Consumer Credit Analyst jobs in Lawrence, KS

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • HR Partners
  • Topeka, KS FULL_TIME
  • Company: Kaw Valley Bank
    Title: Credit Analyst
    Job Classification: Non-Exempt, Full-Time
     
    Primary Accountabilities:
    The Credit Analyst is responsible for administering Kaw Valley Bank’s (“Bank’s”) entire loan portfolio by ensuring sound credit practices, proper documentation, analysis and adherence to credit policies. Position will provide ongoing credit training and development.

    Major Duties:
    • Provides credit analysis for the lending activities of the Bank by analyzing financial information on borrowers and guarantors. Performs global cash flow analysis when necessary
    • Underwrites, analyzes and prepares loan presentations for Commercial and Business banking loans.
    • Analyzes the credit and collateral aspects of business and individual loans both secured and unsecured.
    • Ensures overall bank loan documentation and credit file administration is complete and consistent with loan policy. Directs and oversees processes to ensure loans comply with contractual and legal terms of the credit (i.e. financial covenant tracking, borrowing base certification, lien/collateral perfection, and related terms.)
    • Monitors loans to ensure proper documentation with respect to items such as periodic calculation of ratios to determine financial compliance. Provides accurate financial analysis.
    • Conducts financial analyses to support lending guidelines (i.e. LTV, Debt Service Coverage, Credit Ratios) for impact on credit quality and efficiency, or other analytical projects as assigned.
    • Validates credit risk ratings and loan structure (i.e. pricing, credit compliance & appropriate accounting treatment such as TDR/Non-Accrual).
    • Ensures credit systems are designed based on current credit risk profile and ensure confirmations are delivered and analyzed for Asset-Based (Account Receivable) loans.
    • Performs additional duties as assigned.
    Required Qualifications:
    • Undergraduate degree in a business or finance related field. In lieu of degree, equivalent experience may be accepted.
    • Three (3) to five (5) years of experience in credit risk management, internal/external loan review, and/or previous credit analyst experience. One (1) to three (3) years previous lending experience is preferred but not required.
    • Experience with quantitative analysis methods such as stress testing, regression, loss forecasting, global cash flow analysis, etc.
    • Knowledge of loan documentation, appraisal analysis.
    • Must possess discretion, good judgment, and organizational and analytical skills and able to make reliable and prompt decisions using available information.
    • Must have strong experience with Excel, Word, and KVB core systems.
    • Must have thorough understanding of financial data such as tax returns, accountant prepared documents, cash flow, balance sheet, profit & loss, and collateral dynamics of customer’s properties and geographic area.
    • Excellent communications skills, both written and verbal and must be able to read, write, speak, and otherwise communicate with customers in English.
    • Must demonstrate good work habits, maintain a professional appearance and attitude, and follow policies and procedures.
    Physical Demands:
    • Ability to sit for extended periods of time.
    • Work normally requires finger dexterity and eye-hand coordination to operate computer keyboard at a moderate skill level.
    • Ability to read computer screens and email, mail and talk on the phone.
    • Ability to lift up to twenty-five (25) pounds.
    Work Environment:
    • Professional and deadline-oriented environment in an office setting.
    • Interacts frequently with senior management, customers, prospects, operations and technical staff. When needed and in conjunction with loan officers will meet with current and potential customers to obtain information needed for loan requests.
    • Potential exposure to dangerous criminal activity.
    Additional Duties: Additional duties and responsibilities may be added to this job description at any time. The job description does not state or imply that these are the only activities to be performed by the employee(s) holding this position. Employees are required to follow any other job-related instructions and to perform any other job-related responsibilities as requested by their supervisor.

    Employee Benefits Include: Paid Sick/Vacation Time, Paid Holidays, Health & Dental Insurance, Short- & Long-Term Disability, 401(K) with a Match plus more.

    Please apply at: https://www.kawvalleybank.com/about/careers We are an Equal Opportunity Employer.
  • 10 Days Ago

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Senior credit analyst
  • Career 1 Source
  • Topeka, KS FULL_TIME
  • Senior Commercial Credit Analyst Opportunity Career 1 Source is looking for an experienced commercial credit analyst or underwriter to join one of the best banks in Northeast Kansas! What’s in it for ...
  • 1 Month Ago

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Quality specialist
  • Post Consumer Brands
  • Lawrence, KS FULL_TIME
  • Business Unit Overview : Headquartered in Lakeville, Minn., Post Consumer Brands, a business unit of Post Holdings, Inc., is dedicated to providing people and their pets with delicious food choices fo...
  • 21 Days Ago

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Processing operator
  • Post Consumer Brands
  • Lawrence, KS FULL_TIME
  • Job Description Business Unit Overview Brand We’re always searching the center store for the next exciting product to add to our portfolio, and right now, we’re growing and need passionate, driven ind...
  • 5 Days Ago

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Consumer specialist
  • OneMain Financial
  • Grantville, KS FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Special...
  • 21 Days Ago

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Consumer specialist
  • OneMain Financial
  • Topeka, KS FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. Consumer Loan Sales Speci...
  • 1 Month Ago

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0 Consumer Credit Analyst jobs found in Lawrence, KS area

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2025 Summer Analyst
  • VantEdge Partners LP
  • Overland Park, KS
  • VantEdge Partners, LP (“VantEdge”), is a family office focused on private equity investments headquartered in the Kansas...
  • 3/28/2024 12:00:00 AM

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Merchandise Manager
  • Waters Hardware
  • Paola, KS
  • Job Description Job Description Benefits: 401(k) 401(k) matching Dental insurance Employee discounts Health insurance Pa...
  • 3/28/2024 12:00:00 AM

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Data Integrity Analyst – Contract – Remote within two hours from Harrisville, PA – US, GC. C2C
  • System Soft Technologies
  • Kansas City, MO
  • Data Integrity Analyst – Contract – Remote within two hours from Harrisville, PA – US, GC. C2C The selected candidate wi...
  • 3/28/2024 12:00:00 AM

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Senior Pricing Analyst
  • Robert Half
  • Overland Park, KS
  • Position: PRICING DATA ANALYST Location: HYBRID - OVERLAND PARK, KS Salary: DEPENDING ON EXPERIENCE $90-100K + BONUS + E...
  • 3/27/2024 12:00:00 AM

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Loan Support Analyst - Collateral Surveillance - Midland
  • PNC Financial Services Group, Inc.
  • Kansas City, KS
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 3/27/2024 12:00:00 AM

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AVP, Credit Model Development – Consumer Bank Models
  • Synchrony Financial
  • Merriam, KS
  • Job Description: Role Summary/Purpose: In this role, you will manage Consumer Bank (CB) models in the Credit organizatio...
  • 3/26/2024 12:00:00 AM

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Incident Communication Analyst
  • Zinnia
  • Topeka, KS
  • WHO WE ARE: Zinnia is simplifying how people buy, sell, and administer insurance products. Combining intuitive enterpris...
  • 3/25/2024 12:00:00 AM

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Loan Support Analyst Senior - Insurance - Midland
  • PNC Financial Services Group, Inc.
  • Overland Park, KS
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 3/24/2024 12:00:00 AM

Lawrence is the county seat of Douglas County and sixth-largest city in Kansas. It is located in the northeastern sector of the state, astride Interstate 70, between the Kansas and Wakarusa Rivers. As of the 2010 census, the city's population was 87,643. Lawrence is a college town and the home to both the University of Kansas and Haskell Indian Nations University. Lawrence was founded by the New England Emigrant Aid Company, and was named for Amos Adams Lawrence, a Republican abolitionist originally from Massachusetts, who offered financial aid and support for the settlement. Lawrence was cent...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$50,391 to $68,492
Lawrence, Kansas area prices
were up 1.3% from a year ago

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020