Consumer Credit Analyst jobs in Costa Mesa, CA

Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

S
AVP, Credit Model Development - Consumer Bank Models
  • Synchrony Financial
  • Costa Mesa, CA FULL_TIME
  • Job Description:

    Role Summary/Purpose:

    In this role, you will manage Consumer Bank (CB) models in the Credit organization, and report directly into to the VP, Credit Model Leader. The successful candidate will be responsible for managing key aspects of the model governance framework, including initiation, development, vendor management, monitoring, validation, implementation and regulatory responses. We are looking for a candidate who is curious and passionate about developing innovative solutions and has experience in big data environments, computer programming, Hadoop, Spark, Python, etc. The successful candidate will have excellent communication & project management skills, strong model development experience and good understanding of model risk. The role will be responsible for hands-on model development to support the Consumer Bank team.

    We're proud to offer you choice and flexibility. You have the option to be remote, and work from home, or come into one of our offices. You may be occasionally requested to commute to our nearest office for in person engagement activities such as team meetings, training and culture events.

    Essential Responsibilities:

    • Lead CB projects working closely with vendors and Enterprise Fraud strategy team

      • Identify and test appropriate consumer bank models for SYF

      • Work on data collection, data cleansing, methodology evaluation, model assessment, model development, testing and validation.

      • Hands on analytics, ongoing monitoring and model development activities

      • Maintain comprehensive model documentations needed to meet regulatory requirements.

      • Analyze datasets in order to find opportunities through data analytics

    • Lead the model monitoring process for CB models, including root cause drivers of any material shifts in model performance, manage discussions with Model Owners, maintain model change logs

    • Manage model approval process with legal/compliance, fair lending, model validation & development, business user and other governance teams

    • Assist the model sponsor and model owners in providing documentation and responses related to model risk management for internal/ external reviews

    • Manage model Inventory; drive model simplification in business

    • Manage audit and validation requests, and develop remediation plan for timely resolution on any issues uncovered through those requests

    • Perform other duties and/or special projects as assigned

    Qualifications/Requirements:

    • Bachelor's degree in Mathematics/Statistics/Financial Engineering or other quantitative field with 4 years of experience in Credit Risk / Financial Industry, or in lieu of a degree, 8 years of experience in Credit Risk/Financial industry

    • 2 years of hands-on modeling experience with Credit/Fraud Scorecard

    • 2 years working with large data sets and Hands on programming skills (SAS/SQL/R/Python etc.)

    Desired Characteristics:

    • Masters or higher in a quantitative discipline

    • Deep familiarity with model risk management under SR 11-7 model governance requirements

    • Extensive experience with Compliance/ legal in interpreting and implementing quantitative regulatory requirements within business settings

    • Excellent writing, communication and inter personal skills

    • Experience in developing consumer bank models

    • Familiarity with Consumer Banking business

    • Direct exposure with delivering on data requests for auditors/examiners

    • Proven ability to lead a team of analysts

    • Strong leadership skills to drive change and results

    Grade/Level: 11

    The salary range for this position is 90 000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.

    Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

    Salaries are adjusted according to market in CA, NY Metro and Seattle.

    Eligibility Requirements:

    • You must be 18 years or older

    • You must have a high school diploma or equivalent

    • You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process

    • You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.

    • N ew hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months' time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months' time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don't meet the time in position or performance expectations).

    Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

    Our Commitment:

    When you join us, you'll be part of a diverse, inclusive culture where your skills, experience, and voice are not only heard-but valued. We celebrate the differences in all of us and believe that our individual, unique perspectives is what makes Synchrony truly a great place to work. Together, we're building a future where we can all belong, connect and turn ideals into action. Through the power of our 8 Diversity Networks , with more than 60% of our workforce engaged, you'll find community to connect with an opportunity to go beyond your passions.

    This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status.

    Reasonable Accommodation Notice:

    • Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.

    • If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-. Representatives are available from 8am - 5pm Monday to Friday, Central Standard Time

    Job Family Group:

    Credit


    About the Company:
    Synchrony Financial



  • 1 Month Ago

C
Senior Analyst, Consumer Insights
  • CHIPOTLE
  • Newport, CA OTHER
  • Senior Analyst, Consumer Insights (24005600)DescriptionCULTIVATE A BETTER WORLD Food served fast does not have to be a typical fast-food experience. Chipotle has always done things differently, both i...
  • 1 Month Ago

P
Senior Credit Analyst
  • Pacific Life
  • Newport, CA FULL_TIME
  • Job Description:Pacific Life is investing in bright, agile and diverse talent to contribute to our mission of innovating our business and creating a superior customer experience. We're actively seekin...
  • 19 Days Ago

P
Sr Credit Analyst - Infrastructure
  • Pacific Life
  • Newport, CA FULL_TIME
  • Job Description:Pacific Life is investing in bright, agile and diverse talent to contribute to our mission of innovating our business and creating a superior customer experience. We're actively seekin...
  • Just Posted

P
Credit Research Analyst
  • Pacific Investment Mgt Co. LLC
  • Newport, CA FULL_TIME
  • PIMCO is a global leader in active fixed income with deep expertise across public and private markets. We invest our clients’ capital across a range of fixed income and credit opportunities, leveragin...
  • 12 Days Ago

P
Credit Research Analyst
  • PIMCO Ltd. - Pacific Investment Management Company
  • Newport, CA FULL_TIME
  • PIMCO is a global leader in active fixed income with deep expertise across public and private markets. We invest our clients' capital across a range of fixed income and credit opportunities, leveragin...
  • 1 Month Ago

Filters

Clear All

Filter Jobs By Location
  • Filter Jobs by companies
  • More

0 Consumer Credit Analyst jobs found in Costa Mesa, CA area

G
Senior Analyst, Procurement & Project
  • GLOVIS America
  • Irvine, CA
  • Job Details Job Location Irvine Headquarters - Irvine, CA Position Type Full Time Education Level High School/G.E.D Trav...
  • 3/28/2024 12:00:00 AM

H
10436 - Sr Business Systems Analyst
  • Hyundai Autoever America
  • Irvine, CA
  • 10436 Sr Business Systems Analyst Purpose The Sr. Business Systems Analyst will analyze business issues, define requirem...
  • 3/28/2024 12:00:00 AM

N
Land Finance Analyst
  • New Home Co.
  • Irvine, CA
  • New Home Co. is a new generation homebuilder focused on the design, construction and sale of innovative and consumer-dri...
  • 3/28/2024 12:00:00 AM

L
Financial Risk Specialist
  • Lobel Financial Corporation
  • Buena Park, CA
  • Job Description Job Description Lobel Financial is a California based full-service motor vehicle sales finance company s...
  • 3/28/2024 12:00:00 AM

S
Data Integrity Analyst – Contract – Remote within two hours from Harrisville, PA – US, GC. C2C
  • System Soft Technologies
  • Irvine, CA
  • Data Integrity Analyst – Contract – Remote within two hours from Harrisville, PA – US, GC. C2C The selected candidate wi...
  • 3/28/2024 12:00:00 AM

S
AVP, Credit Model Development – Consumer Bank Models
  • Synchrony Financial
  • Costa Mesa, CA
  • Job Description: Role Summary/Purpose: In this role, you will manage Consumer Bank (CB) models in the Credit organizatio...
  • 3/26/2024 12:00:00 AM

A
Benefits Analyst (Consumer Benefits Solutions)
  • Aon Corporation
  • Irvine, CA
  • Posting Description: Benefit Analyst As part of an industry-leading team, you will help empower results for our clients ...
  • 3/26/2024 12:00:00 AM

V
Senior Sales & Operations Analyst
  • VF Corporation
  • Costa Mesa, CA
  • Senior Sales & Operations Analyst (VF Outdoor, LLC; Costa Mesa, CA): Develop, integrate and provide account or brand-spe...
  • 3/25/2024 12:00:00 AM

Costa Mesa (/ˌkoʊstə ˈmeɪsə/) is a city in Orange County, California. Since its incorporation in 1953, the city has grown from a semi-rural farming community of 16,840 to a primarily suburban and edge city with an economy based on retail, commerce, and light manufacturing. The population was 109,960 at the 2010 United States Census. Costa Mesa is located 37 miles (60 km) southeast of Los Angeles, California, 88 miles (142 km) north of San Diego, California and 425 miles (684 km) south of San Francisco, Costa Mesa encompasses a total of 16 square miles (41 km2) with its southernmost border only...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$59,482 to $80,848
Costa Mesa, California area prices
were up 3.0% from a year ago

Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020