Consumer Credit Manager jobs in Kentucky

Consumer Credit Manager supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Manager provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Manager requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Consumer Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)

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Consumer Loan Underwriter
  • Ashland Credit Union
  • Ashland, KY FULL_TIME
  • At Ashland Credit Union (ACU), we look for people who are ready to Own Their Journey! Whether you are just beginning your career or looking to achieve more along your professional journey, ACU is a great place to get you on the path that best serves you and our members. If you have a passion to serve, a desire to work in a fast-paced environment and are willing to bring enthusiasm to work with you each day, then you may just find that ACU is the right fit for you.

    Do you have a desire to reach higher and empower those around you? Then your journey brought you to the right place and we would like to meet you.

    Life is a journey…Own it!

    About Us:

    Ashland Credit Union is a non-profit and member-owned credit union that has been providing exceptional service to members for over 80 years. Continued growth and adaptability are what has allowed ACU to always be a trustworthy answer for staff and members along whatever journey in life they are on. At Ashland Credit Union, we embolden our members to achieve their financial goals. Along life's journey, it is our mission that staff, members, and the community we serve can count on ACU for guidance as they strive to achieve more in life.

    Position Summary:

    ACU has an exciting opportunity for a Consumer Loan Underwriter to join our Loan Risk Department in Ashland, KY. This position will serve as a lending underwriter with responsibility for analyzing, continuous reflection, and innovation within established underwriting guidelines so ACU’s risk tolerance remains balanced within its growing loan portfolio.

    Job Responsibilities:

    • Exercise lending authority within policy guidelines. After judging risks and mitigants, analyzing credit, reviewing collateral strength and financial worthiness of loan/transaction parties.
    • Serve as a subject matter expert for all ACU loan offerings.
    • Review all lending applications and supporting documents for accuracy, completeness, and compliance with Ashland Credit Union lending policies and procedures.
    • Analyze financial documentation such as tax returns, W2s, 1099s, paycheck advices and other forms of source documentation that provides evidence of member income.
    • Review credit reports, applicable ratios utilized to determine a member's ability to repay, and other supporting documentation needed to make an appropriate credit decision.
    • Review additional documentation such as titles, appraisals, valuation tools, and property reports that verifies collateral ownership and collateral value for the purposes of obtaining credit.
    • Ensure loan requests are decisioned within the specified time frames under applicable laws and lending regulations. Responsible for the accuracy and efficacy of adverse action, counteroffer, and withdrawn loan processes.
    • Conform to all Fair Lending and anti-discrimination laws set forth by the NCUA and other applicable regulatory bodies.
    • Other duties as requested by the Loan Risk Manager or the VP of Member Experience.

    Education & Experience Requirements:

    Experience in lending and credit analysis

    Experience in the financial services industry

    Understanding of federal laws and regulations as they apply to consumer loans, mortgage loans, visa credit cards, and business/commercial loans

    Ability to collaborate with other managers and work to create balanced processes that satisfy the interests of both parties.

    Strong analytical skills

    Ability to work Monday thru Friday 8am to 5pm EST

    Required Skills & Abilities:

    Ashland Credit Union is committed to building a team that represents a variety of backgrounds, perspectives, and skills. We are committed to diversity and inclusion in the workplace and do not discriminate on the basis of race, sex, age, handicap, religion, natural origin or any other basis of protected class or where prohibited by law.

  • 1 Month Ago

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Consumer Lending Associate- Full-Time, Louisville, KY
  • L&N Federal Credit Union
  • Louisville, KY FULL_TIME
  • Summary Reporting to the Consumer Lending Assistant Manager, this full-time, non-exempt hourly role assists members via telephone and internet by answering lending questions and solving any lending is...
  • 27 Days Ago

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Credit & Collections Manager
  • Charah Solutions Inc.
  • Louisville, KY FULL_TIME
  • Overview With 30 years of experience, Charah Solutions, Inc. is a leading provider of environmental and maintenance services to the power generation industry, with operations in coal-fired and nuclear...
  • 21 Days Ago

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Branch Manager
  • LIBERTY FEDERAL CREDIT UNION
  • Louisville, KY FULL_TIME
  • Liberty FCU, a full-service credit union, is seeking a Branch Manager to be based out of our Hurstbourne office located at 1200 Forest Bridge Road, Louisville, KY 40223. Candidates must possess except...
  • 12 Days Ago

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Branch Manager
  • Ashland Credit Union
  • Ashland, KY FULL_TIME
  • At Ashland Credit Union (ACU), we look for people who are ready to Own Their Journey! Whether you are just beginning your career or looking to achieve more along your professional journey, ACU is a gr...
  • 12 Days Ago

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Marketing Manager
  • Transcend Credit Union
  • Louisville, KY FULL_TIME
  • Transcend Credit Union has an immediate opportunity for a MARKETING MANAGER. The successful candidate will: be a proven Marketing generalist with Financial Institution experience Must successfully pas...
  • 1 Month Ago

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Mortgage Loan Officer
  • Royal Business Bank
  • Honolulu, HI
  • JOB SUMMARY Responsible for soliciting, negotiating, underwriting and coordinating the closing of mortgage loans in comp...
  • 3/28/2024 12:00:00 AM

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Regional Sales Manager
  • Guaranteed Rate Affinity
  • Who we are: Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (...
  • 3/28/2024 12:00:00 AM

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Regional Sales Manager
  • Guaranteed Rate Affinity
  • Who we are: Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (...
  • 3/28/2024 12:00:00 AM

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(Senior) Marketing Manager, CRM Lifecycle
  • Rakuten Viki
  • San Mateo, CA
  • Rakuten Group, Inc. is the largest e-commerce company in Japan, and third largest e-commerce marketplace company worldwi...
  • 3/28/2024 12:00:00 AM

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Venture Capital & Private Equity Apprenticeship
  • Venture University
  • The Venture Capital & Private Equity Investor Accelerator Program offers individuals the opportunity to gain high qualit...
  • 3/28/2024 12:00:00 AM

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Account Coordinator
  • Eastman Kodak Company
  • Dayton, OH
  • The Account Coordinator will build and maintain strong client relationships by serving as the lead point of contact for ...
  • 3/28/2024 12:00:00 AM

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Account Coordinator
  • Eastman Kodak Company
  • Rochester, NY
  • The Account Coordinator will build and maintain strong client relationships by serving as the lead point of contact for ...
  • 3/28/2024 12:00:00 AM

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Crediting Team Analyst
  • Ascendion
  • Provo, UT
  • About Ascendion Ascendion is a full-service digital engineering solutions company. We make and manage software platforms...
  • 3/28/2024 12:00:00 AM

Kentucky (/kənˈtʌki/ (listen) kən-TUK-ee), officially the Commonwealth of Kentucky, is a state located in the east south-central region of the United States. Although styled as the "State of Kentucky" in the law creating it, (because in Kentucky's first constitution, the name state was used) Kentucky is one of four U.S. states constituted as a commonwealth (the others being Virginia, Pennsylvania, and Massachusetts). Originally a part of Virginia, in 1792 Kentucky became the 15th state to join the Union. Kentucky is the 37th most extensive and the 26th most populous of the 50 United States. Ke...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Manager jobs
$100,764 to $148,551

Consumer Credit Manager in Anchorage, AK
The whole point of consumer credit is to consume something today that you otherwise wouldn’t be able to afford until later.
January 07, 2020
Consumer Credit Manager in Allentown, PA
Most companies involved in lending to consumers have departments dedicated to the measurement, prediction and control of losses due to credit risk.
February 16, 2020
Consumer Credit Manager in Newark, NJ
Consumer credit risk (also retail credit risk) is the risk of loss due to a consumer's failure or inability to repay (default) on a consumer credit product, such as a mortgage, unsecured personal loan, credit card, overdraft etc.
December 15, 2019