Consumer Credit Manager jobs in Maryland

Note: All full-time positions include the option of $0 out-of-pocket premium cost for Employee Only PPO AND exceptionally low premiums for all other PPO coverage levels.

Tower is offering a $1000 Signing/Retaining bonus as of 1/20/2023.

HOURS FOR POSITION: Monday - Saturday 8 hours per day. Rotating evenings and Saturdays.

SUMMARY OF POSITION:

The Consumer Loan Underwriter will be responsible for performing a thorough initial and/or second underwriting review to ensure compliance Tower Federal Credit Union policies, procedures and underwriting guidelines. The Consumer Loan Underwriter will have the authority to approve/deny/counter-offer consumer loans along with some exception loan authority, along with the ability to recommend policy exceptions to Management according to the Consumer Lending Loan Approval Authority Matrix.

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PRINCIPAL ACCOUNTABILITIES AND FUNCTIONS:

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REQUIRED QUALIFICATIONS:

• 2 year degree in business or a related field
• One to 2 years of progressively responsible credit union or lending experience. Education & experience requirements vary based on levels.
• Or, equivalent combination of education and work experience.

COMPETENCIES:

• Successfully demonstrated analytical decision making ability with attention to detail.
• Ability to learn and work in a fast paced environment.
• Ability to multi-task and prioritize work as required.
• Ability to effectively work with mathematical concepts with a high degree of accuracy.

• Ability to work and communicate effectively with Tower FCU members and other members of the Consumer Lending team.
• Ability to work independently and to identify/solve problems and to seek guidance when necessary and to resolve them in an expeditious manner.
• PC Proficient to include: Word, Excel, Outlook, internet, e-mail and loan origination software
• Ability to adapt to changes within internal, market or regulatory environments.

• Ability to exercise prudent judgment in decision-making and protection of member confidential information.
• Ability to arrive at work routinely and promptly.

• Ability to work within stringent time constraints and in a high pressure environment.
• Ability to receive constructive feedback from co-workers and management.
• Ability to work in a team environment and demonstrate the ability to help others.

• Ability to write operational reports, business correspondence and complete required loan origination forms.

• Ability to identify emerging problems in the loan origination process and resolve them in an expeditious manner.

• Ability to resolve problems and operational problems through effective interpersonal skills.
• Ability to effectively represent the credit union to members and third-party strategic partners.

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WORKING CONDITIONS:

• Ability to sit, stand and walk for extended periods and demonstrate sufficient dexterity and vision to operate a variety of office equipment.
• Ability to lift up to 15 lbs. with or without assistance.
• Ability to work the hours needed which may extend beyond the defined work schedule when operating conditions dictate
• TFO clearance