Construction Loan Officer jobs in O Fallon, MO
Construction Loan Officer sources and structures construction loans. Performs a due diligence review of potential borrowers, including risk and financial analysis. Being a Construction Loan Officer analyzes applicants' credit and financial status and obtains property appraisals to determine the feasibility of granting loans. Develops relationships with builders and developers to obtain referrals and future lending opportunities. Additionally, Construction Loan Officer structures construction loan terms and conditions according to policies. Approves loans within authorized limits or refers them to a loan committee for approval. May disburse loan proceeds at designated project mile. Requires a bachelor's degree. Typically reports to a manager. The Construction Loan Officer occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Construction Loan Officer typically requires 2 -4 years of related experience. (Copyright 2024 Salary.com)
Recently Added Construction Loan Officer jobs
Loan Officer
- Gershman Mortgage
-
Imperial, MO
FULL_TIME
-
Loan Officer
About Gershman MortgageCommunities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships.About the PositionThe Loan Officer will increase their mortgage loan portfolio by developing business contacts and attracting mortgage customers. They will be responsible for all aspects of originating and negotiating mortgage loans, as well as advising and counseling our customers on available loan options.To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.Essential Functions- Develop referral sources for purchase and refinance mortgages from realtors, builders, professional and personal contacts
- Build rapport, analyze financial situations, determine the appropriate loan product to meet clients' goals and submit a preliminary loan package for processing
- Achieve sales and referral goals
- Develop a positive client experience consistently
- Recommend loan solutions per lending guidelines and client requirements
- Manage a portfolio of customer relationships effectively
- Seek prospective opportunities to retain and/or develop new clients
Competencies- Proactively seek ways to develop and expand referral network relationships to achieve sales goals
- Desire to maximize personal productivity through attention to detail, self-motivation, and adaptability
- Actively participate in opportunities to expand knowledge, influence others, and maintain continuing education
Required Education and Experience- BA/BS degree or equivalent experience in residential mortgage sales
- 2 years of retail residential mortgage sales experience
- Documented success with residential purchase/refinance mortgage loans
- Established relationships with local referral networks
- The successful candidate must meet and comply with all requirements outlined in the SAFE Act, including, but not limited to the successful completion of the required background checks and obtaining a Unique Identifier from the NMLS
Work EnvironmentThis job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines.
Physical DemandsThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.While performing the duties of this job, the employee is regularly required to talk and hear. The employee is frequently required to stand, walk, use hands to finger, handle or feel, and reach with hands and arms.The employee is occasionally required to sit, climb, balance, stoop, kneel, crouch or crawl. The employee must frequently lift and move up to 10 pounds and occasionally lift and move objects up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focusAAP/EEO StatementGershman Mortgage is an Equal Opportunity/Affirmative Action employer. Gershman’s continuing policy is to afford Equal Employment Opportunity to qualified individuals regardless of their race, religion, color, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, family medical history or genetic information, political affiliation, military service, or other non-merit based factors. These protections extend to all management practices and decisions, including recruitment and hiring practices, appraisal systems, promotions, and training and career development programs and all other terms and conditions of employment as provided by law.Other DutiesPlease note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. - 9 Days Ago
Loan Officer
- Frontier Mortgage
-
Chesterfield, MO
FULL_TIME
- Get your career off to a fast start in the financial industry with a fast-growing mortgage company that utilizes cutting-edge technology and provide an environment to learn and grow. We are always loo...
- 15 Days Ago
Loan Officer
- First State Community Bank
-
Potosi, MO
FULL_TIME
- Loan Officer Make a Positive Impact First State Community Bank is seeking a motivated individual with a positive outlook and strong work ethic to fill the role of Loan Officer. As an FSCB lender, you ...
- Just Posted
Loan Officer
- Farm Credit Southeast Missouri
-
Portageville, MO
FULL_TIME
- Location: Portageville, MO Posting Date: April 27, 2022 Job Type: Full Time Farm Credit Southeast Missouri is seeking a Loan Officer at the Portageville Branch Office. Job Description Responsibilities...
- 17 Days Ago
Loan Officer
- New Frontier Bank
-
Saint Charles, MO
FULL_TIME
- New Frontier Bank is a growing full-service community bank located in St. Charles and soon opening a location in Lake Saint Louis. We are hiring a full time Loan Officer who is eager to help us grow a...
- 18 Days Ago
Loan Officer
- FCS Financial
-
Columbia, MO
FULL_TIME
- Loan Officer Apply Now Description/Job Summary At FCS Financial, part of the nationwide Farm Credit System, we are looking for a full-time Loan Officer to join our Team in our Columbia Branch! FCS Fin...
- 20 Days Ago
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0 Construction Loan Officer jobs found in O Fallon, MO area
Mortgage Loan Originator
- Midland States Bank
-
O Fallon, MO
- Mortgage Loan Originator Salary: $48,500+ annually At Midland States Bank, base salary is one component of our Total Rew...
- 4/18/2024 12:00:00 AM
Parks Maintenance Crew (Maintenance Worker I & Laborer On Call)
- St. Louis County, MO
-
Saint Louis, MO
- Salary: See Position Description Location : Throughout St. Louis County, MO Job Type: Full-Time Job Number: 2023-00578 D...
- 4/15/2024 12:00:00 AM
Supervisor Area Custodial (1st shift) - OFMD
- Washington University in St. Louis
-
Saint Louis, MO
- Scheduled Hours 40 Position Summary The Washington University School of Medicine Operations & Facilities Management Depa...
- 4/14/2024 12:00:00 AM
Senior Commercial Loan Coordinator
- Enterprise Bank & Trust
-
Clayton, MO
- Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee s...
- 4/9/2024 12:00:00 AM
Mortgage Loan Officer
- Enterprise Bank & Trust
-
St. Louis, MO
- Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee s...
- 4/4/2024 12:00:00 AM
About O Fallon, Missouri
O'Fallon /oʊˈfælən/ is a city along Interstate 64 and Interstate 70 between Lake St. Louis and St. Peters in St. Charles County, Missouri, United States. It is part of the St. Louis Metropolitan Statistical Area. As of the 2010 census O'Fallon had a population of 79,329, making it the largest municipality in St. Charles County and seventh largest in the state of Missouri. O'Fallon's namesake in St. Clair County, Illinois is also part of the St. Louis Metropolitan Statistical Area. The two O'Fallons are one of the few pairs of same-named municipalities to be part of the same MSA.
According to t...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Construction Loan Officer jobs
$84,988 to $145,095
O Fallon, Missouri area prices
were up 0.7% from a year ago
were up 0.7% from a year ago
What does a Construction Loan Officer do?
Construction Loan Officer in Raleigh, NC
Your local bank, if they do offer home construction loans, might be able to offer you a better rate.
February 18, 2020
Construction Loan Officer in Huntington, WV
All loan officers must have a clear understanding of the bank’s loan policies.
January 22, 2020
Construction Loan Officer in Great Falls, MT
There are various types of construction loans, including consumer lot loans that are advanced first for the purchase of land and then transferred to a permanent loan for the building construction, and commercial construction loans for the expanding business and residential construction loans.
January 09, 2020