Consumer Credit Analyst jobs in Elk Grove, CA

Purpose
This position is responsible for maintaining Construction and Materials commercial accounts, performing collection activities and coordinating proper legal documentation. This classification requires strong research and negotiation skills, the ability to maintain a high level of confidentiality as well as the ability to work in a team environment and maintain effective working relationships with all levels of staff and management.

Focus & Scope
Essential duties and responsibilities, i.e. those which are basic, necessary, and an integral part of the job, are indicated below:

Company / Entity

• Actively supports the achievement of the company and business unit’s goals and objectives by performing collections for the Credit Department to assist in minimizing potential losses to the Company.
• Collaborates across company and supports consistent technical practices. Adheres to policies, procedures and standards that protect the company’s assets.
• Promotes and protects Teichert’s values including diversity, teamwork, fair work environment and respect of others in order to maintain a “team” spirit within the business unit and on project teams; works and cooperates with other disciplines across company lines to ensure maximum and best uses of Teichert resources.
• Builds and maintains positive working relationships with internal and external customers. Maintains a positive impression of the department and company with external customers through professional interactions.
• Promotes and protects the community perception of Teichert.

Technical/Specialty Area

• Evaluates incoming credit applications from potential customers. Reviews legal status of company, performs credit checks, reviews contractor’s license and past credit history. Uses prudent judgment to determine credit worthiness. Notifies applicant of application status in a timely manner. Escalates more complex applications to supervisor for credit determination.
• Answers a high volume of inquiries from existing and potential credit customers in a polite and professional manner. Researches and resolves discrepancies. Forwards escalated calls to Supervisor.
• Gathers preliminary lien information and prepares lien releases as needed. Prepares and records Mechanic’s Liens and Stop Notices. Audits Resale Cards to ensure validity.
• Coordinates collection activity on delinquent accounts with internal personnel and outside agencies. Initiates legal paperwork and forwards to the appropriate parties for processing.
• Strives to minimize Daily Sales Outstanding (DSO) and bad debt write-off for department to minimize potential company losses. Reviews accounts and aging reports to monitor account activity.
• Validates daily cash payments variances related to construction job and material customer payments. Coordinates proper coding of customer discounts, adjustments, back-charges, voided checks and credit memos. Researches and resolves errors and discrepancies.
• Prepares a variety of standardized and ad-hoc confidential reports for management.
• Performs routine to complex accounting function tasks, ensuring that critical deadlines are met.
• A valid Driver’s License and the ability to maintain an acceptable driving record.

Relationships, Qualifications and Requirements, & Competencies
Key Relationships
Reports to:

• Credit Manager

Direct Reports:

• None

External Clients:

• Vendors

Internal Clients:

• Operations and Joint Strategic Services

Role Qualifications & Requirements
Education

• Bachelor’s Degree in Finance, Business Administration or related field or an equivalent combination of training and related experience.

Experience & Industry Expertise:

• One (1) to three (3) years of experience in a Commercial Credit environment or an equivalent combination of training and related experience.
• A general understanding of Commercial Credit and Accounting theories, practices and terminologies. Knowledge of Mechanic’s Lien and related laws preferred.

Specific Job Requirements:

• Must be proficient in computer software skills including Word, Excel and Outlook. Experience with Viewpoint Vista or a similar ERP system preferred. Must be proficient in ten-key.
• Must demonstrate excellent written and verbal communication skills.
• Must demonstrate the ability to make sound decisions based on analysis, experience and judgment.
• Must demonstrate the ability to problem-solve issues to resolution.
• Must demonstrate the ability work well under pressure, remaining composed and professional.
• Must demonstrate ability to work in a fast-paced environment, prioritize and manage multiple assignments.
• Must demonstrate strong organizational skills and time management practices.
• Must develop and maintain strong working relationships internally and externally.
• Must demonstrate the ability to develop process improvements to enhance or streamline existing or new practices.
• Must demonstrate the ability to maintain a high level of confidentiality.
• Must demonstrate sensitivity to customers’ needs and circumstances.

Competencies

• Relationship Management
• Business Acumen
• Communications
• Organization and Management
• Technology: Microsoft Office
• Technical competence in Collections

Equipment Used, Physical Demands, and Work Environment
Equipment Used:

• Personal computer, telephone

Physical Demands & Work Environment: The physical demands and work environment characteristics are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Physical: Sitting for long periods of time working at the computer or driving to job sites. Job site visits require walking on uneven ground, climbing, bending, stooping, crawling in confined or enclosed spaces. Some lifting of materials and equipment up to 50 lbs. Close vision, distance vision, peripheral vision, depth perception, and the ability to adjust focus. May work long hours during peak seasons.
• Work Environment: Typical office environment with adequate temperatures and lighting, low levels of noise. Demands of meeting tight deadlines. Exposed to the conditions of job sites which can include loud noise, dust, fumes, and extreme weather conditions prevalent at the time. May work various shifts or hours, including early mornings, dusk or evenings.

BASE SALARY RANGE:
$66,667.00 - $93,333.00
The range displayed reflects the range the company reasonable expects to pay for the position. The actual base salary is subject to variation due to the role, level, geographic location, relevant education, training, or experience, among other factors.

Employer Disclosure Statement
The above statements and job description is intended to describe the nature and level of work being performed within this job. They are not intended to be an exhaustive list of all responsibilities, duties, and tasks. Other similar or additional duties are performed as assigned.

Equal Opportunity Employer
Teichert and its subsidiaries are proud to be an equal opportunity workplace. Individuals seeking employment at our company are considered without regards to age, ancestry, color, race, gender (including pregnancy, childbirth, or related medical conditions), gender identity or expression, sexual orientation, genetic information, marital status, medical condition, mental or physical disability, national origin, protected family care or medical leave status, religion, military or veteran status, or any other characteristic protected by federal, state, or local laws.

Notice to Staffing Agencies
Teichert, Inc. and its subsidiaries ("Teichert") will not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to Teichert, including unsolicited resumes sent to a Teichert mailing address, fax machine or email address, directly to Teichert employees, or to Teichert’s resume database will be considered Teichert property. Teichert will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Teichert will consider any candidate for whom an Agency has submitted an unsolicited resume to have been referred by the Agency free of any charges or fees. Agencies must obtain advance written approval from Teichert’s recruiting function to submit resumes, and then only in conjunction with a valid fully-executed contract for service and in response to a specific job opening. Teichert will not pay a fee to any Agency that does not have such agreement in place. Agency agreements will only be valid if in writing and signed by Teichert’s Human Resources Representative or his/ her designee. No other Teichert employee is authorized to bind Teichert to any agreement regarding the placement of candidates by Agencies.

3500 American River Drive

Sacramento

California

95864

Credit Analyst