Consumer Credit Analyst jobs in Oakland, CA

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Union Examiner
  • National Credit Union Administration
  • Oakland, CA FULL_TIME
  • Job Description

    Credit Union Examiners plan, conduct, and complete examinations of federally insured and federally chartered credit unions. This includes analyzing credit union data to identify areas of concern, persistency of previous problems, and risk to the National Credit Union Share Insurance Fund (NCUSIF). Some examinations are completed independently by an examiner while other examinations require working as part of a team.

    Credit Union Examiners at the CU-7 and CU-9 level are considered developmental positions. Individuals in these positions work under the close supervision of a Supervisory Examiner and are in a robust training program that includes:

    • classroom training covering accounting, communications, credit union operations, examination procedures, analysis techniques, and administrative subjects;
    • hands-on experience working with an on-the-job (OJT) trainer within his/her assigned district of credit unions;
    • reading assignments pertaining to the laws, regulations, policies and directives which govern the operation of federal and federally insured credit unions;
    • online training modules; and
    • progressively responsible work assignments.

    Applicants may select up to 3 duty locations in which you are willing to reside. Applicants are expected to reside close to their official duty station, normally within 40 miles. Where you live in relation to your official duty station MATTERS and more information can be reviewed by clicking here.

    Conditions of Employment

    • You must be a U.S. Citizen.
    • Suitable adjudication of background/security investigation is required.
    • A probationary period may be required.
    • Mobility agreement and financial disclosure forms are required.
    • Applicants must complete a USA Hire Writing Assessment via the USA Hire platform if notified to do so.
    • Must complete initial online questionnaire.

    Qualifications

    PLEASE NOTE: To qualify based on the education qualification requirements listed in this vacancy announcement, you must complete those education requirements no later than June 30, 2024..

    The ideal candidate for this position will have a degree in accounting, business, or finance; is skilled in using information systems and technology; is skilled in preparing written communications; and has good interpersonal skills. Proficiency in additional languages is also desired.

    MINIMUM QUALIFICATIONS

    For all grade levels, if you are found to meet the minimum experience and/or education qualification requirements below, you will be required to complete a USA Hire assessment battery (i.e., Assessment Questionnaire and Writing Assessment). You must achieve a minimum passing score on the Writing Assessment to receive further consideration for the position. See "How to Apply" for further information.

    To meet the minimum qualification requirements for the Grade CU-07, you must have one of the following (A, B, C, or D):

    A. EXPERIENCE: One (1) full year of specialized experience equivalent to CU/GS-05 level (obtained in the public or private sector) that has equipped the applicant with the competencies (knowledge, skills, abilities) to successfully perform the duties of this position. This experience must have included preparing or analyzing financial statements and posting and/or balancing general ledger accounts in accordance with Generally Accepted Accounting Principles (GAAP) and auditing work involved with examination and appraisal of financial records or statements for completeness and internal accuracy in accordance with Generally Accepted Auditing Standards.

    OR

    B. EDUCATION (Superior Academic Achievement): Completion of a full 4-year course of study leading to a bachelor's degree or higher degree in economics, accounting, business, business administration, finance, marketing, or other directly related business field. This education must have included six (6) semester hours of course work in accounting (or equivalent courses) and three (3) semester hours of course work in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours. For a more detailed description of qualifying accounting coursework, please see education section of this vacancy announcement. In addition to the above degree/course work requirement, you must also meet ONE of the definitions of Superior Academic Achievement listed below:

    • A grade-point average of "B" (a GPA of 2.95 or higher out of a possible 4.0) for all completed undergraduates courses or those completed in the last two years of undergraduate study.
    • A grade-point average of "B " (a GPA of 3.45 or higher out of a possible 4.0) for all courses in your major field of study, or those courses in your major completed in the last two years of undergraduate study.
    • Rank in the upper one-third of your class in the college, university, or major subdivision.
    • Membership in a national honor society (other than freshman honor societies) recognized by the Association of College Honor Societies.

    OR

    C. EDUCATION (Graduate-level): One (1) full year (18 semester hours or 27 quarter hours or the number of units the school you attended considers equal to one full year) of graduate education in an accredited college or university in accounting, business, business administration (MBA), finance, marketing, economics or other directly related field. This education must have included or been supplemented by six (6) semester hours in accounting (or equivalent courses) and three (3) hours in introductory auditing (or equivalent course) for a total nine (9) semester hours. These courses may have been at the graduate or undergraduate level and a description of qualifying accounting coursework can be found in education section of this vacancy announcement.

    OR

    D. COMBINATION: A combination of graduate level education and experience described in "A" and "C" above. To combine education and experience, first take the number of semester hours or equivalent earned towards a graduate degree and divide by 18 semester hours or equivalent. Then take the number of months of full-time experience and divide by 12 months. Add the percentages together. The total must equal at least 100% to qualify.

    To meet the minimum qualification requirements for the Grade CU-09, you must have one of the following (A, B, C, or D):

    A. EXPERIENCE: One (1) year of specialized experience equivalent to CU/GS-07 level (obtained in the public or private sector) that has equipped the applicant with the competencies (knowledge, skills, abilities) to successfully perform the duties of this position. This experience must have included assignments involved in the examination and auditing of credit unions or financial institutions through detailed examinations of accounting documents to verify accuracy of computations and to ascertain that all transactions are properly supported and are in accordance with pertinent laws and regulations.

    OR

    B. EDUCATION (Graduate-level): Completion of two (2) full academic years of progressively higher graduate-level education, or a master's degree in an accredited college or university in fields such as accounting, business, business administration (MBA), finance, marketing, economics or other directly related academic field. This education must have included or been supplemented by six (6) semester hours in accounting (or equivalent courses) and three (3) semester hours in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours. These courses must have been at the graduate or undergraduate level and a description of qualifying accounting coursework can be found in the education section of this vacancy announcement.

    OR

    C. CERTIFICATION: Possession of an active certificate as a Certified Public Accountant, obtained through written examination in a state, territory, or the District of Columbia.

    OR

    D. COMBINATION: A combination of education and experience described in "A" and "B" above. To combine education and experience, first take the number of semester hours or equivalent earned towards a graduate degree in excess of 18 semester hours and divide by 18 semester hours or equivalent. Then take number the number of months of full-time experience and divide by 12 months. Add the percentages together. The total must equal at least 100% to qualify.

    To meet the minimum qualification requirements for the Grade CU-11, you must have one of the following (A, B, or C):

    A. EXPERIENCE: One (1) full year of specialized experience equivalent to the CU/GS-09 level (obtained in the public or private sector) that has equipped the applicant with the competencies (knowledge, skills, abilities) to successfully perform the duties of this position. This experience must have included responsibility for performing examining/auditing operations for a financial institution; and experience reviewing internal controls for a business or other organization to determine risk exposure.

    OR

    B. EDUCATION: Completion of three (3) full academic years of progressively higher graduate-level education or Ph.D. or equivalent doctoral degree. Such education must demonstrate the knowledge, skills and abilities necessary for successful job performance in the position to be filled; and included at least six (6) semester hours of course work in accounting or equivalent courses and three (3) semester hours in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours. These courses must have been at the graduate or undergraduate level and a description of qualifying accounting coursework can be found in the education section of this vacancy announcement.

    OR

    C. COMBINATION: Completion of an equivalent combination of acceptable graduate level education and experience as described above sufficient to equal 100% of the job requirements.

    Education

    PLEASE NOTE: To qualify based on the education qualification requirements listed in the vacancy announcement, you must complete those education requirements no later than June 30, 2024.

    Job Type: Full-time

    Salary: $62,813 - $118,382 per year

    Benefits:

    • 401(k)
    • 401(k) matching
    • Dental insurance
    • Disability insurance
    • Employee assistance program
    • Flexible schedule
    • Flexible spending account
    • Health insurance
    • Health savings account
    • Life insurance
    • Paid time off
    • Vision insurance
    • Work from home

    Schedule: 8 hour shift

    Work Location: On the road

    Job Type: Full-time

    Pay: $62,813.00 - $118,382.00 per year

    Benefits:

    • 401(k)
    • 401(k) matching
    • Dental insurance
    • Health insurance
    • Life insurance
    • Paid time off
    • Vision insurance

    Experience level:

    • 1 year
    • No experience needed

    Schedule:

    • 8 hour shift
    • Monday to Friday

    Ability to Relocate:

    • Oakland, CA: Relocate before starting work (Required)

    Work Location: On the road

  • 1 Month Ago

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Consumer Safety Inspector
  • USDA Food Safety and Inspection Service
  • Hayward, CA FULL_TIME
  • Duties YOU WILL/MAY: Ensure that regulated establishments produce a safe product by executing appropriate inspection methods, determining non-compliance with regulatory requirements, documenting nonco...
  • 20 Days Ago

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Manager, Consumer Innovations
  • Torani
  • San Leandro, CA FULL_TIME
  • Manager, Consumer Innovations Torani is a purpose driven, people focused company with a passion for flavoring beverages across the globe. For almost 100 years we’ve been reimagining how to flavor beve...
  • 23 Days Ago

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Head of Trade and Consumer Marketing
  • Prime Roots
  • Berkeley, CA FULL_TIME
  • Head of Marketing Position Description: Prime Roots was founded in a mutual love for the traditions around eating meat and the vision of a better option for our planet. Prime Roots is seeking a Head o...
  • 25 Days Ago

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Director, Consumer Product
  • Babylist
  • Emeryville, CA FULL_TIME
  • Who We Are Babylist is the leading digital destination for growing families. For over a decade, Babylist has been the technology solution for expecting parents and the community that supports them, ex...
  • 6 Days Ago

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Consumer Insights Manager -CLIF
  • U001 Mondelez Global LLC
  • Emeryville, CA FULL_TIME
  • Job Description Are You Ready to Make It Happen at Mondelēz International? Join our Mission to Lead the Future of Snacking. Make It With Pride. Location: This is a hybrid position with option to be ba...
  • 11 Days Ago

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0 Consumer Credit Analyst jobs found in Oakland, CA area

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Venture Capital & Private Equity Apprenticeship
  • Venture University
  • The Venture Capital & Private Equity Investor Accelerator Program offers individuals the opportunity to gain high qualit...
  • 3/28/2024 12:00:00 AM

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2nd Year Investment Banking Associate
  • Union Square Advisors
  • San Francisco, CA
  • *Appropriate for candidates with one full year of experience as an Associate in Investment Banking* Associates at Union ...
  • 3/28/2024 12:00:00 AM

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VP, Finance
  • Ariat International
  • San Leandro, CA
  • About the Role The Vice President of Finance will initially be responsible for all global financial operations of the Co...
  • 3/27/2024 12:00:00 AM

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Head of Data Science
  • Glocomms
  • This client is a fast growing tech company in it's later pre-IPO stages focused on optimizing the rapid progression of t...
  • 3/26/2024 12:00:00 AM

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Corporate Development Analyst/Associate
  • Flynn Group
  • Opportunity – Flynn Group LP (San Francisco) Immediate opportunity to join a rapidly growing San Francisco-based holding...
  • 3/26/2024 12:00:00 AM

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Investment Banking Analyst, TMT
  • Jefferies
  • Jefferies Financial Group Inc. (‘‘Jefferies,’’ ‘‘we,’’ ‘‘us’’ or ‘‘our’’) is a U.S.-headquartered global full service, i...
  • 3/25/2024 12:00:00 AM

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Market Research Analyst
  • BayStreet Research, LLC
  • Oakland, CA
  • MARKET RESEARCH ANALYST - Unlock the Power of Data in the Mobile Computing Market Salary: $65,000 - $85,000 per year bas...
  • 3/24/2024 12:00:00 AM

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Music Analyst 2
  • Sirius XM
  • Oakland, CA
  • Responsibilities: Who We Are: SiriusXM and its brands (Pandora, SiriusXM Media, AdsWizz, Simplecast, and SiriusXM Connec...
  • 3/24/2024 12:00:00 AM

Oakland is in the eastern region of the San Francisco Bay. In 1991 the City Hall tower was at 37°48′19″N 122°16′21″W / 37.805302°N 122.272539°W / 37.805302; -122.272539 (NAD83). (The building still exists, but like the rest of the Bay Area, it has shifted northwest perhaps 0.6 meters in the last twenty years.) The United States Census Bureau says the city's total area is 78.0 square miles (202 km2), including 55.8 square miles (145 km2) of land and 22.2 square miles (57 km2) (28.48 percent) of water. Oakland's highest point is near Grizzly Peak Blvd, east of Berkeley, just over 1,760 feet (...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$65,083 to $88,461
Oakland, California area prices
were up 4.5% from a year ago

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020