Consumer Credit Analyst jobs in Hobbs, NM

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • COMMUNITY NATIONAL BANK
  • Lubbock, TX OTHER
  • Job Details

    Job Location:    Lubbock Branch - Lubbock, TX
    Position Type:    Full Time
    Salary Range:    Undisclosed
    Job Category:    Banking

    Description

    General Summary

    Under moderate supervision, but according to established policies and procedures, assist loan officers with loan analysis.  Develop and analyze all types of credit information pertaining to diversified types of loans including financial spreadsheets, trend analysis and written loan overviews.

    Principal Responsibilities and Duties

    • Responsible for staying up to date on and complying with all applicable banking laws and regulations as well as CNB policies and procedures.
    • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
    • Request and obtain loan request information and documentation from commercial lenders and lending assistants.
    • Analyze and interpret loan related documentation, data, and ratios on new, renewal, and existing loans, including data provided by clients, credit bureaus, the Federal government, and other third parties.
    • Prepare spreadsheets, reports, and summaries to present opinions and analysis to senior lenders and bank management.
    • Inform management of any credit deterioration risk or ethical issues.
    • Complete loan applications, including credit analyses and summaries of loan requests, and submit to Financial Risk Manager for review and approval.
    • Maintain regular and punctual attendance.
    • Work cooperatively with others.
    • Work overtime as needed.
    • Performs other duties as required or assigned which are reasonably within the scope of the duties in this job classification.

    Qualifications


    Skills and Abilities Required

    • Positive attitude, strong work ethic, and team player attitude.
    • Internally driven to succeed with the ability to work independently while maintaining a team mentality.
    • Excellent financial analytical skills with sound judgment and decision-making abilities.
    • Strong communication skills to effectively convey information with people outside the organization, representing the organization to customers, the public, government, and other external sources. This information can be exchanged in person, in writing, or by telephone or e-mail.
    • Ability to adapt to technological changes and apply new knowledge to responsibilities.
    • Strong ability to take on and manage requests to maintain a consistent workflow, work well under pressure, multi-task exceptionally, produce quality work within a narrow window of time, and learn and adapt to varied and added responsibilities.

    Certifications/Education and Experience

    • Bachelor’s Degree in Accounting, Finance, or Business Administration required.
    • Knowledge of economic and accounting principles and practices, financial markets, banking, and the analysis and reporting of financial data.
    • Expert level knowledge in Microsoft Excel, proficient in Microsoft Word, Outlook, and Adobe Acrobat.
    • Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.

    Working Conditions

    • Busy environment with varied noise and at times of heavy distraction.
    • Indoor, in an office environment, with a typical 40-hour workweek.
    • High levels of noise produced by bank equipment.
    • Considerable effort and eyestrain from continuous computer use.

    Physical Requirements

    • Occasionally move office equipment, and files weighing 10 pounds.
    • Constantly operate a computer and other office productivity machinery, such as a calculator, copy machine, and computer printer.
    • Must be able to remain in a stationary position for long periods of time to process work and assist customers.
  • 15 Days Ago

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Credit Analyst I (Full Time) - Ave Q Lubbock
  • PROSPERITY BANK
  • Lubbock, TX FULL_TIME
  • How to apply: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers and to find more job opportunities with our company. Please note by not applying through...
  • Just Posted

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Credit Analyst I (Full Time) - Lubbock Ave Q
  • PROSPERITY BANK
  • Lubbock, TX FULL_TIME
  • How to apply: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers and to find more job opportunities with our company. Please note by not applying through...
  • 14 Days Ago

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Consumer Loan Sales Specialist
  • OneMain Financial
  • Midland, TX FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. Consumer Loan Sales Speci...
  • Just Posted

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Consumer Sales Representative-Retail
  • TDS Telecom
  • Hobbs, NM FULL_TIME
  • Overview Work Location: On site at 2827 N Dal Paso St Ste 129, Hobbs, NM Type of Position: Full Time – 40 Hours per Week Hourly Rate: $17.83, uncapped commission (targeted at $2.02/hr), your targeted ...
  • 12 Days Ago

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Assistant Credit Administrator
  • Yoakum National Bank
  • Odessa, TX FULL_TIME
  • We are seeking an Assistant Credit Administrator for one of our 3 locations: Yoakum, Odessa or San Antonio Job Function: The Assistant Credit Administrator will be responsible for supporting the Credi...
  • Just Posted

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0 Consumer Credit Analyst jobs found in Hobbs, NM area

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Full Time Nanny and Housekeeper
  • Care
  • Hobbs, NM
  • Responsibilities Duties include light housekeeping such as maintaining common areas, unloading dishwasher, kids laundry
  • 3/28/2024 12:00:00 AM

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DETENTION OFFICER
  • City of Hobbs, NM
  • Hobbs, NM
  • Salary: $21.50 - $24.72 Hourly Location : Hobbs, NM Job Type: Full Time NonExempt Job Number: 202300747 Department: POLI...
  • 3/28/2024 12:00:00 AM

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Chief Financial Officer - B2B EXIT & B2B CFO
  • B2B CFO
  • Hobbs, NM
  • Seeking An Experienced CFO Are you a driven and entrepreneurial CFO with experience in helping business owners improve t...
  • 3/28/2024 12:00:00 AM

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Groundskeeper - 2 Positions
  • New Mexico Junior College
  • Hobbs, NM
  • Salary: $17.84 - $21.74 Hourly Location : Hobbs, NM Job Type: Full-Time Job Number: GRDKPR24 Department: Grounds Departm...
  • 3/28/2024 12:00:00 AM

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CERTIFIED POLICE OFFICER
  • City of Hobbs, NM
  • Hobbs, NM
  • Salary: $29.00 - $33.35 Hourly Location : Hobbs, NM Job Type: Full Time NonExempt Job Number: 202300702 Department: POLI...
  • 3/28/2024 12:00:00 AM

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CDL Oil Tanker Driver - Carlsbad, NM
  • Plains
  • Hobbs, NM
  • Job Type: Regular Plains All American is an industry-leading transportation and midstream provider specializing in trans...
  • 3/28/2024 12:00:00 AM

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Teachers for Tech/STEM Summer Camp
  • Black Rocket Productions
  • Hobbs, NM
  • Job Description New Mexico Junior CollegeSummer Camp Instructor Position: Digital Arts, Technology & STEM Are you passio...
  • 3/28/2024 12:00:00 AM

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Retail Merchandiser
  • SFS, Inc.
  • Hobbs, NM
  • Overview: Retail Merchandiser Come join SFS as a Retail Merchandiser independent contractor and enjoy all the benefits o...
  • 3/28/2024 12:00:00 AM

Hobbs is a city in Lea County, New Mexico, United States. The population was 34,122 at the 2010 Census, increasing from 28,657 at the 2000 census. Hobbs is the principal city of the Hobbs, New Mexico Micropolitan Statistical Area, which includes all of Lea County. According to the United States Census Bureau, the city has a total area of 18.9 square miles (49 km2), all of it land....
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$47,623 to $64,729
Hobbs, New Mexico area prices
were up 1.2% from a year ago

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020