Consumer Credit Supervisor supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Supervisor provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Supervisor requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Supervisor supervises a small group of para-professional staff in an organization characterized by highly transactional or repetitive processes. Contributes to the development of processes and procedures. To be a Consumer Credit Supervisor typically requires 3 years experience in the related area as an individual contributor. Thorough knowledge of functional area under supervision. (Copyright 2024 Salary.com)
Consumer Lending Specialist
First Nebraska Credit Union is a place “Where Members Always Come First”. Our mission is to provide professional financial services for the benefit of our members while reinforcing the credit union philosophy of "people helping each other." We exist to serve our members’ financial needs. First Nebraska offers a great company culture with a strong benefits package.
We are seeking a highly motivated and experienced Consumer Lending Specialist (Loan Officer) to join our team. As a Consumer Lending Specialist, you will be responsible for evaluating, authorizing, and recommending approval of loan applications for individuals. You will work closely with account holders to gather necessary financial information and ensure compliance with lending policies and regulations.
This position pays a base hourly wage plus commission (when minimum sales goals are met). The position can be in office (in a Lincoln or Omaha branch) or a combination of remote and in office.
Responsibilities:
- Evaluate loan applications and determine the creditworthiness of applicants
- Conduct thorough credit analysis and review financial documents
- Assess the risk involved in granting loans and make appropriate recommendations
- Guide account holders through the loan application process and provide excellent customer service
- Collaborate with underwriters, processors, and other team members to ensure smooth loan processing
- Build and maintain relationships with applicants to generate new business opportunities
Skills:
- Proven experience as a Loan Officer or similar role in the financial services industry
- Excellent communication and interpersonal skills
- Ability to analyze complex financial data and make informed decisions
- Strong attention to detail and accuracy in documentation
- Basic math skills for calculating interest rates, payments, etc.
- Ability to work independently as well as part of a team
If you are a dedicated professional with a passion for helping individuals achieve their financial goals, we would love to hear from you.
Job Type: Full-time
Pay: From $36,700.00 per year
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Work Location: Hybrid remote in Omaha, NE 68134