Consumer Credit Manager jobs in West Virginia

Consumer Credit Manager supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Manager provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Manager requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Consumer Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)

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Assistant Credit Manager
  • State Electric Supply Company
  • Huntington, WV FULL_TIME
  • Assistant Credit Manager - State Electric Supply Co.

    Location: Huntington, WV (Corporate Office)

    About Us: State Electric Supply Co. is a leading distributor in the electrical supply industry, committed to delivering the highest quality products and services to our customers. We are a dynamic, growth-oriented company that values the contributions of our employees and offers a challenging and rewarding professional environment. As we continue to expand, we are looking for a motivated Assistant Credit Manager to join our team in the Huntington, WV corporate office.

    Position Summary: The Assistant Credit Manager will support the Credit Manager in overseeing the company’s credit policies and procedures, ensuring that customer credit risk is properly evaluated and managed. This role involves working closely with sales departments, customers, and collection teams to ensure timely payments and minimize bad debt losses. The successful candidate will have a keen eye for detail, excellent negotiation skills, and a strong background in credit analysis and risk assessment.

    Key Responsibilities:

    • Assist in managing and conducting credit investigations and reviews to evaluate customer financial status and creditworthiness.
    • Help develop and implement credit and collection policies and procedures to ensure compliance with company standards.
    • Collaborate with the sales team to balance sales growth with acceptable credit risk.
    • Monitor and analyze accounts receivable, aging reports, and other financial data to identify trends, issues, and opportunities for improvement.
    • Work with customers to negotiate payment arrangements and resolve billing disputes.
    • Prepare reports and present findings on credit risk and collections performance to management.
    • Stay informed about industry best practices, legal requirements, and trends in credit risk management.

     

    Qualifications:

    • Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
    • Minimum of 3 years of experience in credit analysis, credit management, or a similar role, preferably in the electrical supply industry or a related field.
    • Strong understanding of financial statements, credit reporting, and risk assessment techniques.
    • Excellent negotiation, communication, and interpersonal skills.
    • Proficient in Microsoft Office Suite and experience with ERP systems.
    • Ability to work independently and collaboratively in a fast-paced environment.
    • Detail-oriented with strong analytical and problem-solving skills.

     

    What We Offer:

    • Competitive salary and benefits package.
    • A supportive and dynamic work environment.
    • Opportunities for professional growth and advancement.
    • Participation in company-wide initiatives and projects.

    We thank all applicants for their interest, but only those selected for an interview will be contacted.

    State Electric Supply Co. is an equal opportunity employer and welcomes applications from all interested parties. We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

    Notice

    State Electric Supply Co. is here to help prospective candidates by matching skillset and experience with the best possible career path in our organization. We take pride in creating a highly efficient and best in class candidate experience. During the recruitment process, no recruiter or employee will request financial or personal information (Social Security Number, credit card or bank information, etc.) from you via email. The recruiters will not email you from a public webmail client like Hotmail, Gmail, Yahoo Mail, etc. If you are suspicious of a job posting or job-related email mentioning State Electric Supply Co., let us know by contacting us at: hr@stateelectric.com or (800) 624-3424.

  • 14 Days Ago

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National Sales Manager Credit Card Processing
  • Valor Merchant Services
  • Wheeling, WV FULL_TIME
  • We need a Sales Manager who can manage our growing team of sales reps and help us make more money! You'll be in charge of streamlining the sales process, making sure that we're following protocol, and...
  • 1 Month Ago

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Online Product Tester
  • Online Consumer Panels America
  • Virginia, WV FULL_TIME
  • Product Testers are wanted to work from home nationwide in the US to fulfill upcoming contracts with national and international companies. We guarantee 15-25 hours per week with an hourly pay of betwe...
  • 13 Days Ago

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Credit Analyst
  • City National Bank of WV
  • Cross, WV FULL_TIME
  • Summary Description Develops, analyzes, and reports financial background information to Commercial Loan Officers. Provides credit information to approved outside sources. Develops and maintains credit...
  • 19 Days Ago

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AE - Merchandising Team Leader (Assistant Manager) - US
  • Merchandising Team Leader (Assistant Manager) - US - American Eagle Outfitters Careers
  • United States, WV FULL_TIME
  • BE PART OF SOMETHING REAL YOUR ROLE As the full-time Merchandising Team Leader, you are the Store Team Leader's "go-to" in developing and implementing the Merchandising strategy for the store. Your pa...
  • 14 Days Ago

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AE - Store Team Leader (Store Manager) - US
  • Store Team Leader (Store Manager) - US - American Eagle Outfitters Careers
  • United States, WV FULL_TIME
  • BE PART OF SOMETHING REAL YOUR ROLE As the full-time Store Team Leader, you are the CEO of your store! You are an entrepreneurial-minded business owner who takes pride in maximizing the daily operatio...
  • 25 Days Ago

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Lead Process Engineer - Anaerobic Digestion / Renewable Energy Construction
  • Synthica Energy
  • Cincinnati, OH
  • Lead Process Engineer – Anaerobic Digestion Summary: Synthica Energy, LLC is looking for an experienced process engineer...
  • 4/26/2024 12:00:00 AM

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Data Quality Manager
  • Btechnical Group
  • Dallas, TX
  • Our client is a regional Banking and Real Estate Investments leader who is looking to add to their Analytics team in a f...
  • 4/26/2024 12:00:00 AM

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Director of Risk
  • JCW
  • JCW Group is currently working with an exciting and fast-moving auto-dealer lending firm to hire a Risk Director. This p...
  • 4/26/2024 12:00:00 AM

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Commercial Lender
  • SNI Financial
  • Tampa, FL
  • Essential Duties And Responsibilities: • Provide vision and leadership in the development of strategic and annual busine...
  • 4/26/2024 12:00:00 AM

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Financial Advisor
  • Cetera Investment Services LLC
  • Ocala, FL
  • We are looking for a motivated individual to fill the role of a Financial Advisor for Regions Wealth Management located ...
  • 4/26/2024 12:00:00 AM

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Senior Associate, Paid Social
  • KINESSO
  • New York, NY
  • Business Overview KINESSO is the technology-driven performance marketing agency that sits at the very heart of IPG Media...
  • 4/26/2024 12:00:00 AM

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Senior Associate, Paid Social
  • KINESSO
  • Los Angeles, CA
  • Business Overview KINESSO is the technology-driven performance marketing agency that sits at the very heart of IPG Media...
  • 4/26/2024 12:00:00 AM

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Information Technology-SAP Sales and Distribution Analyst
  • ContractRecruiter.com
  • Tarrytown, NY
  • Department:Information Technology Prestige Consumer Healthcare Inc. (PCH) markets and sells well recognized brand name c...
  • 4/26/2024 12:00:00 AM

West Virginia (/vərˈdʒɪniə/ (listen)) is a state located in the Appalachian region in the Southern United States and is also considered to be a part of the Middle Atlantic States. It is bordered by Pennsylvania to the north, Maryland to the east and northeast, Virginia to the southeast, Kentucky to the southwest, and Ohio to the northwest. West Virginia is the 41st largest state by area, and is ranked 38th in population. The capital and largest city is Charleston. West Virginia became a state following the Wheeling Conventions of 1861, after the American Civil War had begun. Delegates from so...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Manager jobs
$96,561 to $142,347

Consumer Credit Manager in Anchorage, AK
The whole point of consumer credit is to consume something today that you otherwise wouldn’t be able to afford until later.
January 07, 2020
Consumer Credit Manager in Allentown, PA
Most companies involved in lending to consumers have departments dedicated to the measurement, prediction and control of losses due to credit risk.
February 16, 2020
Consumer Credit Manager in Newark, NJ
Consumer credit risk (also retail credit risk) is the risk of loss due to a consumer's failure or inability to repay (default) on a consumer credit product, such as a mortgage, unsecured personal loan, credit card, overdraft etc.
December 15, 2019