Construction Loan Officer jobs in Saint Charles, MO
Construction Loan Officer sources and structures construction loans. Performs a due diligence review of potential borrowers, including risk and financial analysis. Being a Construction Loan Officer analyzes applicants' credit and financial status and obtains property appraisals to determine the feasibility of granting loans. Develops relationships with builders and developers to obtain referrals and future lending opportunities. Additionally, Construction Loan Officer structures construction loan terms and conditions according to policies. Approves loans within authorized limits or refers them to a loan committee for approval. May disburse loan proceeds at designated project mile. Requires a bachelor's degree. Typically reports to a manager. The Construction Loan Officer occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Construction Loan Officer typically requires 2 -4 years of related experience. (Copyright 2024 Salary.com)
Recently Added Construction Loan Officer jobs
Loan Officer
- Gershman Mortgage
-
Imperial, MO
FULL_TIME
-
Loan Officer
About Gershman MortgageCommunities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships.About the PositionThe Loan Officer will increase their mortgage loan portfolio by developing business contacts and attracting mortgage customers. They will be responsible for all aspects of originating and negotiating mortgage loans, as well as advising and counseling our customers on available loan options.To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.Essential Functions- Develop referral sources for purchase and refinance mortgages from realtors, builders, professional and personal contacts
- Build rapport, analyze financial situations, determine the appropriate loan product to meet clients' goals and submit a preliminary loan package for processing
- Achieve sales and referral goals
- Develop a positive client experience consistently
- Recommend loan solutions per lending guidelines and client requirements
- Manage a portfolio of customer relationships effectively
- Seek prospective opportunities to retain and/or develop new clients
Competencies- Proactively seek ways to develop and expand referral network relationships to achieve sales goals
- Desire to maximize personal productivity through attention to detail, self-motivation, and adaptability
- Actively participate in opportunities to expand knowledge, influence others, and maintain continuing education
Required Education and Experience- BA/BS degree or equivalent experience in residential mortgage sales
- 2 years of retail residential mortgage sales experience
- Documented success with residential purchase/refinance mortgage loans
- Established relationships with local referral networks
- The successful candidate must meet and comply with all requirements outlined in the SAFE Act, including, but not limited to the successful completion of the required background checks and obtaining a Unique Identifier from the NMLS
Work EnvironmentThis job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines.
Physical DemandsThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.While performing the duties of this job, the employee is regularly required to talk and hear. The employee is frequently required to stand, walk, use hands to finger, handle or feel, and reach with hands and arms.The employee is occasionally required to sit, climb, balance, stoop, kneel, crouch or crawl. The employee must frequently lift and move up to 10 pounds and occasionally lift and move objects up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focusAAP/EEO StatementGershman Mortgage is an Equal Opportunity/Affirmative Action employer. Gershman’s continuing policy is to afford Equal Employment Opportunity to qualified individuals regardless of their race, religion, color, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, family medical history or genetic information, political affiliation, military service, or other non-merit based factors. These protections extend to all management practices and decisions, including recruitment and hiring practices, appraisal systems, promotions, and training and career development programs and all other terms and conditions of employment as provided by law.Other DutiesPlease note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. - 15 Days Ago
Loan Officer
- Frontier Mortgage
-
Chesterfield, MO
FULL_TIME
- Get your career off to a fast start in the financial industry with a fast-growing mortgage company that utilizes cutting-edge technology and provide an environment to learn and grow. We are always loo...
- 21 Days Ago
Loan Officer
- First State Community Bank
-
Potosi, MO
OTHER
- Job Details Job Location: Potosi - Potosi, MO Position Type: Full Time Education Level: 4 Year Degree Salary Range: Undisclosed Job Shift: Day Job Category: Banking DescriptionLoan Officer Make a Posi...
- 4 Days Ago
Loan Officer
- Farm Credit Southeast Missouri
-
Portageville, MO
FULL_TIME
- Location: Portageville, MO Posting Date: April 27, 2022 Job Type: Full Time Farm Credit Southeast Missouri is seeking a Loan Officer at the Portageville Branch Office. Job Description Responsibilities...
- 23 Days Ago
Loan Officer
- New Frontier Bank
-
Saint Charles, MO
FULL_TIME
- New Frontier Bank is a growing full-service community bank located in St. Charles and soon opening a location in Lake Saint Louis. We are hiring a full time Loan Officer who is eager to help us grow a...
- 24 Days Ago
Loan Officer
- Royal Banks of Missouri
-
Hannibal, MO
FULL_TIME
- ROYAL BANKS OF MISSOURI Job Description Job Title: Loan Officer Reports To: Senior Vice President, President Business Banking SUMMARY Originate, underwrite, and close the more complex secured and unse...
- 27 Days Ago
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0 Construction Loan Officer jobs found in Saint Charles, MO area
Attendee Experience Manager
- Unbridled
-
Saint Louis, MO
- Job Description Job Description Our Company Unbridled puts people first, and it’s embedded into our culture. Our job is ...
- 4/23/2024 12:00:00 AM
Corporate Event Registration Manager
- Unbridled
-
Saint Louis, MO
- Job Description Job Description Our Company Unbridled puts people first, and it’s embedded into our culture. Our job is ...
- 4/23/2024 12:00:00 AM
Mortgage Loan Originator
- Midland States Bank
-
O Fallon, MO
- Mortgage Loan Originator Salary: $48,500+ annually At Midland States Bank, base salary is one component of our Total Rew...
- 4/23/2024 12:00:00 AM
Administrative Associate III (Loan Administrator)
- United Pentecostal Church International
-
Saint Charles, MO
- Category TSG - The Stewardship Group Full-Time/Part-Time Full-Time Exempt/Non-Exempt Non-Exempt Position Pay Range Grade...
- 4/22/2024 12:00:00 AM
Structural Project Engineer / Project Manager - Bridge Design
- Lochmueller Group
-
Edwardsville, IL
- We are looking for a talented Structural Project Engineer / Project Manager to join our Structural Engineering team in M...
- 4/22/2024 12:00:00 AM
Engineering Design Tech - Roadway Design
- Lochmueller Group
-
Belleville, IL
- We are looking for talented Engineering Design Technician to join our Roadway Design team in Edwardsville or St. Louis. ...
- 4/22/2024 12:00:00 AM
Senior Project Manager (Hybrid) - Capital Projects - Facilities Planning & Management
- Washington University in St. Louis
-
Saint Louis, MO
- Scheduled Hours 37.5 Position Summary The Senior Project Manager is responsible for the oversight and management of cons...
- 4/20/2024 12:00:00 AM
Senior Commercial Loan Coordinator
- Enterprise Bank & Trust
-
Clayton, MO
- Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee s...
- 4/9/2024 12:00:00 AM
About Saint Charles, Missouri
Saint Charles is a city in, and the county seat of, St. Charles County, Missouri, United States. The population was 65,794 at the 2010 census, making St. Charles the ninth-largest city in Missouri. Situated on the Missouri River, it is a northwestern suburb of St. Louis.
Founded circa 1769 as Les Petites Côtes, or "The Little Hills" in French, by Louis Blanchette, a French-Canadian fur trader, when the area was nominally ruled by Spain following the Seven Years' War, St. Charles is the third-oldest city in Missouri. For a time, it played a significant role in the United States' westward expan...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Construction Loan Officer jobs
$85,163 to $145,394
Saint Charles, Missouri area prices
were up 0.7% from a year ago
were up 0.7% from a year ago
What does a Construction Loan Officer do?
Construction Loan Officer in Raleigh, NC
Your local bank, if they do offer home construction loans, might be able to offer you a better rate.
February 18, 2020
Construction Loan Officer in Huntington, WV
All loan officers must have a clear understanding of the bank’s loan policies.
January 22, 2020
Construction Loan Officer in Great Falls, MT
There are various types of construction loans, including consumer lot loans that are advanced first for the purchase of land and then transferred to a permanent loan for the building construction, and commercial construction loans for the expanding business and residential construction loans.
January 09, 2020