Consumer Loan Branch Manager jobs in Carlsbad, CA

Consumer Loan Branch Manager oversees consumer loan activity in a branch with a small to mid-sized loan portfolio. Responsible for achieving loan gain and profit objectives as well as reducing the number of delinquent loans. Being a Consumer Loan Branch Manager requires a bachelor's degree. Typically reports to a manager or head of a unit/department. The Consumer Loan Branch Manager supervises a small group of para-professional staff in an organization characterized by highly transactional or repetitive processes. Contributes to the development of processes and procedures. To be a Consumer Loan Branch Manager typically requires 3 years experience in the related area as an individual contributor. Thorough knowledge of functional area under supervision. (Copyright 2024 Salary.com)

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Senior Consumer Loan Underwriter
  • Axos Bank
  • HQ, CA FULL_TIME
  • Job Summary and Opportunity

    Axos Credit Operations & Analytics division is focused on evaluating, designing, delivering, and managing effective and scalable business operations that support the Credit department. This is accomplished by collaborating on cross-functional initiatives and process improvements, sustaining a strong human capital framework, maintaining accurate credit policies and procedures, ensuring audit preparedness and effective controls framework, and providing meaningful credit data and analytics.

    Responsibilities

    • Review loan applications of varying complexity, value, and risk
    • Work with loan processors and customers to gather and verify additional application, financial, and background information on applicants applying for loans
    • Analyze paystubs, bank statements, individual tax returns and schedules, and infrequent business & commercial financial statements
    • Review credit reports and verify outstanding individual debts to be considered during the underwriting process
    • Calculate key ratios including debt, payment-to-income, loan-to-income ratios, prepare financial spreads, and calculate secured and unsecured debt levels
    • Approve or deny loan applications
    • Verify the accuracy of loan amounts and repayment terms on approved loan applications
    • Explain reasons for denial and explain available options for applicants
    • Ensure that sound analysis and lending procedures are followed in compliance with the Lending policy and all Regulations
    • Assist in the operational development and workflow efficiency through creation and/or revision of established policies and procedures
    • Review and analyze automated decision rules in the loan origination system for accuracy and compliance. Make suggestions for improvements as needed
    • Answer questions regarding loan products
    • Assist in lending team training
    • Resolve applicant complaints in a professional manner

    Requirements

    • Bachelor's degree
    • 3 years' of consumer loan processing and underwriting experience in products such as unsecured installment loans or credit cards

    Axos Employee Benefits Include

    • Compensation for this position includes a Semi-Annual Bonus Plan
    • 3 weeks’ Vacation, Sick leave, and Holidays (about 11 a year); Medical, Dental, Vision, Life insurance and more
    • HSA or FSA account and other voluntary benefits
    • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
    • Employee Mortgage Loan Program and free access to Self-Directed Trading

    APPLY DIRECTLY FOR CONSIDERATION

    Born digital, Axos Bank has reinvented the banking model and grown to over $18.7 billion in assets since our founding in 2000. With a broad and ever-growing range of financial products, Axos Bank is rated among the top 5 digital banks in the country! Axos Financial is our holding company and publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

    We bring together human insight and digital expertise to anticipate the needs of our customers. Our team members are innovative, technologically sophisticated, and motivated to achieve.

    Learn more about working here!

    Pre-Employment Drug Test:

    All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana.  Axos Bank is a federally regulated banking institution.  At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

    Equal Employment Opportunity:

    Axos Bank is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state and local laws.

    Job Functions and Work Environment:

    While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc. The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

     

    #LI-Onsite #AxosBank

  • 18 Days Ago

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Consumer Loan Processor (Onsite)
  • Frontwave Credit Union
  • Oceanside, CA FULL_TIME
  • Overview The Consumer loan processor is responsible for the processing of all Consumer Loan product applications in compliance with applicable rules, regulations, laws and guidelines. Provide members ...
  • 20 Days Ago

O
Consumer loan specialist
  • OneMain Financial
  • El Cajon, CA FULL_TIME
  • PUT YOUR CAREER IN MOTION AS A CONSUMER LOAN SALES SPECIALIST At OneMain, Consumer Loan Sales Specialists empower customers listening to their needs and providing access to friendly, fast, and afforda...
  • 24 Days Ago

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Consumer Loan Sales Specialist
  • Dev
  • Chula Vista, CA FULL_TIME
  • Company DescriptionJobs for Humanity is partnering with OneMain Financial to build an inclusive and just employment ecosystem. Therefore, we prioritize individuals coming from the following communitie...
  • 14 Days Ago

F
Consumer Loan Processor
  • Frontwave Credit Union
  • Oceanside, CA FULL_TIME
  • Overview The Consumer loan processor is responsible for the processing of all Consumer Loan product applications in compliance with applicable rules, regulations, laws and guidelines. Provide members ...
  • 2 Months Ago

O
Bilingual Consumer Loan Sales Specialist
  • OneMain Financial
  • El Cajon, CA FULL_TIME
  • PUT YOUR CAREER IN MOTION AS A CONSUMER LOAN SALES SPECIALISTAt OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and afford...
  • 2 Days Ago

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0 Consumer Loan Branch Manager jobs found in Carlsbad, CA area

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Client Service Coordinator - 005113
  • Banfield Pet Hospital
  • Carlsbad, CA
  • Client Service Coordinator SUMMARY OF JOB PURPOSE AND FUNCTION The Client Service Coordinator ("CSC") drives the flow of...
  • 3/28/2024 12:00:00 AM

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Customer Service Agent
  • CANYON BICYCLES USA INC
  • Carlsbad, CA
  • Job Description Job Description Canyon is the world’s leading manufacturer of road, mountain, triathlon, urban and fitne...
  • 3/28/2024 12:00:00 AM

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Technical Customer Service Representative I
  • Pro Spot International
  • Carlsbad, CA
  • Job Description Job Description Pro Spot International, Inc. is a fast-growing, industry-leading design and manufacturin...
  • 3/28/2024 12:00:00 AM

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Operations Manager, Collections
  • Marquee Staffing - OC
  • San Diego, CA
  • Job Description Job Description Medical Collections company in San Diego, CA is seeking an Operations Manager to oversee...
  • 3/27/2024 12:00:00 AM

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Customer Care Specialist
  • Broadly Inc.
  • San Diego, CA
  • **Customer Care Specialist** San Diego, CA / Customer Success / Full-time Remote Broadly is changing the way local servi...
  • 3/26/2024 12:00:00 AM

C
Director of Plant Services
  • Crestwood Behavioral Health
  • Fallbrook, CA
  • Job Description Job Description Are you looking for a meaningful role in behavioral health and have the desire to work w...
  • 3/25/2024 12:00:00 AM

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Administrative Assistant / Customer Service
  • Vista Compliance
  • San Clemente, CA
  • **Administrative Assistant / Customer Service** Vista Compliance Laboratories is an independent testing and product cert...
  • 3/24/2024 12:00:00 AM

C
Customer Service Representative
  • callawaygolf.ca
  • Carlsbad, CA
  • ** Customer Service Representative** **Job Category****:** Customer Support/Service **Requisition Number****:** CUSTO029...
  • 3/24/2024 12:00:00 AM

Carlsbad is a city in North County, San Diego County, California, United States. The city is 87 miles (140 km) south of Los Angeles and 35 miles (56 km) north of downtown San Diego and is part of the San Diego-Carlsbad, CA Metropolitan Statistical Area. Referred to as "The Village by the Sea" by locals, Carlsbad is a tourist destination. The city's estimated 2014 population was 112,299. Among the nation's top 20 wealthiest communities, Carlsbad is the 5th richest city in the state of California with a median household income close to US$105,000. According to the United States Census Bureau, t...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Branch Manager jobs
$61,477 to $81,360
Carlsbad, California area prices
were up 2.6% from a year ago

Consumer Loan Branch Manager in Knoxville, TN
The branch manager leads, trains and motivates a team involved with lending and collections.
January 24, 2020
Consumer Loan Branch Manager in Oakland, CA
It is not an easy job, nor is it a responsibility to be taken lightly as many banks survive particularly on loans.
November 30, 2019
Consumer Loan Branch Manager in Raleigh, NC
As Retail Branch Manager, Tonia is responsible for all sales and operations activities within the branch, plus development of new loan and deposit business, and building relationships to retain and grow existing business.
December 21, 2019