Consumer Credit Analyst jobs in Salem, NH

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

R
Commercial Credit Analyst
  • River Run Services LLC
  • Newburyport, MA FULL_TIME
  • Description

    (On-site)


    The Credit Analyst identifies, monitors, and controls credit risk in a commercial banking environment. This position is guided by a Credit Analyst Development Program in which participants learn the skills essential for careers in credit risk management, commercial lending, loan underwriting, and other areas of banking. This will include exposure to various cash flow models and applications, and will involve applying basic concepts from accounting, finance, and economics. Day-to-day tasks include financial spreading and analysis, credit underwriting, evaluation of commercial borrowers, covenant testing, and occasional special projects. 

    Requirements

    • Performs annual review of commercial borrowers and assists commercial department with report preparation and other duties as requested. 
    • Recognizes and assesses pertinent risks and identifies the impact of non-financial and external factors, ranging from general economic issues to industry and management issues, which may impact the borrower’s ability to meet its obligations. 
    • Spreads financial statements and maintains financial spreadsheets accurately while completing a review of personal and corporate creditworthiness for potential new borrowers.
    • Gathers and assimilates appropriate data for each credit analysis and determines the need to request additional information to complete work assignments on time, meet applicable deadlines, and work independently. 
    • Identifies potential or developing problems within the loan portfolio and recommends action plans and risk rating adjustments as needed. 
    • Supports ongoing credit file maintenance and overall commercial loan quality control while assisting the commercial loan origination staff in various related support functions. 
    • Remains current on all Bank credit policies and existing regulations, verifying conformity, and noting exceptions in existing and prospective credit relationships. 
    • Occasionally assists Commercial Lenders with constructions site visits, inspections, customer visits and customer meetings. 
    • Assists Commercial Loan Officers with structuring commercial loans.
    • Provides administrative support to the Credit Administration Team and Commercial Lending Officers as requested.


    Education and Experience

    • Comprehension of general accounting and finance principles, typically gained through a bachelor’s degree in business. 
    • Ability to complete a basic financial analysis of a company
    • Ability to translate market data and valuation calculations in appraisal reports. 
    • Ability to learn basics of the Bank’s products and services, with a focus on loan and commercial products. 
    • Detail orientation, ability to work successfully with deadlines and time constraints, ability to learn and apply basics of the Bank’s products and services including loan products, self-motivation and decision-making skills required
    • Proficiency with Microsoft Office, Outlook and working knowledge of general banking/ lending concepts and principals.


    Physical Requirements

    • Prolonged periods of sitting at a desk and working on a computer.
    • Must be able to lift up to 15 pounds at times. 

     

    River Run Services, LLC is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, ancestry, national origin, gender, sexual orientation, marital status, religion, age, disability, gender identity, results of genetic testing or service in the military.


    If you are an individual with a disability and require a reasonable accommodation to complete the application process, you may contact Candela Borracci at cborracci@newburyportbank.com or call 978-225-8757.

  • 18 Days Ago

R
Credit/Collections Supervisor
  • Robert Half
  • North Andover, MA FULL_TIME
  • Robert Half is working with a respected manufacturing client north of Boston seeking a Credit & Collections Supervisor to join its team. This is a permanent role, reporting into a Director, that will ...
  • 10 Days Ago

M
Universal banker
  • Merrimack Valley Credit Union
  • North Andover, MA FULL_TIME
  • Job Description Job DescriptionFUNCTIONAL SUMMARY : Universal Retail Employee able to perform the functional duties of a Teller and Financial Service Representative. RESPONSIBILITIES : Maintains a wor...
  • 19 Days Ago

M
Teller
  • Merrimack Valley Credit Union
  • Lawrence, MA FULL_TIME
  • Boston Business Journal's 2023 Best Places to Work" FUNCTIONAL SUMMARY : Provides members with a wide variety of services and information relating to Credit Union products and services in a profession...
  • 21 Days Ago

M
Collections Representative I (Lawrence)
  • Merrimack Valley Credit Union
  • Lawrence, MA FULL_TIME
  • FUNCTIONAL SUMMARY: Responsible for handling and resolving defaults and delinquencies with members’ accounts and loans, advocating for members, and maintaining strong member relationships and meeting ...
  • 1 Day Ago

M
Member Support Specialist (Lawrence, MA)
  • Merrimack Valley Credit Union
  • Lawrence, MA FULL_TIME
  • FUNCTIONAL SUMMARY: Responsible for the complete fulfillment of members’ telephone requests and the offering of suitable products and services to our membership. RESPONSIBILITIES: Handles a large volu...
  • 4 Days Ago

Filters

Clear All

Filter Jobs By Location
  • Filter Jobs by companies
  • More

0 Consumer Credit Analyst jobs found in Salem, NH area

E
Regulatory Financial Analyst (Electric Public Utilities) Hybrid
  • Eversource Energy
  • Manchester, NH
  • Our Team Our team is at the center of ensuring Eversource is compliant with the regulatory requirements in New Hampshire...
  • 3/29/2024 12:00:00 AM

P
Director of Revenue Operations
  • Prendio
  • Woburn, MA
  • Director of Revenue Operations Location: Woburn, MA Full-Time - Remote/Hybrid: The position is hybrid (2 days in office)...
  • 3/29/2024 12:00:00 AM

A
Quantitative Analyst
  • Adharmonics
  • Cambridge, MA
  • Quantitative Analyst The role, quantitative analyst, is ideal for someone who enjoys finding trends in large datasets. Y...
  • 3/29/2024 12:00:00 AM

S
Principal SAP FICO Functional Analyst
  • Symbotic
  • Wilmington, MA
  • Who we are With its A.I.-powered robotic technology platform, Symbotic is changing the way consumer goods move through t...
  • 3/28/2024 12:00:00 AM

G
Senior Sales Analyst
  • Gorton's
  • Gloucester, MA
  • Be part of something BIG here at Gorton’s. With the iconic yellow slicker and a catchy jingle, Gorton’s is now reaching ...
  • 3/28/2024 12:00:00 AM

M
PR Account Coordinator - Healthcare
  • Matter
  • Newburyport, MA
  • Public Relations Account Coordinator, Healthcare Boston, MA; Newburyport, MA; Dallas, TX (In office Mon-Thurs) Matter is...
  • 3/28/2024 12:00:00 AM

M
Applications Support Specialist/Analyst
  • Minuteman Senior Services
  • Burlington, MA
  • Job Description Job Description GENERAL SUMMARY: Reporting to the IT Operations/Project Manager, the IT Applications Sup...
  • 3/28/2024 12:00:00 AM

S
Principal SAP Functional Analyst, Warranty/Service Management
  • Symbotic
  • Wilmington, MA
  • Who we are With its A.I.-powered robotic technology platform, Symbotic is changing the way consumer goods move through t...
  • 1/26/2024 12:00:00 AM

Salem is a town in Rockingham County, New Hampshire, United States. The population was 28,776 at the 2010 census. Being located on Interstate 93 as the first town in New Hampshire, which lacks any state sales tax, Salem has grown into a commercial hub, anchored by the Mall at Rockingham Park. Other major sites include the Canobie Lake Park, a large amusement park, and America's Stonehenge, a stone structure of disputed origins. It is the former home of Rockingham Park, a horse racetrack. The Sununu political family hails from Salem, including former New Hampshire governor and White House Ch...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$56,974 to $77,440
Salem, New Hampshire area prices
were up 1.6% from a year ago

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020