Consumer Credit Supervisor jobs in Pennsylvania

Consumer Credit Supervisor supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Supervisor provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Supervisor requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Supervisor supervises a small group of para-professional staff in an organization characterized by highly transactional or repetitive processes. Contributes to the development of processes and procedures. To be a Consumer Credit Supervisor typically requires 3 years experience in the related area as an individual contributor. Thorough knowledge of functional area under supervision. (Copyright 2024 Salary.com)

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Consumer Credit Expert
  • PNC
  • Pittsburgh, PA FULL_TIME
  • Position Overview

    At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Consumer Credit Expert within PNC's Credit Risk Management organization, this position is primarily based in a location within PNC's footprint. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities can be performed remotely at manager's discretion.

    This position is a part of Consumer Credit Risk Management within the Independent Risk Management Organization. The role will support oversight of the Consumer Credit Card Line of Business. The ideal candidate will possess the following experience and/or skills:

    • Credit Card risk management, product or operational experience
    • Portfolio Management expertise
    • Ability to drive and challenge analytic solutions
    • Collaborative approach to problem solving
    • Knowledge of industry trends and regulatory requirements that impact Consumer Lending

    Job Description

    • Reviews activities associated with applicable business segment, including the credit approval process, policy and procedural compliance and portfolio risk management, credit monitoring, and reporting.
    • Maintains in depth knowledge of consumer credit policy and ensures adherence to policy. Deploys appropriate monitoring mechanisms of early performance to manage expected outcomes.
    • Monitors credit by leveraging relevant reporting and assessing trends to identify risk incidences, requests ad - hoc analytics from APM, oversees follow-up, and analyzes output to inform decision - making.
    • Manages and updates credit transaction models utilized within defined asset class and activity and ensures adherence to model management processes (i.e., model validation, testing, maintenance) by ensuring the appropriate resources are in place to adhere to MRMG guidance.
    • Follows and recognizes economic, regulatory, and other trends affecting borrowers and initiates relevant analyses, by leveraging key analytic partners, and discussions to determine potential impacts on policy. Reviews validation outputs on data produced and delivered; ensures that work set is completed and that the right conversations are taking place to execute deliverables.

    PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

    • Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
    • Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

    Competencies

    Analytical Thinking – Knowledge of techniques and tools that promote effective analysis and the ability to determine the root cause of organizational problems and create alternative solutions that resolve the problems in the best interest of the business.

    Credit Risk – Knowledge of processes, tools, and techniques used to determine the degree of credit risk in a given transaction or customer relationship; ability to assess, rate and manage exposure to credit risk.

    Operational Functions – Knowledge of major functional processes and associated operating requirements; ability to apply this knowledge appropriately to diverse situations.

    Portfolio Management - 1 – Knowledge of and ability to utilize the tools, techniques, and acceptable business practices associated with managing a portfolio.

    Quantitative Techniques – Knowledge of and ability to use quantitative tools and techniques to measure and analyze risks.

    Risk Management Policies and Procedures – Knowledge of and ability to create, implement, evaluate, and enhance risk management policies and procedures.

    Work Experience


    Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, or PhD is desirable. Industry experience is typically 8 years. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

    Education

    Bachelors

    Additional Job Description

    Base Salary: Commensurate with skills and experience.

    Benefits

    PNC offers employees a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include medical/prescription drug coverage (with a Health Savings Account feature); dental and vision options; employee and spouse/child life insurance; short- and long-term disability protection; maternity and parental leave; paid holidays, vacation days and occasional absence time; 401(k), pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about these and other programs, including benefits for part-time employees, visit pncbenefits.com > New to PNC.

    Disability Accommodations Statement:

    If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses.  Applicants may also call 877-968-7762 and select Option 4: Recruiting for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.


    At PNC we foster an inclusive and accessible workplace.  We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

    Equal Employment Opportunity (EEO):


    PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

    California Residents

    Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

  • 20 Days Ago

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Consumer Lending Underwriter
  • Philadelphia Federal Credit Union
  • Philadelphia, PA FULL_TIME
  • Position Title: Consumer Lending Underwriter Job Type: Full-Time Classification: Non-Exempt Salary: $18.80 - $20.00 per hour This position requires the employee to utilize their experience, as loan of...
  • Just Posted

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Consumer Loan Clerk
  • Grove City Area Federal Credit Union
  • Grove, PA FULL_TIME
  • As a Loan Clerk at Grove City Area Federal Credit Union you are the face of the credit union. It’s more than just processing financial transactions or collecting payments; it’s building lasting relati...
  • 7 Days Ago

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AVP Supervisor Credit Analysis
  • AmeriServ Bank
  • Pittsburgh, PA FULL_TIME
  • SUMMARY OBJECTIVE: Assist in the supervision and training of the Credit Analysis Department in an effective manner consistent with established policies and procedures. Administer assistance to lending...
  • 21 Days Ago

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AVP Supervisor Credit Analysis
  • AmeriServ Financial Inc.
  • Pittsburgh, PA FULL_TIME
  • SUMMARY OBJECTIVE: Assist in the supervision and training of the Credit Analysis Department in an effective manner consistent with established policies and procedures. Administer assistance to lending...
  • 21 Days Ago

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Supervisor - Credit Support Monitoring
  • F.N.B. Corp.
  • Pittsburgh, PA FULL_TIME
  • Primary Office Location: 100 Federal Street. Pittsburgh, Pennsylvania. 15212. Join our team. Make a difference - for us and for your future. Position Title: Supervisor of Credit Support Monitoring Bus...
  • 1 Month Ago

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Transportation Claims & Collections Associate-Temporary
  • Hiring Now!
  • Miami, FL
  • **Temporary Assignment for 5 months** Purpose of Position:This position will be responsible for maintaining and servicin...
  • 4/17/2024 12:00:00 AM

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Credit Coordinator
  • Rose International
  • Springfield, MA
  • Date Posted: 03/27/2024 Hiring Organization: Rose International Position Number: 461256 Job Title: Credit Coordinator Jo...
  • 4/16/2024 12:00:00 AM

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Credit Coordinator
  • Reece Group
  • Anaheim, CA
  • Who We Are Working at Reece & Fortiline means being part of a growing global company that brings our purpose and values ...
  • 4/16/2024 12:00:00 AM

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Supervisor, Credit - Water
  • The Judge Group
  • Englewood, CO
  • Benefits Overview A career at CoBank can offer you the opportunity to make a personal impact on the people and communiti...
  • 4/16/2024 12:00:00 AM

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Accounting and Credit Coordinator
  • Frog Holler Produce
  • Detroit, MI
  • Job Description Job Description Join Frog Holler Produce as a Full Time Accounting and Credit Coordinator and enjoy a co...
  • 4/15/2024 12:00:00 AM

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Credit Coordinator
  • Van Eerden Food Service
  • Grand Rapids, MI
  • Job Description Job Description Van Eerden Foodservice is a fourth-generation, family-owned foodservice distributor cele...
  • 4/15/2024 12:00:00 AM

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Supervisor, Credit Discounts
  • Pilot Company
  • Knoxville, TN
  • The purpose of this job is to oversee the day-to-day operations of the discount coordinator team, ensuring the accuracy ...
  • 4/14/2024 12:00:00 AM

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QA Supervisor - Credit Cards & Unsecured Lending - Delivery Operations
  • TD Bank Group
  • Wilmington, DE
  • We are working to deliver a legendary mobile experience. If your experience is less than optimal, please visit us on a d...
  • 4/14/2024 12:00:00 AM

Pennsylvania (/ˌpɛnsɪlˈveɪniə/ (listen) PEN-sil-VAY-nee-ə), officially the Commonwealth of Pennsylvania, is a state located in the northeastern and Mid-Atlantic regions of the United States. The Appalachian Mountains run through its middle. The Commonwealth is bordered by Delaware to the southeast, Maryland to the south, West Virginia to the southwest, Ohio to the west, Lake Erie and the Canadian province of Ontario to the northwest, New York to the north, and New Jersey to the east. Pennsylvania is the 33rd-largest state by area, and the 6th-most populous state according to the most recent of...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Supervisor jobs
$89,012 to $121,209

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