Consumer Credit Analyst jobs in Coventry, RI

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Senior Credit Analyst
  • Navigant Credit Union
  • Smithfield, RI FULL_TIME
  • ABOUT:

    People helping people. That's what a credit union, and in particular Navigant Credit Union, is all about. Our mission is to improve the financial well-being of the families, businesses, and communities we serve, and have been since our founding in 1915.

    Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island, yet still maintain our community-driven values.

    Those values-and our belief in putting people first-are just a few of the reasons why Navigant Credit Union has been named "Rhode Island's Best Place to Work" year-after-year by the Providence Business News.

    Our Core Values consist of "Leadership, Unity, Caring, and Integrity" are the guiding principles for our organization. They are the qualities and/or traits that we consider a high priority for Navigant Credit Union employees.

    Our company prides itself on demonstrating community-based values and investing in our workforce, while exceeding member expectations. We offer tremendous opportunities for professional development, career advancement, and a best-in-class benefits package including a rich medical and dental plan, vision benefits, a robust 401(k) with a generous employer match, tuition reimbursement, competitive salaries, paid volunteer days, and opportunities to give back to the community.

    If you believe you'd be a great fit, and are interested in joining our team, check out our open positions and apply today!


    ABOUT THE ROLE:

    Under general supervision, but following established policies and procedures, is responsible to prepare, analyze and assess credit quality of new and existing commercial loans. Provides operational and administrative support to the Commercial Loan Officers in the originating and underwriting of commercial loans. Maintains appropriate databases for accurate reporting and follow-ups. Tracks annual reviews and ensures appropriate documents are updated. Responds to questions and/or provides information upon request from members/customers (internal & external). Assists members and potential members in understanding & utilizing Credit Union products & services.

    WHAT YOU WILL DO: (in descending order of importance)

    1. Develops credit information for use by Commercial/Business Banking Officers needed in making commercial lending decisions on new loan, as well as the renewal and extension of existing loans. Reviews all pertinent credit and financial information, including reporting services, credit bureaus, terror watch lists, savings and loan associations or banks, and bank files. Determines the need for more thorough investigation or additional information, and contacts appropriate sources for such information. Prepares spreadsheet and financial information. Analyzes financial statements and related material. Researches company history and industry data. Prepares summary analysis, presents facts, and offers opinions concerning credit worthiness to Commercial/Business Banking Officers.
    2. Tracks and follows up on loan proposals and gathers all information relevant for the consideration of a new, or increased, relationship with a prospect or member, including but not limited to analyzing financial statements, tax returns, business plans, etc. Assists commercial loan officers with completing loan packages and following up on outstanding items/ conditions. Prepares member business loan request forms, term sheets and commitment letters as required. Oversees document request letters for financial statements, insurance binders, etc.
    3. Utilizes tact and experienced-based knowledge to resolve customer/member (internal and external) problems, explaining specific policies and products while representing the Credit Union in a professional manner and maintaining positive customer relations.
    4. Performs other credit analysis, commercial loan support, member/customer relations and administrative related duties as assigned by VP/Sr. Commercial Credit Officer.

    QUALIFICATIONS:

    Education

    BA/BS in Business, Finance, Accounting, Marketing or related field required.

    Experience/Skills/Knowledge:

    1. Minimum 5 years previous experience in a commercial lending/loan support function. Previous commercial credit training required.
    2. Demonstrated knowledge of commercial lending policies, procedures, regulations and legislation.
    3. Excellent verbal, written, telephone and interpersonal communication skills.
    4. Must possess excellent organizational, problem-solving and analytical skills. Attention to detail a must.
    5. Ability to handle simultaneously, multiple tasks and changing priorities and produce the desired results.
    6. Must possess a strong service orientation and willingness to assist members.
    7. PC proficient, including Microsoft Office (Word, Excel, Outlook) and the Internet.
    8. Ability to function in a financial institution branch environment and utilize standard office equipment including but not limited to: fax, copier, telephone, etc. Travel required.
    9. Ability to lift a minimum 25 lbs. i.e. file boxes
  • 24 Days Ago

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Credit Analyst
  • Shoreham Bank
  • Warwick, RI FULL_TIME
  • This is not a remote position and candidates must be available to work in our corporate office located in Warwick, Rhode Island.This position is responsible for working with referral sources and borro...
  • 2 Days Ago

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Vice President of Consumer & Mortgage Lending
  • Westerly Community Credit Union
  • Wakefield, RI OTHER
  • $1,000 Sign-on Bonus *Paid out after 90 days with a satisfactory review* ESSENTIAL FUNCTIONS AND BASIC DUTIES1.Branch Strategy. •Provide vision, leadership, and direction in the planning and implement...
  • 1 Month Ago

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Data Analyst
  • Navigant Credit Union
  • Smithfield, RI FULL_TIME
  • ABOUT: People helping people. That's what a credit union, and in particular Navigant Credit Union, is all about. Our mission is to improve the financial well-being of the families, businesses, and com...
  • Just Posted

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BSA & Fraud Analyst
  • Westerly Community Credit Union
  • Wakefield, RI OTHER
  • $1,000 Sign-on Bonus *Paid out after 90 days with a satisfactory review* ESSENTIAL FUNCTIONS AND BASIC DUTIES 1. Assumes responsibility for providing daily operational support to the Risk and Fraud Ma...
  • 1 Month Ago

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Third Party Risk Analyst
  • Navigant Credit Union
  • Smithfield, RI FULL_TIME
  • ABOUT: People helping people. That's what a credit union, and in particular Navigant Credit Union, is all about. Our mission is to improve the financial well-being of the families, businesses, and com...
  • 1 Month Ago

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0 Consumer Credit Analyst jobs found in Coventry, RI area

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Senior Analyst-Project Management and Executive Support
  • CVS Pharmacy, Inc.
  • Woonsocket, RI
  • As the Senior Analyst-Project Management and Executive Support, you will deliver project management and executive admini...
  • 3/28/2024 12:00:00 AM

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Senior Analyst- Model Validation (US REMOTE)
  • Ally
  • Providence, RI
  • **General information** **Ref #** 17030 **Remote?** Yes **Ally and Your Career** * Ally Financial only succeeds when its...
  • 3/26/2024 12:00:00 AM

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Compliance Analyst
  • CENTREVILLE BANK
  • West Warwick, RI
  • The Compliance Analyst supports the VP Compliance Manager and performs various tasks and monitoring to ensure adherence ...
  • 3/25/2024 12:00:00 AM

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Book keeper/data analyst
  • EL Group LLC dba Lotuff Leather
  • Providence, RI
  • Job Description Job Description We are seeking a book keeper/office manager/data analyst. The position could be part tim...
  • 3/25/2024 12:00:00 AM

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Customer Support Specialist - Remote
  • The Judge Group
  • Providence, RI
  • Job Overview:A Customer Support Specialist position focuses on retaining and servicing the largest and most strategic ac...
  • 3/24/2024 12:00:00 AM

Coventry is a town in Kent County, Rhode Island, United States. The population was 35,014 at the 2010 census. According to the United States Census Bureau, the town has a total area of 62.3 sq mi (161 km2). 59.5 sq mi (154 km2) of it is land and 2.8 sq mi (7.3 km2) of it (4.49%) is water. The town is bordered by West Warwick to the east, Foster, Scituate, and Cranston to the north, West Greenwich and East Greenwich to the south, and Sterling, Connecticut to the west. It is the largest town in land area in Rhode Island, being surpassed in total area only by South Kingstown, Rhode Island, wi...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$56,067 to $76,207
Coventry, Rhode Island area prices
were up 1.6% from a year ago

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020