Consumer Lending Branch Auditor jobs in Ohio

Consumer Lending Branch Auditor reviews the consumer loan materials and data to ensure accuracy and compliance with company guidelines and policies as well as state and/or federal statutes within one branch. Makes recommendation to improve procedures and other improper documentations accordingly. Being a Consumer Lending Branch Auditor may require a bachelor's degree in area of specialty or in a related area. Typically reports to a manager or head of a unit/department. To be a Consumer Lending Branch Auditor typically requires 4 to 7 years of related experience. Contributes to moderately complex aspects of a project. Work is generally independent and collaborative in nature. (Copyright 2024 Salary.com)

C
Vice President, Consumer Lending
  • Cinfed Credit Union
  • Cincinnati, OH FULL_TIME
  • About Our Organization:
    Cinfed Credit Union has been recognized as a Top Workplace in Cincinnati for eight (8) consecutive years. Our strong, collaborative work culture has propelled us to become one of the best performing credit unions in the region. We place an emphasis on people and service.

    Cinfed is seeking a consumer lending leader to complete the organization’s transition to centralized lending. This critical role will oversee the consumer lending activities for a $700M asset credit union with a staff of approximately 10 direct reports.
    Position Purpose:

    Accountable for planning, organizing, and directing the activities of the Consumer Lending Department; including loan promotions and extensions of installment credit both directly to Credit Union (CU) members and indirectly through an approved local automotive dealership network. Ensures that credit operations are in accordance with established Best Practices, policies, procedures and regulatory requirements; resulting in increased loan volume earning commensurate risk-based pricing yields and industry standard delinquency ratios. Works collaboratively with Chief Lending Officer (CLO) and Senior Staff towards achieving the CU’s strategic initiatives. Responsible for employee development of the Consumer Lending team through training, coaching and performance appraisals. Fully implements Centralized Lending with the support of appropriate branch management. Ensures that services are delivered professionally, efficiently and that member issues are addressed with a sense of urgency.
    Position Responsibilities:
    • Accountable for increasing Consumer Loan Production while effectively mitigating credit risk.
    A. Works collaboratively with CLO in developing strategic plans, setting goals, updating loan programs/products and interest rate pricing model.
    B. Increases direct auto loan penetration within CU’s membership and builds dealer relationships among CU’s indirect lending network.
    C. Fully implements Centralized Lending with Consumer Lending Department and Branch Network.
    D. Serves as liaison for Consumer Lending related aspects during periodic internal/external audits and NCUA examinations.
    • Provides effective Consumer Loan Portfolio Management oversight
    A. Conducts monthly direct & indirect Loan reviews collaboratively with CLO, with particular attention to new originations having elevated risk factors.
    B. Effectively communicates opportunities for growth and areas of concern with Consumer Lending team.
    C. Tracks and evaluates work quality, efficiency and productivity; defines appropriate limits of approval authority for Consumer Lending employees and ensures that deadlines are met.
    • Responsible for Consumer Lending Employee Development.
    A. Provides leadership to department through effective goal setting, training and coaching. Conducts staff meetings as required and informs employees of policy and procedure changes, areas needing improvement, new developments or services and to present general information.
    • Maintains internal and external business relationships on behalf of Cinfed.
    A. Ensures that professional business relationships exist with members, vendors and industry trade professionals.
    • Assumes professional responsibility for leading by example in alignment with Cinfed’s Core Values.
    Qualifications:

    Education/Certification:
    • A college degree or completion of a specialized course of study at a business or trade school.
    Required Knowledge:
    • Thorough knowledge of Credit Union loan products and applicable policies and standards.
    • Thorough knowledge of Centralized Lending processes and workflow.
    • Indirect Lending oversight and dealer relationship management.
    • Expertise in consumer loan underwriting, risk-based pricing and lending promotions
    Experience Required:
    • Seven or more years of like-kind experience, including five or more years of management experience.
    • Five years of Consumer Lending experience, including three years of portfolio management or related experience.
    Skills/Abilities:
    • Strong leadership and supervisory skills, including problem solving skills.
    • Departmental budgeting and contract negotiation skills
    • Ability to analyze and interpret financial data, loan applications and credit bureaus.
    • Good project management abilities, organized, detail oriented and ability to meet deadlines.
    What We Offer:
    • Annual base salary of $105K-125K dependent on level of experience. This position is also eligible for an annual bonus based on both individual and company performance.
    • Health, dental, and vision insurance
    • PTO 11 paid holidays
    • Generous 401K match up to 5%
    • Tuition reimbursement
    • Monthly gym reimbursement
    • Loan rate discounts
    • Pre-employment background (credit, criminal, and drug) check required.
    An Equal Opportunity – Affirmative Action Employer M/F/D/V
  • 9 Days Ago

C
Consumer Lending Processor II
  • Cinfed Credit Union
  • Cincinnati, OH FULL_TIME
  • About Our Company: At Cinfed Credit Union, we pride ourselves on being a member-first organization. As an employee, you’re a member too! Our passion, which drives everything we do, is helping our comm...
  • 10 Days Ago

C
Consumer Lending Processor I
  • Cinfed Credit Union
  • Cincinnati, OH FULL_TIME
  • When you work at Cinfed Credit Union, you get the opportunity to feel like you’ve really made a difference…. every day. We help our members make the most of their money and reach their financial goals...
  • 28 Days Ago

F
Public Information Specialist
  • Franklin County Auditor's Office
  • Columbus, OH FULL_TIME
  • JOB Public Information Specialist (Hybrid eligible) Compensation: Starting at $38,937.60 Employment Status: Full-time FLSA Status: Non-Exempt Civil Service Status: Bargaining Unit The Franklin County ...
  • Just Posted

F
Tax Incentives Specialist
  • Franklin County Auditor
  • Columbus, OH FULL_TIME
  • Tax Incentives Specialist (Hybrid eligible) Compensation: Starting at $52,873.60 Employment Status: Full-time FLSA Status: Non-Exempt Civil Service Status: Bargaining Unit The Franklin County Auditor’...
  • 3 Days Ago

F
GIS Analyst
  • Franklin County Auditor
  • Columbus, OH FULL_TIME
  • GIS Analyst (Hybrid eligible) Compensation: Starting at $61,006.40 Employment Status: Full-time FLSA Status: Non-Exempt Civil Service Status: Bargaining Unit The Franklin County Auditor’s Office is se...
  • 4 Days Ago

A
Branch Controller- San Antonio, TX
  • ARS Rescue Rooter
  • San Antonio, TX
  • Maintain close working relationship with the general manager and all line managers to coordinate facility objectives whi...
  • 3/28/2024 12:00:00 AM

O
Branch Operations Manager (Jenkintown, PA)
  • Oppenheimer & Co
  • Jenkintown, PA
  • Who We Are: Oppenheimer & Co. Inc. (Oppenheimer) is a leading middle-market investment bank and full service broker-deal...
  • 3/28/2024 12:00:00 AM

E
Branch Auditor
  • EDWARD JONES
  • Columbia, MO
  • Join a financial services firm where your contributions are valued. Edward Jones is a Fortune 500 company where people c...
  • 3/27/2024 12:00:00 AM

E
Branch Auditor
  • EDWARD JONES
  • Saint Louis, MO
  • Join a financial services firm where your contributions are valued. Edward Jones is a Fortune 500 company where people c...
  • 3/27/2024 12:00:00 AM

E
Branch Auditor
  • EDWARD JONES
  • Jefferson City, MO
  • Join a financial services firm where your contributions are valued. Edward Jones is a Fortune 500 company where people c...
  • 3/27/2024 12:00:00 AM

E
Branch Auditor
  • EDWARD JONES
  • Springfield, MO
  • Join a financial services firm where your contributions are valued. Edward Jones is a Fortune 500 company where people c...
  • 3/27/2024 12:00:00 AM

W
Branch Manager - FastServ
  • Winzer Corp
  • Bryan, TX
  • Job Description Job Description SUMMARY: Position has overall responsibility for all branch operations and activities. M...
  • 3/27/2024 12:00:00 AM

M
Branch Manager
  • Maps Credit Union
  • Monmouth, OR
  • Maps Credit Union seeks a Branch Manager for our Monmouth, Oregon branch who is highly motivated, results-driven, and ex...
  • 3/24/2024 12:00:00 AM

Ohio /oʊˈhaɪoʊ/ (listen) is a Midwestern state in the Great Lakes region of the United States. Of the fifty states, it is the 34th largest by area, the seventh most populous, and the tenth most densely populated. The state's capital and largest city is Columbus. The state takes its name from the Ohio River, whose name in turn originated from the Seneca word ohiːyo', meaning "good river", "great river" or "large creek". Partitioned from the Northwest Territory, Ohio was the 17th state admitted to the Union on March 1, 1803, and the first under the Northwest Ordinance. Ohio is historically know...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Lending Branch Auditor jobs
$59,334 to $76,661

Consumer Lending Branch Auditor in Springfield, OR
Consumer lending branch auditors help clients prepare for and respond to Consumer Financial Protection bureau examinations, FHA audits, state audits, due diligence audits and litigation.
January 21, 2020
Consumer Lending Branch Auditor in Riverside, CA
Consider the role of a consumer lending branch auditor.
February 07, 2020
Consumer Lending Branch Auditor in Burlington, VT
With increased scrutiny of banking procedures, changing economic climate, litigation, and changing servicing portfolios, lenders of all types seek professionals who can provide objective insight, are skilled at mitigating risk assessments, are able to identify sound lending opportunities, and are knowledgeable in compliance guidance.
February 19, 2020