Consumer Credit Analyst jobs in Cincinnati, OH
Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Consumer Credit Analyst jobs
Consumer Lending Processor II
- Cinfed Credit Union
-
Cincinnati, OH
FULL_TIME
-
About Our Company:At Cinfed Credit Union, we pride ourselves on being a member-first organization. As an employee, you’re a member too!
Our passion, which drives everything we do, is helping our community and those who live in it. We’ve worked hard to create a work environment that is a community of its own and full of people who truly care for one another and want to see each other succeed.
Our mission is to be the first choice in financial solutions, because we care about our members' success. We believe that what we do has an impact on our members' lives, and we are here to help them reach their financial goals.POSITION PURPOSE:
Responsible for providing support for consumer lending activities. Represents the Credit Union in a professional manner, on the phone and in person, assisting and referring members as necessary. Actively promotes the credit union’s full line of products and services. Provides and promotes the credit union’s service standards.
ESSENTIAL FUNCTIONS AND BASIC DUTIES:- Assumes responsibility for providing effective support for consumer lending activities.
- Assists with consumer loan processing and trailing documents.
- Assists the consumer lending team in funding loans and preparing closing documents. Ensures that the accuracy and timeliness are completed accurately and in compliance with all applicable regulations.
- Completes a quality control of recently closed consumer loans to ensure all documents are imaged, signatures are verified, the loan is setup correctly in the system, and exceptions are documented correctly.
- Assists with internal and external audits as needed.
- Assists with the insurance verification by providing auto loan insurance documents to our insurance vendor.
- Assumes responsibility for establishing and maintaining professional business relationships with members and vendors.
- Assumes responsibility for establishing and maintaining effective coordination and communication with Credit Union employees
- Assumes responsibility for related duties as required or assigned.
QUALIFICATIONS:
Education/Certification:- A high school education or GED.
Required Knowledge:- Understanding of consumer loan processing functions.
- Knowledge of consumer lending related requirements, procedures, and underwriting criteria.
- Ability to collect and analyze data.
Experience Required:- Six months to two years of similar or related experience.
Interpersonal skills:- A significant level of trust and diplomacy is required, in addition to normal courtesy and tact.
- Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature.
- Work may involve motivating or influencing others.
- Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary.
Skills/Abilities:- Good verbal and written communication skills.
- Strong customer service skills.
- Must have knowledge of fundamental lending concepts and practices.
- Good basic math skills.
- Able to use related computer applications such as Word and Excel.
- Strong organizational skills.
WHAT WE HAVE TO OFFER- Named a Top Workplace for 8 consecutive years; work in an environment where your co-workers really do love their jobs!
- Generous 401K match up to 6%
- PTO 11 paid holidays
- Health, dental, and vision insurance
- Tuition reimbursement
- Monthly gym reimbursement
- Hourly pay rate is $20 to $23 per hour and is eligible for quarterly incentive payouts
Work Schedule: Mon – Friday 8 – 5 and/or 9-6 Rotation. Sat – 9–1 RotationPre-employment background (credit, criminal, and drug) check required.An Equal Opportunity – Affirmative Action Employer M/F/D/V - 5 Days Ago
Consumer Loan Underwriter
- Cinfed Credit Union
-
Cincinnati, OH
FULL_TIME
- At Cinfed Credit Union, we pride ourselves on being a member-first organization. As an employee, you’re a member too! Our passion, which drives everything we do, is helping our community and those who...
- 25 Days Ago
Vice President, Consumer Lending
- Cinfed Credit Union
-
Cincinnati, OH
FULL_TIME
- About Our Organization: Cinfed Credit Union has been recognized as a Top Workplace in Cincinnati for eight (8) consecutive years. Our strong, collaborative work culture has propelled us to become one ...
- 1 Month Ago
Consumer Lending Processor I
- Cinfed Credit Union
-
Cincinnati, OH
FULL_TIME
- When you work at Cinfed Credit Union, you get the opportunity to feel like you’ve really made a difference…. every day. We help our members make the most of their money and reach their financial goals...
- 2 Months Ago
CREDIT ANALYST
- Flexstaff
-
Cincinnati, OH
FULL_TIME
- Well-established manufacturing company on the east side of Cincinnati, OH is looking for a Credit Analyst. Our finance team is looking for a full-time credit analyst to join their team. Under the dire...
- 6 Days Ago
AVP, Credit Model Development – Consumer Bank Models
- Synchrony Financial
-
Cincinnati, OH
FULL_TIME
- Job Description:Role Summary/Purpose:In this role, you will manage Consumer Bank (CB) models in the Credit organization, and report directly into to the VP, Credit Model Leader. The successful candida...
- 22 Days Ago
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0 Consumer Credit Analyst jobs found in Cincinnati, OH area
Quality Lab Analyst
- AstrixTechnology LLC
-
Cincinnati, OH
- Job Description Job Description Our client is an industry/global leader in fragrances as well as taste. Their sole purpo...
- 4/19/2024 12:00:00 AM
Call Center Customer Service - Starting at $20-Train/Start from Home - Florence, KY
- Citi
-
Florence, KY
- **For additional information, please review .** Call Center Customer Service - Starting at $20-Train/Start from Home - F...
- 4/19/2024 12:00:00 AM
INTELLIGENCE ANALYST
- Hiring Now!
-
Erlanger, KY
- Job Description Cyber Threat Intelligence Analyst (CTIA) - Erlanger, KyThis is an exempt level position.Position Summary...
- 4/18/2024 12:00:00 AM
Financial Planning and Analysis Manager
- Jedson Engineering
-
Cincinnati, OH
- POSITION TITLE: FP&A Analyst - Jedson Engineering LOCATION: Cincinnati OH WHO WE ARE: At Jedson Engineering, we’re focus...
- 4/17/2024 12:00:00 AM
System Analyst - PP
- Hiring Now!
-
Erlanger, KY
- Job Description System Analyst- PPADM unlocks the power of nature to enrich the quality of life. We're a premier global ...
- 4/17/2024 12:00:00 AM
Associate Quality Analyst (Sensory Lab!)
- AstrixTechnology LLC
-
Cincinnati, OH
- Job Description Job Description 1st shift M-F Pay Rate: $23/hr 3 month contract-to-hire cannot have any food allergies o...
- 4/16/2024 12:00:00 AM
AVP, Credit Model Development – Consumer Bank Models
- Synchrony Financial
-
Cincinnati, OH
- Job Description: Role Summary/Purpose: In this role, you will manage Consumer Bank (CB) models in the Credit organizatio...
- 4/15/2024 12:00:00 AM
Client Delivery Analyst (Remote)
- NielsenIQ
-
Cincinnati, OH
- **Client Delivery Analyst (Remote)** * Cincinnati, OH, USA * Employees can work remotely * Full-time * Career Site Team:...
- 4/15/2024 12:00:00 AM
About Cincinnati, Ohio
Cincinnati (/ˌsɪnsɪˈnæti/ SIN-sih-NAT-ee) is a major city in the U.S. state of Ohio, and is the government seat of Hamilton County. Settled in 1788, the city is located at the northern side of the confluence of the Licking and Ohio rivers, the latter of which marks the state line with Kentucky. The city drives the Cincinnati–Middletown–Wilmington combined statistical area, which had a population of 2,172,191 in the 2010 census making it Ohio's largest metropolitan area. With a population of 296,943, Cincinnati is the third-largest city in Ohio and 65th in the United States. Its metropolitan ar...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$52,360 to $71,173
Cincinnati, Ohio area prices
were up 1.1% from a year ago
were up 1.1% from a year ago
What does a Consumer Credit Analyst do?
Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020