Consumer Credit Analyst jobs in Saint George, UT

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Senior Staff/Principal Software Engineer, Consumer
  • Credit Acceptance
  • Henderson, NV FULL_TIME
  • Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.

    Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

    Outcomes and Activities:
    • This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member
    • Debug the critical problems which arise in production and execute effective solutions within the application and across multiple applications/systems
    • Lead continuous learning and process improvement activities to improve design and overall engineering practices
    • Experiment and test ideas, validate assumptions against needs, reach conclusions and recommend solutions
    • Conduct impact analysis to proactively identify impact of a change across multiple applications/systems
    • Design and develop software and improve existing code to make it more efficient to detect bugs in the code (Sr. Staff)
    • Write unit-tests and validate your software against acceptance criteria (Sr. Staff)
    • Evolve and transform the design and architecture of applications towards leading edge technologies and practices (Sr. Staff)
    • Author, apply and advocate for team coding, documenting and testing standards (Sr. Staff)
    • Learn the business process domain to better support the business and align technologies with the business process (Sr. Staff)
    • Lead code reviews and communicate application changes (Sr. Staff)
    • Document code and projects so others can easily understand, maintain and support (Sr. Staff)
    • Debug the critical problems which arise in production and execute effective solutions within the application and across multiple applications/systems
    • Read, write and review design documents (Sr. Staff)
    • Contribute to team's sprint commitments and actively participate in our Agile practices, including recommendations for process improvement (Sr. Staff)
    • Participate in the talent selection process (Sr. Staff)
    • Act as a mentor to guide and review the code, designs and documentation of less experienced software engineers (Sr. Staff)
    • Provide thought leadership and build software solutions that deliver high impact business value and deliver customer delight (Principal)
    • Lead the design and implementation of software solutions that are scalable, reliable, and maintainable (Principal)
    • Collaborate with a diverse cross functional team including business partners, Product Managers and designers to define product requirements, direction and clarity (Principal)
    • Drive technical innovation and improvements of the design and architecture of software systems towards leading edge technologies and practices (Principal)
    • Define, develop and drive software engineering best practices (Principal)
    • Become an expert in the business process domain to better support the business and align technologies with the business outcomes (Principal)
    • Work with the engineering leadership team to develop and execute on the company's technical and business strategy (Principal)
    • Perform technical due diligence and architectural assessments of third-party technologies and solutions (Principal)
    • Participate and drive decomposing a monolithic code base to decoupled services (Principal)
    • Document standards, best practices, and engineering artifacts so others can easily understand, build and maintain best in class software systems (Principal)
    • Grow talent by participating in hiring and mentoring team members (Principal)

    Competencies: The following items detail how you will be successful in this role.

    • Development: Develops solutions using standards and best practices.
    • Impact and Risk Analysis: Understand the rationale behind and how changes impact the enterprise and/or applications and across the technical/business ecosystem.
    • Solution Design: Ability to identify missing or ambiguous requirements. Ability to design at both high and low levels of abstraction, understand complex requirements and translate into understandable solutions. Ability to accurately estimate based on requirements.
    • Technical Domain: Have a deep understanding of the technical domain, including the system architecture, design and data of the systems they support and systems to which it interfaces.
    • Facilitation Techniques: Organize, support and/or conduct workshops, meetings, presentations specific to the objectives of each, problem to be solve, and needs of the audience.

    Requirements:

    • Bachelor's degree in Computer Science, Information Systems, or closely related field of study; or equivalent work experience
    • Minimum 10 years of software engineering experience or comparable depth of experience
    • Experience in the lead role overseeing technical direction of a team of software engineering talent across multiple software systems and applications
    • Extensive experience in data modeling, design and messaging
    • Experience working on mission-critical enterprise class applications
    • Demonstrated ability to work with business partners, cross functional team members and coach and mentor experienced team members
    • Expert understanding and use of multiple object-oriented programming languages and design patterns such as Java
    • Extensive experience in Software Development Life Cycle (SDLC) including Agile/SCRUM and Waterfall (Sr. Staff)
    • Willingness to participate in an on-call rotation (Sr. Staff)
    • Expert knowledge of software engineering best practices with experience building complex software engineering products (Principal)
    • Extensive experience with building and driving adoption of software engineering best practices (Principal)
    • Strong understanding of distributed systems, cloud computing, and microservices architectures (Principal)
    • In-depth experience with building application programming interfaces (API) and frameworks in their particular field. Experience in API security, analytics, throttling, caching, logging, request and response modifications (Principal)
    • Well versed in delivery mechanisms such as Agile (Principal)

    Preferred:

    • Advanced understanding of IDEs, have the ability to navigate through them quickly and leverage advanced features to improve your performance (Sr. Staff)
    • In-depth usage and creation of application programming interfaces (API) and frameworks in their particular field: JSON, Rest/SOAP based Web Services, JUnit, Jenkins and Bitbucket preferred (Sr. Staff)
    • Experience in API security, analytics, throttling, caching, logging, request and response modifications (Sr. Staff)
    • Experience in creating REST API documentation using Swagger or similar tools desirable (Sr. Staff)
    • Ability to use DDL to create database objects and relationships, construct advanced queries, and optimize query performance (Sr. Staff)
    • Financial services or FinTech industry experience

    Knowledge and Skills:

    • Architecture and Design: Ability to implement world class solutions that meet the needs of the business and customer, and help deliver growth and innovation.
    • Leadership: Be a thought leader and demonstrate leadership to mentor team members, influence change and drive for the business outcome
    • Ability to challenge the status quo and influence stakeholders to create innovative solutions
    • Be collaborative with other team members, seeking a diversity of thought to meet business outcomes
    • Ability to foster strong relationships across the organization
    • Bring a strong understanding of relevant and emerging technologies, provide input and coach team members and embed learning and innovation in the day-to-day
    • Strong experience and understanding of how to connect the work being done and how it drives business value
    • Ability to communicate complex technical information (both verbal and written) to all levels, including senior leadership
    • Ability to work independently and as part of a team in a fast-paced, dynamic environment.

    Targeted Compensation: Base salary of $260,000 with an annual performance bonus plan

    INDCSMP

    #zip

    #LI-Remote

    Benefits

    • Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work

    Our Company Values:

    To be successful in this role, Team Members need to be:

    • Positive by maintaining resiliency and focusing on solutions
    • Respectful by collaborating and actively listening
    • Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
    • Direct by effectively communicating and conveying courage
    • Earnest by taking accountability, applying feedback and effectively planning and priority setting

    To create an environment where people do their best work, we focus on the dimensions of Organizational Health. All leaders must:

    • Identify the Right People by recognizing top talent
    • Set Clear Expectations by managing change and directing others
    • Train team members and focus on developing talent
    • Performance Manage by ensuring accountability and driving results
    • Create the Right Environment by establishing trust and managing conflict
    • Maintain the Right Number of team members needed to build an effective team

    Expectations:

    • Remain compliant with our policies processes and legal guidelines
    • All other duties as assigned
    • Attendance as required by department

    Advice!

    We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application!

    P.S.

    We have great details around our stats, success, history and more. We're proud of our culture and are happy to share why - let's talk!

    Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

    Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person's age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

    California Residents: Please click for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

    Play the video below to learn more about our Company culture.


    Credit Acceptance is dedicated to providing an inclusive environment for all. We are proud to be an Equal Opportunity Employer and value a culturally diverse workforce. We believe in ensuring all team members demonstrate mutual respect for one another. All qualified applicants will receive consideration for employment without regard to protected characteristics like age, race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

     

  • 1 Month Ago

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Credit Analyst
  • Core-Mark
  • Las Vegas, NV FULL_TIME
  • Company Description Core-Mark continues to grow as the industry leader in fresh and broadline solutions for the convenience retail industry. With a reputation for empowering customers, employees, and ...
  • 1 Month Ago

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People Analyst
  • Credit Acceptance
  • Henderson, NV FULL_TIME
  • Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a ...
  • 28 Days Ago

C
Analyst/Senior Analyst/Manager, Sales and Marketing Analytics
  • Credit Acceptance
  • Henderson, NV FULL_TIME
  • Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a ...
  • 16 Days Ago

C
Mid Level/Senior Analytics Strategy Analyst
  • Credit Acceptance
  • Henderson, NV FULL_TIME
  • Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a ...
  • 18 Days Ago

C
Associate/Mid Level/Senior Analytics Reporting Analyst
  • Credit Acceptance
  • Henderson, NV FULL_TIME
  • Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a ...
  • 19 Days Ago

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0 Consumer Credit Analyst jobs found in Saint George, UT area

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Caregiver/CNA
  • Home Helpers Home Care
  • Saint George, UT
  • Hiring immediately full time days Monday through Friday 7am-3:00pm. Are you passionate about work that has meaning? Woul...
  • 4/24/2024 12:00:00 AM

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Server
  • Golden Corral
  • Saint George, UT
  • Our franchise organization, DBL Corral, LLC dba Golden Corral, is currently seeking energetic, friendly individuals to j...
  • 4/24/2024 12:00:00 AM

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Signal Maintainer (Safety)
  • CSX
  • Saint George, UT
  • Responsibilities Assist in the installation, repairing, testing and maintenance of various railroad signals and grade cr...
  • 4/24/2024 12:00:00 AM

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Cashier
  • Walmart
  • Saint George, UT
  • Job Description **Overview:** As a Walmart Cashier, you play a crucial role in providing exceptional customer service wh...
  • 4/24/2024 12:00:00 AM

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Stocker
  • Walmart
  • Saint George, UT
  • A Walmart stocker, also known as a backroom associate or overnight stocker, plays a crucial role in ensuring that mercha...
  • 4/24/2024 12:00:00 AM

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Patient Service Representative
  • Intermountain Healthcare
  • Saint George, UT
  • Job Description: No Summary Available Job Essentials You will represent Intermountain and serve as the point of contact ...
  • 4/24/2024 12:00:00 AM

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Sales Manager - Remote
  • InsuraTec Services Group
  • Saint George, UT
  • Sales Manager - Remote Location: Remote Experience Level: Entry-Level Join our team as a Remote Sales Manager and become...
  • 4/24/2024 12:00:00 AM

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Student Radiology Technologist LPT
  • Intermountain Healthcare
  • Saint George, UT
  • Job Description: Perform all diagnostic procedures within Scope of Practice under the direction of a Registered Radiolog...
  • 4/24/2024 12:00:00 AM

St. George is a city in and the county seat of Washington County, Utah, United States. Located in the southwestern part of the state on the Arizona border, near the tri-state junction of Utah, Arizona and Nevada, it is the principal city of the St. George Metropolitan Statistical Area. The city lies in the northeasternmost part of the Mojave Desert, adjacent to the Pine Valley Mountains near the convergence of three distinct geological areas: the Mojave Desert, Colorado Plateau, and Great Basin. The city is 118 miles northeast of Las Vegas and 300 miles south-southwest of Salt Lake City on Int...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$53,216 to $72,337
Saint George, Utah area prices
were up 2.5% from a year ago

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020