, join the Burlington Stores, I...
  • 3/28/2024 12:00:00 AM

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Civil Litigation Attorney
  • REESE LAW GROUP APLC
  • San Diego, CA
  • Job Description Job Description Civil Litigation Attorney $110K - $150K Summary Reese Law Group is a Plaintiff’s law fir...
  • 3/26/2024 12:00:00 AM

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Rancho San Diego 15 - Floor Staff
  • Regal
  • El Cajon, CA
  • Summary: Floor Staff team members are classified based on individual theatre needs, and/or employee availability, as eit...
  • 3/26/2024 12:00:00 AM

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Entry Level Associate Attorney
  • REESE LAW GROUP APLC
  • San Diego, CA
  • Job Description Job Description Salary $80K - $100K Summary Reese Law Group is a Plaintiff’s law firm located in Carlsba...
  • 3/25/2024 12:00:00 AM

9
Store Associate La Mesa #150
  • 99 Cents Only Stores
  • La Mesa, CA
  • As Store Associate, you will ensure that our customers experience a great store shopping experience by providing first-l...
  • 3/24/2024 12:00:00 AM

El Cajon (/ɛlkəˈhoʊn/; Spanish: [elkaˈxon]) is a city in San Diego County, California, United States, 17 mi (27 km) east of Downtown San Diego. The city, located in a valley surrounded by mountains, has acquired the nickname of "The Box." Its name originated similarly, from the Spanish phrase "el cajón," which means "the box" or "the drawer."...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Collector jobs
$40,425 to $47,465
El Cajon, California area prices
were up 2.6% from a year ago

Consumer Loan Collector in Amarillo, TX
According to the Consumer Loan Collector Job Description, these collection employees are responsible for contacting customers that are delinquent in the repayment of their loans and also to obtain these said payments.
December 17, 2019
Consumer Loan Collector in Danbury, CT
This can be very stressful and very demanding, mentally and emotionally, for the loan collector.
December 23, 2019
Consumer Loan Collector in Buffalo, NY
Abusive language, threats, and harassment by a consumer loan collector can result in a lawsuit.
January 05, 2020