Consumer Credit Analyst jobs in Virginia

All of us at Chartway stand united in our strong culture of listening and learning. We treat people with respect, integrity, and kindness, and are committed to continuously developing a diverse and inclusive workplace where team members are empowered to be their authentic selves. All backgrounds, viewpoints, and life experiences are welcome, knowing this commitment strengthens our credit union family and communities.

The Credit Officer - Consumer Lending is responsible to the Director of Indirect Lending for the Indirect consumer lending decision-making process.

Responsible and Accountable for:

• Ensures compliance with all Federal and State regulations and Credit Union policies with regard to credit granting.
• Responsible for timely review and decision of all indirect loans, adhering to credit granting parameters and lending authority limits.
• Maintain level of delinquency below specified threshold to demonstrate ability to make lending decisions that are in the best interest of the credit union.
• Develop rapport and positive relationships with indirect finance managers in an to enhance production and yield results.

Knowledge, Skills and Abilities:

• Ability to communicate effectively all lending decisions and counter offers.
• Ability to review a variety of reports for trends and make recommendations to management from the data.
• Ability to work outside of scheduled hours as needed to ensure loans are decisioned in a timely manner; this includes network issues and inclement weather closures.
• Available for coverage during scheduled hours including some evenings, weekends, and holidays

Education and Experience:

• Education: Associates degree or equivalent experience.
• Experience: Five years of experience in consumer lending/credit evaluation.

Chartway offers a competitive salary and a comprehensive benefits package. Candidates must have a good credit history for consideration. Salary requirements must be included and resumes must be accompanied by a Chartway Employment Application for consideration.

Chartway Federal Credit Union is an EOE/M/F/ Disability/Vet Employer.